Australian money strategy with consequences attached.
Mo Money is a brisk Australian personal finance show built around action, not abstraction. It connects topics like RBA moves, petrol spikes, tax rules, AI-market concentration, and crypto or gold drawdowns to everyday decisions about saving, investing, borrowing, and risk.
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Mo Money is a brisk Australian finance show for people who already know they should be doing more with their money. Its centre of gravity is action. Recent episodes use current money topics as raw material, then translate them into choices around saving, investing, tax, property, debt, and risk. The show is particularly alert to the quiet cost of doing nothing. A money plan delayed by work, inbox pressure, or uncertainty is treated as a decision in itself, and usually an expensive one. Market stories are rarely left at headline level. AI bubble fears become a discussion about Magnificent Seven concentration risk and what happens when too many investors own the same sorts of investments. RBA pressure becomes a question of which levers matter most for higher-income households in a higher-rate environment. A petrol price spike becomes a prompt to defend savings, review spending, and think about investment risk under cost-of-living pressure. Tax gets handled with the same practical eye, including motor vehicle deductions, work-from-home expenses, receipt rules, and staying on the right side of the ATO. The show also spends time on bigger life arcs. Its financial independence material is interested in early retirement, but wary of plans that strip too much pleasure or meaning from the present. Household wealth by age is used less as a scoreboard than as a way to think about timing, assets, debts, family planning, and the years when income may fall while costs rise. Property comes up often. Potential capital gains discount changes are examined through market impact, investor behaviour, company structures, and the continuing viability of property as a strategy. Shares, cash, debt, gold, Bitcoin, altcoins, NFTs, and speculative cycles also sit within its investment frame. The style is direct and numbers-aware, with occasional sharp language when policy or markets provoke it. It suits listeners who want clear explanation without losing the detail. The strongest moments come when the show moves from macro anxiety to a few concrete questions: what is overexposed, what is controllable, what needs to be done before time removes the option.
Made for: Best suited to Australians with solid income, investment ambitions, property interest, or a growing sense that their money plan needs structure. It also fits finance-curious listeners comparing shares, cash, debt, tax, and financial independence choices through a local lens.
What sets it apart: Mo Money stands out by tying Australian policy, markets, tax, and household life stages to immediate financial levers. It is comfortable with numbers and tradeoffs, but keeps the discussion grounded in choices investors can recognize.
Mo Money is your go-to podcast for practical, no-BS strategies to help you save more, invest smarter and build real wealth so you can stop relying on your salary and start building financial freedom.Hosted by Ben Nash, award-winning financial adviser, best-selling author and founder of Pivot Wealth, this show cuts through the noise to give you clear, actionable insights on money, investing, property, shares and financial planning and challenge the conventional advice that keeps most people stuck.Drawing on experience helping thousands of Australians build wealth, each episode breaks down what actually works when it comes to:- Growing your wealth through smart investing- Managing your money w…
Based on 6 episodes we listened to · September 2026
Mo Money translates Australian market and policy shifts into concrete choices about property, investing, borrowing and household wealth.
Mo Money turns Australian money questions into practical decision frameworks, with Ben Nash working conversationally through trade-offs rather than delivering a polished market monologue.
A rate hike lands; Ben Nash brings your property plan back to borrowing capacity and numbers.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A practical look at how age-based wealth patterns can guide planning around assets, debt, family and work.
Mo Money uses a new KPMG report on average household wealth as more than a scoreboard. The discussion looks at how assets and debts sit across Australian age brackets, then ties those patterns back to saving, investing and family planning.
A capital gains tax debate gets a grounded test against property strategy, company structures, and investor incentives.
Australia's proposed change to the capital gains tax discount on property gets a clear, practical read from the Mo Money hosts. They move past the public heat and into the mechanics: a 25 percent discount would mean 75 percent of a gain is taxable, which works out to an…
A steady look at crash psychology, speculation, and the discipline of keeping risk in view.
Bitcoin, gold, precious metals, and crypto become a test of investor judgment as the episode works through the crash hitting those markets, what may be moving prices, and how investors might think about strategy and risk.
A practical rate hike discussion for investors thinking through borrowing power, property timing and risk.
Mo Money looks at the RBA rate hike as a practical decision point, not just another round of rate talk. The hosts follow the pressure through borrowing capacity, investor confidence and property demand, then consider where stronger buyers may still have room to move.
A clear property-versus-shares breakdown that separates building wealth from drawing income.
Mo Money treats property and shares as tools for different moments in a wealth plan, rather than rivals with one permanent winner. Property gets the stronger case for people still building their asset base, because leverage, larger borrowing capacity, constrained supply, demand,…
A practical look at how timing, family costs and Australian tax structures can change the home-buying equation.
Buying a wanted home becomes a test of timing, cash flow and tax awareness in this practical Mo Money discussion. The episode moves from the quiet cost of delaying money planning into the arithmetic of ownership, where time out of the workforce, part-time work, daycare, school…
Real-estate freedom, taught in plain numbers.
This episode from Mo Money's 'Money Clips' series focuses on strategic planning for purchasing a dream home.
Jack Henderson shares how he built a $35 million property portfolio before age 30 and offers tips on finding good properties, negotiating, and avoiding bad investments.
Ben Nash and Siobhan from Pivot Wealth debate whether property or shares is the smarter investment for 2025.
Mo Money compares Singapore, Hong Kong, and Dubai as options for Australian high earners responding to federal budget tax changes.
Mo Money examines whether AI-related market enthusiasm constitutes a bubble and how investors can manage concentration in technology holdings.
This episode discusses how higher income households can navigate the RBA rate hike environment by focusing on three key levers and avoiding common mistakes.
This episode discusses how the war is driving up petrol prices and offers practical tips to be money smart, save on fuel, and protect investments in the current economic climate.
This episode discusses how to achieve financial independence and early retirement without making drastic lifestyle sacrifices, offering practical steps and a game plan.
This episode provides tax strategies for higher income earners to maximize their tax refund without violating ATO rules.
Average wealth is a starting line, not the whole race.
Mo Money #492 examines proposed changes to Australia’s capital gains tax discount on property, including a drop from 50% to 25% and the claim that the measure could feature in Jim Chalmers’ May budget.
Bitcoin moved from $126,000 USD to about $60,000, a 52% drop from peak to low.
A 25 bps RBA move on a $1.2 million mortgage adds about $180 a month.
A financial coach provides a public service announcement and practical advice on how to get money sorted for the upcoming year, focusing on key shifts and common mistakes.
Ben Kingsley discusses strategies for retiring on $3,000 a week through property investment and asset management.
Queenie Tan discusses how to make personal finance enjoyable and avoid mindset traps that hinder financial growth.
This episode compares property and shares as investment options in 2025, considering current market conditions like Trump's impact, AI, and interest rate cuts.