Market headlines translated into planning choices.
Money On Tap turns investing news into practical household questions. Ben Brayshaw and Dan Michelon talk through markets, Roth strategies, retirement income, CDs, taxes, and global conflict with a planner’s eye and a radio-show looseness.
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Money On Tap is a finance conversation for people trying to make sense of markets before those markets make decisions feel emotional. The show is direct. Ben Brayshaw and Dan Michelon talk as planners, not detached commentators, and their episodes usually begin with a practical worry: whether to sell during a market drop, what to do with CD money, how Roth strategies fit into retirement, or why retirement income feels more complicated than accumulation. The rhythm is headline, explanation, consequence. A market myth becomes a discussion about missed recovery days and fear-driven selling. A Roth episode turns into a wider look at taxes, politics, and why tax-free retirement planning may matter now. A retirement income topic becomes a conversation about distribution, income alpha, and the discomfort of turning savings into spendable cash. Global events are treated the same way. War, oil, Iran, China, the Middle East, bonds, stocks, and value investing appear not as abstract news items, but as forces that make investors ask what should happen next inside a portfolio. The show can be repetitive, but the repetition has a purpose. It slows down jargon and rephrases financial choices in ordinary terms. Listeners hear the hosts work through ideas in real time, with side comments, quick agreement, and occasional jokes tucked into otherwise serious planning material. Retirement is one of the show’s strongest centers of gravity. Episodes return to tax exposure, lifetime income, safety, yield, liquidity, and the sense that many people are underprepared for retirement. The generational wealth gap also gets attention, especially the contrast between boomers and younger generations facing high housing costs and different market conditions. Money On Tap is not trying to be sleek. It is trying to be useful, familiar, and grounded in the concerns clients bring to a planning conversation. That gives it a lived-in quality. For listeners who prefer tidy scripts, it may feel winding. For listeners who want financial news translated into planning language, that winding can be the point.
Made for: Money On Tap suits investors, pre-retirees, and retirement-minded households who want conversational guidance on markets, taxes, income planning, and portfolio risk. It is especially useful for listeners who prefer plain-English explanation over quick market sound bites.
What sets it apart: The show stands out by tying financial headlines to concrete planning decisions, especially retirement income, Roth strategy, CDs, tax exposure, and investor behavior. Its planner-led back-and-forth gives complicated topics a practical, client-conversation feel.
Based on 5 episodes we listened to · September 2026
Money On Tap connects market anxiety and retirement questions to concrete planning decisions through an accessible exchange between two working planners.
Money On Tap turns financial planning into a practical conversation between planners and partners Ben Brayshaw and Dan Michelon. Their recurring concern is the decision behind the numbers: when fear prompts market timing, how retirement savings become income, and what Social…
Ben Brayshaw and Dan Michelon make market panic a reason to step away from the sell button.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A practical warning against market timing, focused on fear, missed recoveries, and selling low.
Market myths get expensive when fear turns a temporary decline into a lasting exit. Ben Brayshaw and Dan Michelon use the idea that missing the 10 best market days over 25 years could nearly halve returns as a way into market timing, the old "go away in May" habit, and the…
Paul Haavardsrud unpacks Canadian money stories, from ski-hill VIP pricing to French butter tariffs.
Real-estate freedom, taught in plain numbers.
Money on Tap opens with Ben Brascia and Dan Mickelon framing Social Security as part of retirement planning, then brings in Ken Barron of the AMAC Foundation after his 34 years at the Social Security Administration.
Money On Tap frames this episode around IRS enforcement, saying the agency is coming for “every penny you’ve worked hard for” and pointing to $60 billion in hiring plans tied to 87,000 new employees.
Market myths get expensive.
This episode discusses the importance of Roth retirement strategies and why they are a timely opportunity for tax-free savings.
Financial planners discuss the science of creating income alpha and reducing taxes in retirement.
Financial planners discuss global conflicts and strategic protection in investing.
Financial planners discuss strategies for replacing CDs with investments that balance safety, yield, liquidity, and lifetime income in a falling rate environment.
Money on Tap’s "The Retirement Income Crisis" uses Vanguard’s $148,000 average 401(k) and $38,000 median to show how uneven retirement savings are.
Ben Brayshaw and Dan Michelon frame Money on Tap around war, oil, and Wall Street, then tie the Iran conflict to portfolio risk and sector rotation.
Financial planners discuss the generational wealth gap between boomers and younger generations, exploring differences in wealth-building opportunities.
A financial planning podcast discussing the Federal Reserve's impact on personal investing and the economy.
Hosts Ben Brayshaw and Dan Michelon introduce a show debunking common myths and misconceptions about personal financial management.
Financial planners discuss investing with guardrails to protect wealth amid market highs and economic uncertainty.
Ben Brayshaw and Dan Miquelon introduce their show's focus on retirement planning and finding a trusted advisor, outlining their three-dimensional investing approach.