Ellaine Maala
72 episodes listed below
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Wealthy Nurse Podcast (formerly Scrubs and Stocks Podcas)t is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of Nursing Flowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. Money, FI, Investing. for Nurses by a Nurse.
Based on 6 episodes we listened to · September 2026
Elaine translates wealth-building into the pay, career and investing decisions nurses encounter in their working lives.
Elaine turns financial independence into a set of decisions grounded in nursing work. Her solo explainers connect money habits to shifts, salary progression and career moves, while a guest conversation tests early-retirement plans against future spending and taxes.
The extra shift is only half the plan; Elaine wants your paycheck to buy you choices.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A steady mindset reset for nurses who are working hard but still feeling stuck.
A steady mindset reset for nurses who are doing everything right and still feel stuck. Elaine, a nurse practitioner who teaches nurses how to invest and build wealth, centers the money beliefs that can shape how people think about overtime, investing, and side hustles.
A grounded look at nurse pay and the tradeoffs behind financial comfort.
The discussion frames nurse pay as a relative measure rather than a fixed target, tying it to cost of living, household size, children, and personal priorities.
A nurse-friendly money system built around automation instead of constant micromanaging.
Elaine outlines a nurse-friendly money system that leans on automation instead of constant micromanaging. She describes herself as a nurse practitioner, a financial educator, a mother of two, and someone with a busy job and many moving pieces, so the approach is built for a life…
A grounded reminder to stay invested and keep a long view when markets wobble.
It frames the 2025 market rebound after the sharp April drop as a case for time in the market over trying to time it. The strongest stretch comes from the personal routines, the walking, and the nod to The Psychology of Money, which gives the advice a lived-in feel instead of a…
A grounded reset on money habits, with reflection before action.
Elaine turns this episode into a quiet reset on money habits, discipline, and getting the head right before trying to get the numbers right. She starts with the personal side, moving through a hard year, being deliberate about which relationships to keep, and taking stock before…
A clear nursing pay climb that lands on the gap between earning more and building freedom.
She treats a 15-year nursing career as a plain money lesson: higher pay helps, but it does not buy freedom on its own. The arc is familiar enough, from job switching and hourly bumps to the point where investing matters more than another raise. The numbers are the point.
A reflective reset for nurses trying to align work with the life they want to build.
Elaine treats nurse burnout less as a lack of drive than as a mismatch between the job in front of someone and the life they are trying to build.
Calculated risk, not gambling, is the episode's core wealth lesson.
The episode lands on a simple point: wealth and success are tied to calculated risk, not blind gambling. It treats discomfort as part of growth and uses familiar choices like changing careers, moving cities, or starting a side hustle to show how higher risk can bring higher…
Paul Haavardsrud unpacks Canadian money stories, from ski-hill VIP pricing to French butter tariffs.
Real-estate freedom, taught in plain numbers.
A nurse practitioner discusses why increasing income alone doesn't solve financial anxiety and emphasizes investing in oneself for true financial freedom.
The host introduces a 12-week Nurse Money Project series aimed at helping nurses achieve financial freedom by sharing her personal story and offering a free class on the Wealthy Nurse Blueprint.
Host Elaine, a nurse practitioner, shares insights from a healthcare wellness retreat, outlining four types of jobs nurses experience throughout their careers: necessity, compensation/benefits, bridge, and dream jobs.
Elaine, host of Wealthy Nurse Podcast, argues that financial freedom means living without financial worry and designing life around time, family, and personal priorities.
The host announces the rebranding of her podcast from 'Scrubs and Stocks' to 'The Wealthy Nurse Podcast,' expanding beyond stock investing to cover comprehensive wealth-building strategies for nurses including salary negotiation, career design, business creation, and money mindset.
The host of the Wealthy Nurse Podcast outlines the four essential financial accounts nurses need to build wealth and achieve financial independence.
Host Ellaine Maala shares her 15-year nursing salary progression, from $28/hour as a new ICU nurse to over $250,000/year as a nurse practitioner, emphasizing job switching as a key income lever.
Host Elaine, a nurse practitioner, shares a three-step framework to start the new year strong financially, focusing on reflection, goal-setting with an emphasis on controllable inputs, and the power of automation and systems.
A nurse with 14 years of experience explains why she no longer works overtime, arguing that the financial payoff is diminished by taxes and that building passive income through investing and a side hustle is a better path to wealth and time freedom.
The host, a nurse, examines whether nursing is truly a 'recession-proof' profession during current economic uncertainty.
Ellaine Maala discusses how shifting from a scarcity to an abundance mindset is crucial for nurses to achieve financial freedom, sharing personal stories and practical tips like journaling to rewrite money beliefs.
Nurse practitioner and financial educator Elaine argues against traditional, restrictive budgeting for healthcare professionals with chaotic schedules.
Nurse practitioner Elaine shares six money beliefs she had to unlearn to achieve financial freedom, challenging common assumptions in the nursing profession about overtime, homeownership, investing accessibility, side hustles, the psychology of money, and traditional retirement age.
Nurse practitioner Elaine shares her personal investment strategy, detailing the three accounts she uses to build wealth while working in the high-cost Bay Area.
Elaine, also known as Nurse Who Invests, says financial freedom for nurses is “having the choice” to work because you want to, not because you have to.
Ellaine Maala discusses the importance of taking calculated risks for nurses to achieve financial growth and personal fulfillment, sharing her journey from risk aversion to strategic investing.
The host discusses navigating stock market fluctuations in 2025, emphasizing the importance of 'time in the market' over 'timing the market' for nurse investors.
A nurse with 14 years of experience identifies four common career mistakes that leave nurses feeling stuck and unfulfilled, despite good pay and titles.
Host Elaine critiques the superficial recognition of Nurses Week and argues that what nurses truly need is financial independence and investment knowledge.
A nurse practitioner shares personal updates about her career transition to sleep medicine, moving from a 3000 to 1000 square foot home, and how these major life changes reinforce the importance of automated financial systems.
Host Elaine explains how nurses can use a Health Savings Account (HSA) as a powerful triple tax-advantaged retirement tool, clarifying common misconceptions and detailing contribution strategies, investment options, and withdrawal rules for long-term wealth building.
Nurse practitioner and financial educator Elaine reframes the Financial Independence Retire Early (FIRE) movement specifically for nurses, arguing it's not about extreme frugality or quitting a career they love, but about building financial stability to gain options, reduce burnout, and achieve guilt-free rest.
The host discusses what constitutes a 'comfortable' nursing salary in the US, revealing stark geographic disparities and sharing data on average RN pay by state.
Host Elaine shares three key money lessons from her journey to financial independence as a nurse: money is a tool not a goal, investing is more powerful than earning more, and financial freedom is built on systems not willpower.
The host, a nurse practitioner who earned over $300,000 in 2024, outlines seven actionable strategies for nurses to significantly increase their income.
Elaine sits down with a certified financial planner who specializes in early retirement to talk through FIRE for nurses.
The host gives an honest update about her life and shares a money lesson after a break from posting.
The host discusses why stock market investing is the best passive income strategy for full-time nurses, sharing her credentials and experience.
Money stories steer everyday choices.
A nurse practitioner discusses intentional budgeting and wealth-building strategies for nurses who find traditional budgeting time-consuming.
The host shares her various income streams and side hustles to help nurses build wealth and achieve financial independence.
Host Ellaine Maala interviews nurse Sarah Fung about her diverse nursing career and the importance of exploring non-traditional nursing roles.
Interview with a certified financial planner and CPA about retirement planning for nurses and how to choose a financial advisor.
Host Elaine interviews nurse investor Savannah Arroyo about passive real estate investing through syndications.
The host discusses the discrepancy in nursing salaries portrayed on social media and aims to help nurses build wealth through investing and entrepreneurship.
This episode discusses side hustles for nurses to increase income for investing.