Your Financial EKG™ | Retirement Planning | Investment and Wealth Management | Financial Planning

Your Financial EKG is a retirement-planning show built around case studies with actual numbers. It does not stay at the level of broad savings advice. Episodes begin with a clear question, such as whether a 55-year-old with $150,000, a 60-year-old couple with $200,000, or a 53-year-old with $1.1 million can retire. The show then turns that question into a planning exercise. Expenses are listed. Savings accounts are separated. Social Security is timed. Taxes are projected. Investment return assumptions are tested against the income the household actually needs. The show’s recurring method is to sketch the situation first, then move into Financial EKG software for more granular modeling. That gives the episodes a practical rhythm: rough math, software check, adjustment, repeat. The strongest segments are often about tradeoffs that sound small but change the outcome dramatically. Claiming Social Security at 62 instead of 67 can keep a low-savings couple from running out of money. Reducing controllable travel inflation can stretch a retirement portfolio. Repositioning assets toward growth can change the path for a younger saver with working decades left. Roth conversions appear as a tax-planning tool rather than a buzzword. Medicare, long-term care, mortgage payments, inflation, and future tax rates are treated as core retirement inputs. The show also pushes back on stock-picking as the center of retirement investing. Low-cost indexed ETFs, risk tolerance, time horizon, and portfolio alignment matter more in its framework. Its register is plain, occasionally playful, and insistent about checking assumptions. The show is best for listeners who want worked examples and are comfortable hearing the same planning principle reinforced from several angles. It is especially useful for people near retirement who need to know which levers are still available.