Retirement Planning Podcasts

Your Money, Your Wealth builds its episodes around listener scenarios. In Retire Early in Your 40s or 50s: Green Light or Reality Check?, the hosts take George in South Carolina. He is 45, spends roughly $96,000 a year and hopes to stop at 53, and the hosts test whether a taxable account can carry the gap years. The arithmetic moves fast, and the caveat is said aloud: "These are just assumptions, so we don't know how close this will be."

Your Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning offers something rarer, a plain no. In The 3 Numbers That Decide If You Can Retire, the host says a couple projected to have $567,000 saved at 60 cannot retire at 61, because the projection runs dry at 72. Parts of it are narrated over planning software, so audio listeners hear about visual demonstrations they cannot see.

Big Picture Retirement® pairs a JD with a CFP®. In Planning for Single Retirees — Part 3: Tax Planning and Roth Conversions, the hosts discuss Medicare surcharges tied to income and narrower tax brackets for single filers.

Retire For Less With The Annuity Expert is blunt and openly partisan. In Stop! Listen To This Before Letting Your Advisor Sell You an Annuity, the host reads another advisor's illustration for a 71-year-old client who wanted income immediately, then names the omission: "Here's the verbiage he forgot to put in the last line. Minus withdrawals." In The 4% Rule vs. Annuities: Which is the Best Retirement Strategy?, the host argues against single premium immediate annuities for most people over 59½ because that income stream is irrevocable, and favours other annuity types the firm recommends. Hear that as the view of someone who recommends annuities as well as a lesson.

Managing Your Financial Future with Lucia Capital Group argues in Why the "RMD Withdrawal Strategy" May Be Disastrous that withdrawals pegged to IRS life-expectancy tables can cut monthly income after bad markets, and offers its Bucket Strategy® instead. For the research under these fights, try Retire Today's How to Turn Retirement Savings Into Reliable Income with Dr. Wade Pfau. It covers longevity, spending shocks and sequence-of-returns risk.

The Retirement Solution, The Retirement Blueprint and Empowered Retirement are advisory-firm productions with radio roots, and their pitches are part of the listening. In Navigating Federal Buyouts | Retirement Roadmaps & Income Planning | The Tax Trap in Your Nest Egg, The Retirement Key repeats its offer of a complimentary plan to listeners 55 and older with $500,000 saved. The Retirement Blueprint's Avoiding retirement disenchantment. recites a phone number again and again. It also makes a useful case for planning the 2,600 hours retirement frees up. Candour surfaces in The Retirement Solution's Retirement Myths: Are You Chasing the Wrong Number?, which includes this admission: "I do not manage my own money because my emotions ruin me."

Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance) hands its Retirement Reality interviews to retirees. In Ex-Software Engineer Reveals Dark Truth Behind "Never Turning Off" | Retirement Reality, Darren recalls quitting dinner when paged. After he left the job, he went about three months without a phone because he could not bear its text sound. Retire Today's DARE to Re-Think Retirement with George Jerjian rests on Jerjian's account of a bone tumor diagnosis at 52. Retire Sooner with Wes Moss asks in Where Should You Live in Retirement? (And How to Pay for It) how close to settle to adult children. Early retirees should also see the FIRE & Financial Independence page.

401(k) Roundtable is made for employers who run plans. In Behavioral Finance Meets 401(k): What the Data Says About Defaults, Harvard Business School's John Beshears discusses automatic enrollment. Teach and Retire Rich covers teachers' plans in Introducing 457bwiser. Rules change at borders: The Canadian Money Roadmap explains TFSAs, and SMSF News and Strategies Podcast Show covers self-managed super funds. Tax questions continue on the Tax & Estate Planning page, and the Personal Finance guide maps the wider field.