Teach and Retire Rich

The host introduces Jeff York, a retired custodian, to discuss retirement experiences and estate planning, starting with a question about surprises in retirement.

The hosts discuss a scheduling mishap with their podcast and make playful references to financial topics and past episodes.

This segment discusses how American Fidelity uses Section 125 plans as leverage over employees, comparing it to a school district threatening pre-tax benefits.

The hosts discuss salary reduction agreements for 403(b)/457(b) retirement plans while engaging in casual conversation about sports teams.

This episode segment humorously introduces the Grinch's disdain for low-cost mutual funds in retirement accounts like 403(b)s, setting up a discussion on investment costs.

Ken Ford discusses his shift away from the K-12 403(b) market after 11 years, prompted by a superintendent's indifference to poor investment products for teachers.

This episode discusses the challenges of switching from an employer-sponsored Medicare Advantage plan to original Medicare with a supplement, featuring insights from a retiree and expert Lucretia Ryan.

This segment discusses unexpected additional Medicare taxes in retirement, particularly for teachers with pensions, Social Security, and non-Roth accounts.

Jeremy Schneider introduces the concept of a 'dead box' as an alternative to traditional estate planning, discussing estate tax exemptions and their implications for beneficiaries.

A woman discovers her 401(k) contributions have vanished, leading to a three-year struggle to recover over $50,000 in missing funds and highlighting systemic issues in retirement account management.

Nick Maggiulli introduces the concept of the wealth ladder, which tailors financial strategies based on net worth levels, and shares his personal background in finance influenced by family financial struggles.

The hosts discuss personal fitness routines and plans for a future run, with a brief mention of Equitable and Delaware State's 403(b) plan in the title.

Jeremy Schneider discusses his significant personal life changes over the past two years, including getting engaged, married, having a baby, and buying a house, while reflecting on the financial and health aspects of starting a family in his 40s.

This segment discusses the importance of building flexibility and room for error into financial plans to withstand unpredictable market events and uncertainties.

The podcast discusses the One Big Beautiful Bill Act (OBAA), focusing on its permanent tax law changes and the uncertainty surrounding the sunset of the Tax Cuts and Jobs Act.

The TPA criticizes a single vendor plan as unfair to school teachers while benefiting Daybright Financial, and the hosts discuss their dislike of daylight saving time and its limited beneficiaries.

Julius Prezelski discusses his transition from a business track to teaching personal finance and retirement planning, including a personal anecdote about mortgage refinancing.

This episode discusses steps for educators to transfer retirement funds from high-cost 403(b)/457(b) vendors to better options offered by their employers.

Jeffrey Ptak discusses Morningstar's mission to empower investors with transparent financial information and his advice for educators on simplifying retirement savings.

The segment introduces guests Jeff Santoro and Jason Hall, discussing Jeff's career in music education and his interest in investing.

Danny discusses his 18-year teaching career, including his experiences in Florida, Poland, and Georgia, focusing on elementary and special education.

This segment discusses the economic consensus against tariffs, comparing them to self-harm, and features economist Cullen Roche analyzing recent tariff policies as ineffective and harmful to U.S.

The segment discusses Maine educator Daniel Picard's career transition from aspiring computer scientist to technology teacher and administrator, prompted by his experience mentoring kindergarten students.

The hosts discuss a stressful morning where they were locked out of their Facebook accounts and their group was deleted due to coordinated inflammatory posts, with a moderator submitting an appeal.

The segment discusses how commissions from Equitable EQUI-VEST products are earned, with a focus on first-year compensation and the potential for making money in settings like a teacher's lounge.

This segment discusses fee reductions in retirement plans, introduces advocates Sandy Keaton and Steve Shulo, and highlights their roles in improving 403b and 457b options for LAUSD teachers through the RIAC committee.

This segment discusses the chaotic state of student loans with expert David Gurley, focusing on the Public Service Loan Forgiveness program and its current status under the Biden administration.

The hosts discuss a new Tennessee law that they believe will have negative impacts on teachers, criticizing its passage and potential consequences.

This segment introduces Barbara Healy, an experienced consultant discussing her early involvement with innovative 457b retirement plans for K-12 employees during the infancy of 403b regulations.

This segment discusses the early 2000s legislative efforts to reform California's K-12 403(b) plan, featuring an interview with former TIAA CREF regional manager Dick Schaefer about his role in expanding TIAA's presence in California public education.

The speaker reflects on their teaching experiences across multiple states and discusses a recent meeting in the Bay Area with Tim Ranzetta and the NGPF team, hinting at a new emphasis for their project.

This segment introduces Lucretia Ryan, a retired IBM employee who now runs FinancialFreedomForWomen.org, offering free workshops and advice on Social Security, Medicare, and retirement planning, driven by her passion for helping others.

David Gurley, nicknamed The Loan Ranger, discusses the ongoing chaos in the student loan landscape, emphasizing that the situation has worsened since their last conversation.

The hosts reflect on learning of Jonathan Clements' passing and share personal memories of reading his financial columns in libraries during their college years.

The host shares a personal story about his son's comment on his financial podcast habits and introduces Daniel Knowles, a veteran teacher advocating for retirement plan improvements and considering a second career as a financial advisor.

This episode segment discusses the transition from saving in a 403(b) retirement plan during one's career to spending from it post-career, featuring insights from financial expert Barbara O'Neill.

The podcast introduces four topics related to financial and educational issues, including Vanguard's recent controversy, Florida's actions on K-12 systems, NEA being targeted, and an article from Equitable.

This segment introduces a session on making informed Medicare decisions, particularly for teachers in retirement, featuring speaker Lucretia Ryan who focuses on financial independence for women.

The segment discusses a provision in Secure Act 2.0 that requires school districts offering Roth options to either provide them or lose age-based catch-up contributions, highlighting potential unpreparedness among districts and participants.

The hosts discuss the current state of the stock market, which is hitting all-time highs, and emphasize the importance of diversification as a strategy.

The host welcomes back Bree Lee, a math teacher who runs the Ritual Finance Instagram account, discussing its focus on personal finance topics for teachers and updates since their last podcast.

The speaker expresses dissatisfaction with Vanguard's treatment of public school teachers and then shifts to discussing the Buffalo Bills' recent snow game win and the design of their new stadium.

The hosts discuss a listener's financial resolution about a sinking fund and share personal experiences from a recent family trip to Hawaii's big island, including visiting Costco.

The hosts discuss Ohio's state-based 457B plan for educators, praising its low fees, excellent investment options, and widespread adoption across school districts.

This segment introduces the Southern Education Retirement Consortium and explains how 403(b) consortiums help small and medium-size school districts by combining resources, with examples from Georgia's numerous counties and districts.

This segment explains the difference between an exchange and a rollover when moving money between approved vendors within a 403(b) or 457(b) retirement plan.

This segment introduces a high school personal finance teacher and a retired custodian discussing retirement savings and financial education for students.

Dan and Scott discuss whether people get wiser as they age, sharing humorous anecdotes about memory lapses.

Dan and Scott discuss the announced merger of AXA Equitable and Corbridge and its implications for teacher retirement plans.

With AAA reporting U.S.

Hosts Daniel Otter and Scott Dauenhauer start the episode by humorously discussing a real earthquake they experienced during recording, comparing it to their guest's impact, before transitioning to retirement planning topics for teachers.

Daniel Otter and Scott Dauenhauer discuss asset allocation basics for teacher retirement plans like 403(b) and 457(b), using humor and analogies to explain how investment strategies should adapt over time.

Barbara O'Neill shares 30 spring cleaning tips for personal finances, covering topics like asset allocation, automatic payments, charitable giving, and retirement planning, with hosts Dan and Scott adding insights and humor throughout.

Teach and Retire Rich opens with a listener letter from Nicole Dubille, a 27-year-old speech-language pathologist at Cleveland Hill School District, who credits the show for her first budget, savings goals and Roth IRA contributions.

Dan and Scott discuss issues with a vendor misrepresenting their product to a teacher and share personal spring break plans.

Hosts discuss the mishandling of tech regulation and interview consumer protection attorney Erin Witte about her career and advocacy work.

Hosts Dan Otter and Scott Dauenhauer discuss retirement saving issues for teachers with guest Lucretia Ryan, touching on ACA protections and Medicare.

Annual check-in with economist Colin Roche discussing his process for staying informed on economic issues and investing.

Dan and Scott discuss their entry into personal finance through magazines and radio, sharing how working with Clark Howard transformed their money knowledge.

The hosts interview the creators of the How to Money podcast about their friendship and personal finance journey.

The limited waiver can restore payment credits erased by consolidating federal student loans before October 31, 2022.

Jackie Cummings Koski recounts finding $20,000 in her retirement account versus her former husband's $120,000, then growing $60,000 to $265,000 over roughly 15 years.

Adam Holey helped add a Lincoln participant-directed plan with Vanguard funds and $60 annual fees.