Owner Financing & Note Investing Podcast with Dawn Rickabaugh

What would you want to know?

Dawn Rickabaugh opens Property and Paper Live by framing 2026 as a year of rapid change, then moves into owner-financing and note-investing deals that show how non-bank solutions actually work.

Dawn Rickabaugh uses a $94,000 “owner finance value” slide to show how note values can be reverse-engineered from a payment stream instead of a cash appraisal.

Dawn Riccobal on Property and Paper Live argues that a shift is underway as landlords face higher property taxes, rising insurance costs, and more price reductions in places like Carson City and Reno.

Dawn Rickabaugh interviews Tracy Z of noteinvestor.com about how she got into seller-finance notes through title work in rural Washington State and later through Metropolitan Mortgage and Securities in Spokane.

Dawn Ricabaugh uses Property and Paper Live to argue that owner financing can do more than replace a bank loan: it can create options on the note, later discounts, and better exits for buyers and sellers.

Dawn Rickabaugh uses a live seller-financing discussion to argue that agents can save listings, preserve price, and keep commissions when buyers cannot qualify conventionally.

Dawn Rickabaugh of NoteQueen.com uses a Craigslist-sourced note to show how a $55,000 purchase can turn into roughly 24% ROI when the timeline shrinks and the collateral improves.

Dawn Rickabaugh uses a 40-acre Missouri land note to walk through how she prices collateral, calculates a 10% down payment, and questions whether raw land really has enough buyers.

Don Rickabaugh presents market philosophy and interviews multiple guests (David, Alex) about owner-financed real estate deals.

Day Rickabaugh (note queen, 20-year expert) explains note business fundamentals: owner financing lets sellers escape landlord hassles (taxes, repairs, vacancies) while netting 2-3x higher monthly income than renting; buyers get better terms.

"Cash flow is everything," a caller says.

Dawn Rickabaugh opens the room with a live talk about seller financing and note investing.

Host Dawn Rickebaugh discusses how seller financing can unlock real estate sales in a depressed market where 50% of sellers have given up.

Real estate investing ethics episode centered on predatory seller financing case.

Dawn Rickabaugh hosts Property and Paper Live with guest Robin, a small landlord who owns 2-3 properties and focuses on note/seller-financed income (like annuities).

Dawn Rickabaugh reads an email to her subscribers explaining her approach to economic positioning, advocating for hard assets like real estate, precious metals, and digital currencies as inflation hedges.

Dawn opens the show by framing seller financing as the bridge between real estate and note investing.

Dawn Rickabaugh interviews Texas attorney and investor Scott Horn about how he moved from engineering and law into real estate during the 1985-86 crash, then built a practice around rehabs, hard money, and creative finance.

Aileen calls about her sister, who lost her home in the Altadena fire and now has an Ojai, California rental that is worth about $890,000, carries roughly a $600,000 mortgage, and barely breaks even.

Don Rickabaugh brings on David Olds to talk through owner financing, note investing, and the practical work of keeping deals organized as they get bigger.

Dawn Rickabaugh and Erin Sour spend the episode on one question: what happens when a young buyer cannot afford a house at 6% or 7% interest after prices have doubled.

Dawn Rickabaugh opens Property and Paper Live by connecting real estate, owner financing, notes, and “non-bank solutions,” then turns the conversation toward the question “who are you?” rather than “what do you do.” She reads a self-definition built around being a “visionary real estate professional and master deal smith” who works “with or without banks,” and says the exercise helped her “landed deeper into my own soul.” The episode then moves into practical deal structures, including a question about letting an agent take a commission over time, which Dawn answers with a junior lien and broker approval.

Dawn Riccabaugh uses Property and Paper Live to answer real estate scenarios from live callers and says the show covers owner financing and notes through NoteQueen.com and propertyandpaper.com.

Dawn Rickabaugh opens Property and Paper Live with a reverse-mortgage case involving a 21-loan HUD portfolio, one burned property, and a lender question about how to file an insurance claim after the borrower’s death.

Dawn Rickabaugh says she is built for a market where sellers are stuck in 2022 pricing and buyers are acting like it is 2007, because that gap creates demand for owner-financing solutions.