Joe
133 episodes listed below
Local property talk, served loose.
3 Beers & The Real Truth is a Fort Walton Beach and Panama City-minded business show built around real estate, home services, and local life. The conversation moves from insurance carriers and vacation rentals to golf-course mishaps, cold snaps, and ways to reach local businesses.
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3 Beers & The Real Truth is a Northwest Florida business show with real estate at its center and local-life chatter all around it. The program is built around Joe and Scott, whose conversations repeatedly return to the practical concerns of homeowners, buyers, sellers, agents, and service providers along the Emerald Coast. It feels local from the first minute. Fort Walton Beach, Navarre, Destin, Okaloosa Island, Panama City, Crestview, and Sandestin are not backdrop names; they are the operating map. Recent episodes move through the issues people actually run into when property is involved. Home inspections lead to HVAC questions. Pest control leads to WDO inspection reminders. Insurance talk becomes a discussion of Citizens, Allstate, carrier shopping, and the value of having options when Florida rates move around. Vacation-rental segments cover direct booking, third-party fees, RealJoy, spring break traffic, ADR, and the way hurricanes or last-minute travel habits can affect bookings. The show is not all paperwork and policy. A cold snap can become a yard-work excuse. A rainy golf outing can become a story about sprinklers, saturated courses, and a sore back. That looseness is part of the appeal. The conversations include ways to reach businesses, business names, and plainspoken explanations rather than abstract advice. Guests are treated as working locals with something specific to offer. The humor is blunt but generally functional, used to keep real estate and home-service talk from becoming stiff. It is best for listeners who care about coastal Florida property, local vendors, inspection issues, insurance headaches, vacation rentals, and the everyday business network behind a housing market.
Made for: For Emerald Coast homeowners, buyers, sellers, agents, vacation-rental operators, and local business people who want practical property talk with regional texture. It also suits listeners who like business advice delivered through casual banter.
What sets it apart: The show blends real estate guidance with direct access to local service providers, from inspections and pest control to insurance and vacation rentals. Its value comes from specific local context rather than generic market commentary.
Hey People! We provide valuable information to the listening audience about real estate and whatever else we decide is important. Tune in to 3 Beers & The Real Truth with Joe & Scott Saturdays at 8 am on 103.1 FM.
Short reviews from the PlayNext desk, based on the episodes we processed.
Live Saturday-morning regional business talk with a relaxed, plainspoken feel.
Joe and Scott keep the Saturday-morning broadcast centered on ordinary tradeoffs: missed personal time, a golf routine that keeps getting pushed aside, and the way that pressure spills into home schedules.
A relaxed radio conversation that makes Florida insurance shopping easy to follow.
Three Beers & The Real Truth opens with an easy Saturday-morning rhythm that makes the Florida insurance talk feel approachable. The weather jokes and yard-work complaints give the conversation some shape, while Michelle Johnson keeps the focus on choice and reshoping in plain…
A relaxed coastal market check with booking signals under the banter.
This Saturday-morning conversation lands like a local tourism and real-estate snapshot for the Emerald Coast. Spring break traffic, booked golf courses, and vacation-rental demand all point the same way.
Real talk for veterinary practice leaders.
Sales systems for serious electrical contractors.
Scott Steller recounts finding seven rattlesnakes in a Choctaw Beach attic and using one carpenter ant to trace 100-percent wall moisture to a disconnected air duct.
Joe Capilotti and Scott Stutler open by talking about cold snaps in Fort Walton Beach, golf in 82-degree heat, and the cost of switching vacant homes between heat and air conditioning.
Joe Cavallotti and Scott Stutler open with local real-estate talk from Fort Walton Beach and Panama City, then pivot to how Mills Heating and Air supports inspection followups for buyers, sellers, and agents.
Joe and Scott open Episode 155 of 3 Beers & The Real Truth with a spring-break update from Fort Walton Beach, Panama City, Destin, and Crestview, including all three Sandestin and Baytown golf courses being booked until the end of the week.
Joe and Scott host a casual Saturday morning podcast from Fort Walton Beach, Florida, discussing their business services, email issues, and hinting at upcoming bad news related to South Florida.
Joe and Scott discuss their recent golfing experience at Chalamar in Fort Walton Beach, highlighting issues with wet conditions and a humorous back injury incident.