Owner Financing & Note Investing Podcast with Dawn Rickabaugh · Dawn Rickabaugh | Expert Advice for building wealth through Owner Financing & Note Investing

This is the Market I Was Born For - Sellers and Buyers Don't Need Banks

·43 min·3 clips

“This is the market I’m born for” because seller and buyer expectations are split between 2022 and 2007.

1. Owner Financing & Note Investing Podcast with Dawn Rickabaugh centers on a market where sellers and buyers are misreading price and liquidity. 2. Dawn Rickabaugh is the host, and David and Alex join as real-estate investors who discuss notes, collateral, and financing structures. 3. The episode asks how sellers can get their price and buyers can still make deals work when banks and liquidity are tightening. 4. Dawn opens by saying she is “born for” a market where “the crazier it gets out there,” because it creates demand for solutions. 5. She says sellers are thinking “2022” while buyers are thinking “2007,” and that mismatch is driving negotiations. 6. Dawn describes a “Nothing Notes with Corey” online real-estate investment club and says Marco and Bill are running “a really great operation.” 7. She asks listeners to send in “hot topic” scenarios and specific questions before the session starts. 8. Dawn says she usually does not do land contracts anymore because she prefers control without showing up on title. 9. She says Oregon is one of the states where lender and landlord laws are less favorable, which made her think hard about one raw-land deal. 10. The Oregon property was originally bought for $50,000, resold on a land contract for $150,000, and left with a contract balance of about $125,000. 11. Dawn says she bought in around $53,000 all-in after the original owner needed out and the borrowers later surrendered the property. 12. She says the borrowers had maxed-out credit cards, lived paycheck to paycheck, and signed a notarized recordable document giving up the property. 13. Dawn and the group discuss David’s “springing guarantee,” which activates when a note becomes unsecured by real estate. 14. David explains that his carried note has traveled through multiple properties as buyers sold and substituted collateral. 15. He says the note started with an apartment building in Tahoe and now sits on its sixth journey. 16. The group also discusses title-company scrutiny in California, where one assignment was rejected because “Colorado had been abbreviated.” 17. Dawn says title companies are increasingly strict because of fraud concerns, but she objects when they overreach on document approvals. 18. She argues that a buyer can pay more than market value if the terms are strong enough to support cash flow. 19. The tone is practical and conversational, with long back-and-forth exchanges between Dawn, David, and Alex. 20. Listeners who buy, sell, or finance real estate with owner terms will get the most out of this episode, while people seeking a simple market-news recap may skip it.

As heard by us

A practical case for owner financing when the market gets noisy.

This episode lands on a simple point: in a market where sellers keep staring at yesterday's price, the better move is to address what buyers are actually worried about today.

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Why you'd press play

If you need a way to move property when sellers are thinking 2022 and buyers are thinking 2007, press play.

Read the full recommendation in PlayNext →

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