Owner Financing & Note Investing Podcast with Dawn Rickabaugh · Dawn Rickabaugh | Expert Advice for building wealth through Owner Financing & Note Investing

Who Are You and Why Does it Matter? Pad Splitting, Agents Carrying a Note for Their Commission

·47 min·3 clips
Dawn Rickabaugh says the key question is not “what do you do,” but “who are you?”
1. Dawn Rickabaugh opens Property and Paper Live with a topic centered on “who are you” and owner financing, notes, and real estate. 2. Dawn Rickabaugh is the host of Property and Paper Live and the creator of NoteQueen.com, which she names at the start. 3. The episode asks what a person’s core calling is, not just “what do you do,” and Dawn says that question mattered after a coach pressed her on it. 4. Dawn says she spent “five or six hours” distilling her identity into four sentences. 5. She reads a self-description that calls her a “visionary real estate professional and master deal smith.” 6. Dawn says her work helps families get into or out of homes and investments “with or without banks.” 7. She describes herself as a seasoned note investor who knows seller financing and the secondary market for private mortgage notes. 8. Dawn says the exercise made her feel like she landed “deeper into my own soul.” 9. She says the language also covers rehabbing, bringing out what a property wants to be, and deciding when not to rehab. 10. Dawn connects that to owner financing, the “secondary market for notes,” and getting a property appraised with the roof in place. 11. Dawn says the “reasons are the stories” when she looks at transactions and the people leaving a property. 12. She describes a deceased homeowner in Carson City, Nevada, as a neighborhood cornerstone who created a “Leave It to Beaver” feel. 13. Dawn says the man’s son found her letter in the china cabinet with “all the other very special things.” 14. She says she cried when the family told the last hospital moments and that her daughters cried too. 15. Dawn says she chose a buyer based on the home’s “energetic footprint” and wanted the right next steward. 16. She says a property was on the flat-fee MLS for about 30 hours before it sold and the next owner fit the house. 17. Dawn warns listeners about an IRA precious-metals scam tied to older people and self-directed accounts. 18. She says some dealers push “collectible” silver rounds at about a 100% premium and buy them back over and over. 19. Dawn and Christina then discuss “accidental landlords,” rising rents, and people who cannot sell for the price they want. 20. The conversation is casual, live, and advice-heavy, and people who want owner-financing structures, master leasing, or pod splitting will get the most from it.

As heard by us

Identity and deal structure stay linked in a practical lesson on getting to yes without a bank.

Dawn Rickabaugh starts with a plain question about who you are and why it matters, then ties it to how investors present themselves while working through owner financing, notes, and other non-bank paths.

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Why you'd press play

If you want a cleaner way to get to yes when a seller pushes back, start here.

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