Owner Financing & Note Investing Podcast with Dawn Rickabaugh · Dawn Rickabaugh | Expert Advice for building wealth through Owner Financing & Note Investing

Seller Financing in 1031 Exchanges: Do These Really Work Together?

·45 min·2 clips

A realtor bought the note, paid her commission on a higher price, and the seller still got the $500,000 they wanted.

What would you want to know? After the opening points people toward NoteQueen courses and live conversations, Dawn moves to the buying side of a newly created seller-financed note and asks the room to reason through what matters before buying fresh paper. The answer lands fast. Property value sits at the top of the checklist, but she pushes for real cash value, not a comforting pretend number. Collateral carries the deal. Her frame is simple and a little severe: if the note pays, fine, and if it does not, the lender still needs the property value to hold up. Optimism is not enough by itself. She names messy life events, a Mack truck, a stroke, businesses going out, and 2020-style disruption as reasons a note buyer has to prepare for failure. Then she widens the lens. Loans, notes, primary mortgage market, secondary market, paper business, all of it points back to financing secured by real estate. The terminology can shift. The practical question stays fixed on whether the paper is protected by property value that can handle trouble. Dawn keeps it conversational. A listener answer becomes the teaching case, with the host affirming it and then sharpening the standard around appraisal and 30- or 60-day as-is cash value. The math stays human. She is talking to landlords who still need income, want capital gains deferral, and want to leave an inheritance, plus buyers and note investors learning how to think from the lender side. Promotion blends into coaching, then the working session takes over with real deal logic. By the end, tone softens. Dawn closes with emotional reflection about listening, standing ground, hard seasons, and creating financial solutions one mom and pop to another.

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