
Calm money systems for real life.
The gist
SugarMamma’s Fireplay is a personal finance show led by host and financial planner Canna Campbell, with a strong bias toward calm, repeatable action. Episodes translate listener money questions into concrete steps around emergency savings, investing, superannuation, home buying, and family cash flow.
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About SugarMamma’s Fireplay
SugarMamma’s Fireplay sits in the practical end of personal finance, where motivation has to become a transfer, a buffer, a review, or an investment plan. Canna Campbell frames money as something that can feel calmer when it is broken into repeatable systems. The show often starts with a real question. A young listener asks how to begin after finishing school. A couple asks whether staggered retirement might help their money last longer. Another household wants to build an $80,000 emergency fund while starting with less than $1,000. Those questions give the episodes a lived-in shape. Campbell answers with lists, examples, cautions, and plain-English explanations, moving between emotional reassurance and concrete numbers. She is comfortable with compounding, ETFs, LICs, redraw facilities, superannuation, cash flow forecasting, and mortgage buffers. She is also comfortable saying when something is risky. Episodes on super fund switching, platform products, and self-managed super funds carry a protective tone, especially when younger people with smaller balances may be moving without fully understanding costs or advice incentives. Other episodes are more domestic and habit-based. Frugal February becomes a case study in grocery pressure, school holiday spending, phone calls, cancelled events, small savings, and turning leftover money into longer-term wealth. The Start Here mini-series gives the feed a steady listener-service rhythm. It is not abstract finance chat. It is household-level planning with an Australian accent, frequent sponsor reads, and a strong belief that early, consistent action matters. The show fits people who want encouragement, but only if it comes with a spreadsheet-sized next step.
Made for: SugarMamma’s Fireplay is for Australians building financial confidence around savings, investing, superannuation, mortgages, retirement, and family cash flow. It especially suits listeners who want practical structure without dense finance jargon.
What sets it apart: The show blends planner-style caution with highly specific household examples: emergency accounts, redraw buffers, grocery pressure, property costs, and compounding math. Its Start Here format gives listener questions a direct, actionable path.
In their own words
Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@C…
As heard by us
Based on 6 episodes we listened to · September 2026
Canna Campbell connects savings, home buying, investing and habit systems through practical household examples and clearly sequenced actions.
SugarMamma's Fireplay turns household finance into a sequence of decisions that can be acted on. Host and financial planner Canna Campbell moves between emergency savings, first-home costs, investing and goal systems, usually grounding the subject in a household scenario or her…
Why you'd press play
A 5% deposit gets the fine-print treatment before it gets anywhere near your dream-home Pinterest board.
Press play if you want
- the hidden costs behind a low-deposit home purchase, plus a buffer before you hand over everything
- a savings plan that turns emergency money from an intimidating target into an automated habit
Talks about
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Episodes
- 1
START HERE: How Many ETFs or LICs Should I Own?
·25m - 2
Super Fund Switching Warning: The Risks of SMSFs, Platforms & Lead-Generated Advice
·20m - 3
START HERE: Should Couples Stagger Retirement to Help Money Last Longer?
·17m - 4
Micro-Investing: A Starting Line, Not the Finish Line
·19m - 5
START HERE: Nervous About Debt Recycling? 7 Rules to Do It Safely (Before You Start)
·19m - 6
Interest Rates Are Rising — What Smart Homeowners Are Doing Right Now (INVALUABLE ADVICE with Adam McCabe)
·19m - 7
START HERE: How Long Will My Portfolio Take to Recover After a Market Crash?
·14m - 8
Hope Housing – What you need to know about this different way of buying a home!
·11m - 9
START HERE: Finding Hope When Debt Feels Impossible - Vicki’s Path to Financial Freedom
·17m - 10
Smart Shopping = Smart Saving: Making the Most of Prime Big Deal Days
·17m - 11
Inheritance in Australia: The Hidden Tax You Didn’t Know About
·19m - 12
START HERE: Should We Move to a Regional Town to Afford the Life We Want? (Housing Affordability, Family Finances & The “Financial Gap Year”)
·16m - 13
START HERE: How to Build Emergency Savings When You're Starting From $0
·23m - 14
How Much Emergency Money Do You Really Need? (And Why It's Not 3 Months Expenses)
·16m - 15
START HERE: Everyone is buying property - Are You Missing Out?
·15m - 16
The $50,000 Super Gap: Why Women Retire With Less And How To Close It | International Women’s Day Special
·18m - 17
START HERE: Should You Sell Your Shares During a Crisis? What History Says
·17m - 18
Frugal February Results: How I Saved $1,065 in One Month (And Turned It Into Long-Term Wealth)
·23m - 19
START HERE: Mini-Retirement, Burnout & Designing a Sustainable Life
·16m - 20
Only have a 5% deposit? No worries - The Governments First Home Buyer Solution
·26m - 21
START HERE: Helping Adult Children Into Property Without Sacrificing Your Own Financial Future
·21m - 22
6 FIGURE SALARIES MAKING BANK!
·15m - 23
START HERE STARTING FROM NOTHING
·15m - 24
My 2026 Goals: How I Set Them, Why They Matter & How I Stay Committed
·23m - 25
START HERE: I’m Receiving an Inheritance: How Do I Protect My Financial Future?
·20m - 26
The Best Goal-Setting Insights from Diary of a CEO — Through a Financial Lens
·27m - 27
Frugal February: The 28-Day Money Reset That Gives You Back Control
·18m - 28
Debt-Free Forever: The Mindful Way to Crush Credit Cards and Rebuild Your Wealth
·20m - 29
START HERE: Investing for Grandchildren - The Gift That Lasts A lifetime
·16m - 30
7 Habits Keeping You Broke!
·28m - 31
START HERE: How Do I Set My Financial Goals Without Burning Out?
·29m - 32
🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work
·23m - 33
START HERE: Why Your Budget Keeps Failing (And How to Finally Fix It)
·19m - 34
How to Start Investing in 5 Simple Steps (and Change Your Financial Future)
·18m - 35
START HERE - Which Financial Goal Should We Do First?
·24m - 36
My 5 Best Non-Financial Investments: The Things That Truly Paid Off this year 💕
·24m - 37
START HERE: How to Manage Irregular Child Support, Pay Off Debt & Build Financial Security as a Single Parent
·19m - 38
🔥 My 2025 Financial Goals - Passes, Fails & Lessons Learned
·24m - 39
START HERE: Should I Accept Money From My Parents If I’m Still in Debt?
·22m - 40
BNPL vs Credit Cards - Which one is "safer" to use this Christmas?
·19m - 41
START HERE: It’s Not Too Late! How to Rebuild Super & Pay Down Debt in Your 40s
·26m - 42
Why You Need to Check Your Loans URGENTLY! APRA’s New DTI Rules
·28m - 43
START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom
·23m - 44
ASK ADAM: When and how to upgrade the family home without going broke
·23m - 45
START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)
·21m - 46
Why You Need to Start Investing Now (with Michael McCarthy from moomoo)
·38m - 47
START HERE: Should I Get Income Protection Insurance? How to Protect Your Income Without Breaking Your Budget
·29m - 48
Your Money Motivation Manifesto: How to Reignite Your Financial Fire
·35m - 49
START HERE: Beating Financial Burnout - Finding Balance, Motivation & Hope For Mandy
·22m - 50
Live Longer, Live Better: Why Prevention Is the Best Investment You’ll Ever Make
·39m - 51
START HERE: How to Use a Margin Loan WISELY: 7 Rules to Reduce Risk & Build Wealth
·23m - 52
AI May Take Your Job… But Here’s My Financial Game Plan to Retire Rich
·26m - 53
START HERE: How Do I Pay Off $28,000 in Credit Card Debt and Finally Get Ahead?
·20m - 54
From FIFO to Financial Freedom: Lindsey’s Journey to $1.8 Million Net Worth
·45m - 55
START HERE: Should You Switch Your Super to Growth or High Growth?
·27m - 56
What Happens to Your Money When You Can’t Work Anymore? FINANCIAL SURVIVAL
·25m - 57
From Paintbrush to Paycheck: Anna Price’s Inspiring Creative Journey
·43m - 58
Side Hustles & the Cost of Living: How Aussies Are Taking Back Control
·15m - 59
START HERE: What Should My Daughter Do With Her $25,000? | A Start Here Guide for Young Investors
·12m - 60
The Personal Growth Course That Healed & Transformed Me ( + Budget Friendly!)
·17m - 61
START HERE: Should I use my dividends to pay off DEBT or REINVEST for FINANCIAL FREEDOM?
·24m - 62
ASK Adam: The 7 Questions to ask before buying a property together!
·30m - 63
START HERE: The Power of Compounding Interest to build YOU wealth!
·23m - 64
Why You Might Owe the ATO This Year! And How to Avoid It in the Future
·19m - 65
START HERE: How should I invest $10,000 inheritance for each of my kids?
·21m - 66
The Sleep Well Strategy: My #1 Rule for ALL Retirees (and Future Retirees)
·18m - 67
START HERE: Overwhelmed by BNPL? Do This Now.
·18m - 68
Michelle is evidence that women Do F.I.R.E. Differently - And Why That’s Our Superpower
·35m - 69
START HERE: How to Get on Top of Your Finances When You've Been Avoiding It for Years
·21m - 70
From Housing Commission to Homeowner: Jessie’s Journey to Financial Empowerment
·32m - 71
START HERE: I Lost ALL of my Super...now what do I do?
·17m - 72
From Remote Work to $1.5M Net Worth: How This Aussie Family Reached Mortgage Freedom
·47m - 73
START HERE: How can I build wealth & retire early WITHOUT buying a property?
·31m - 74
From Grants to Schemes: How to Actually Afford a Home RIGHT NOW!
·30m - 75
START HERE: Should I pay off my mortgage OR invest in my superannuation first?
·24m - 76
7 Questions to ask your partner before committing financially!
·19m - 77
START HERE: Reclaiming Your Power After a Financial Setback
·23m - 78
Stop trying to "pick" the best stocks to invest in! Everything you need to know about Listed Investment Companies
·31m - 79
START HERE: Single Mum: Should I downsize if I can't afford my mortgage or enjoy any lifestyle?
·21m - 80
Don’t Buy Anything on Prime Day Until You Hear This
·15m - 81
Start Here: Episode 6- How can I invest this $10,000 gift into shares?
·18m - 82
Why Aussie Industrial Shares Fuel FIRE (And Peter Thornhill’s Take on Unrealised CGT)
·32m - 83
Financial Fitness - Is Your Gym Membership burning a hole in your budget?
·24m - 84
This OUTRAGEOUS unrealised CGT is everyones problem... PLUS what you can do about it!
·20m - 85
The BEST Financial Advice for Single Parents
·35m - 86
7 Ideas To Pay Off Your Mortgage AS FAST AS POSSIBLE!
·33m - 87
THIS FREE CHALLENGE CHANGED MY LIFE! You need to know about this...
·27m - 88
From Self-Destruction to Financial Freedom - Adam Cooper's Inspiring Journey
·31m - 89
Minimalism and Money: My self discovery into a richer life
·25m - 90
Interest Rate Cuts: How to get ahead & be MORTGAGE FREE ASAP!
·22m - 91
Loud Budgeting - The Power of Saying No
·19m - 92
START HERE! Should I buy this investment property for my mum?
·18m - 93
My SECRET F.I.R.E Strategy - Building $200,000 p.a. passive income
·23m - 94
Fun Frugal February - The Challenge I Didn't Know I Needed
·18m - 95
How To Be Fucking Awesome With MONEY!
·35m - 96
5 Financial Fears - be aware, avoid & ahead for financial sanity!
·25m - 97
Is refinancing really worth it? $200,000+ worth of savings from this!
·30m - 98
The 5 Money Rules that have helped me build financial freedom
·20m - 99
How To Build Your Financial Game Plan for 2025
·36m - 100
START HERE: Mortgage vs Super vs Investing: What Should You Focus on in Your 40s?
A financial coach advises a couple in their 40s on whether to prioritize paying off their mortgage, student debt, or investing more, emphasizing balance and goal alignment.
·27m - 101
START HERE: 5 Smart Money Moves to Set Yourself Up Financially in Your 20s
Hidden gemA financial coach provides five simple steps for a young adult to build a strong financial foundation in their 20s.
Apr 17, 2026·18m·1 clip - 102
Your Financial Atomic Habits! Easy Financial Success
Canna Campbell applies James Clear’s Atomic Habits framework to financial goals for 2026, focusing on systems that continue when motivation fades.
Apr 12, 2026·23m·1 clip - 103
START HERE: How to Manage Irregular Child Support, Pay Off Debt & Build Financial Security as a Single Parent
This episode provides financial advice for single parents on managing irregular child support, paying off debt, and building financial security.
Apr 9, 2026·19m - 104
Super Fund Switching Warning: The Risks of SMSFs, Platforms & Lead-Generated Advice
The host warns about the risks of switching from mainstream super funds to SMSFs and platforms, especially for those under 45 with low balances.
Apr 5, 2026·20m - 105
START HERE: Should Couples Stagger Retirement to Help Money Last Longer?
A financial advisor discusses whether couples should stagger their retirement dates to make their money last longer, addressing tax strategies and superannuation considerations.
Apr 2, 2026·17m - 106
Micro-Investing: A Starting Line, Not the Finish Line
Mar 29, 2026·19m - 107
START HERE: Nervous About Debt Recycling? 7 Rules to Do It Safely (Before You Start)
Mar 26, 2026·19m - 108
Interest Rates Are Rising — What Smart Homeowners Are Doing Right Now (INVALUABLE ADVICE with Adam McCabe)
Mar 22, 2026·19m - 109
START HERE: How to Build Emergency Savings When You're Starting From $0
Hidden gemSugarMamma's Fireplay's "START HERE: How to Build Emergency Savings When You're Starting From $0" answers James's question about moving from less than $1,000 to an $80,000 emergency fund.
Mar 19, 2026·23m·1 clip - 110
How Much Emergency Money Do You Really Need? (And Why It's Not 3 Months Expenses)
Mar 15, 2026·16m - 111
START HERE: Everyone is buying property - Are You Missing Out?
Mar 12, 2026·15m - 112
The $50,000 Super Gap: Why Women Retire With Less And How To Close It | International Women’s Day Special
Mar 8, 2026·18m - 113
START HERE: Should You Sell Your Shares During a Crisis? What History Says
Mar 5, 2026·17m - 114
Frugal February Results: How I Saved $1,065 in One Month (And Turned It Into Long-Term Wealth)
Hidden gemFinancial planner Kanna Campbell, host of SugarMamma's Fireplay with over 20 years of experience, shares her Frugal February results: despite setting her lowest-ever goal of $400, she saved $1,065 through a combination of a phone call to Origin Energy (16% electricity discount, 11% gas discount, $90/month recurring saving), mortgage restructuring with broker Adam McCabe of Blue Lantern ($200/month recurring saving once complete), two weeks of self-cleaning the house ($600 saved when her cleaner was away), and pantry-shopping her last grocery week ($80 saved).
Mar 1, 2026·23m·1 clip - 115
START HERE: Mini-Retirement, Burnout & Designing a Sustainable Life
Feb 26, 2026·16m - 116
Only have a 5% deposit? No worries - The Governments First Home Buyer Solution
Mortgage broker Adam McCabe from Blue Lantern Home Loans joins SugarMamma's Fireplay host Canna to break down the newly launched Australian government First Home Guarantee, which allows buyers to purchase with a 5% deposit by replacing lender's mortgage insurance.
Feb 22, 2026·26m·1 clip - 117
START HERE: Helping Adult Children Into Property Without Sacrificing Your Own Financial Future
Helping adult children buy property without sacrificing your own financial future, based on a listener question.
Feb 20, 2026·21m - 118
6 FIGURE SALARIES MAKING BANK!
Feb 15, 2026·15m - 119
START HERE STARTING FROM NOTHING
Feb 12, 2026·15m - 120
My 2026 Goals: How I Set Them, Why They Matter & How I Stay Committed
Hidden gemCanna Campbell uses SugarMamma’s Fireplay to explain why her year ends on December 1, not December 31, because December is for rest, reflection, and “sacred time.” She says she caps herself at five goals after years of setting 15-plus, because “overload completely kills momentum” and clarity creates progress.
Feb 8, 2026·23m·1 clip - 121
START HERE: I’m Receiving an Inheritance: How Do I Protect My Financial Future?
Feb 5, 2026·20m - 122
The Best Goal-Setting Insights from Diary of a CEO — Through a Financial Lens
Feb 1, 2026·27m - 123
Frugal February: The 28-Day Money Reset That Gives You Back Control
Jan 29, 2026·18m - 124
Debt-Free Forever: The Mindful Way to Crush Credit Cards and Rebuild Your Wealth
Jan 25, 2026·20m - 125
START HERE: Investing for Grandchildren - The Gift That Lasts A lifetime
Jan 22, 2026·16m - 126
7 Habits Keeping You Broke!
Jan 18, 2026·28m - 127
START HERE: How Do I Set My Financial Goals Without Burning Out?
Jan 15, 2026·29m - 128
🔥 How to Retire Earlier Than You Think: 7 Smart Money Moves That Actually Work
Jan 11, 2026·23m - 129
START HERE: Why Your Budget Keeps Failing (And How to Finally Fix It)
Jan 8, 2026·19m - 130
How to Start Investing in 5 Simple Steps (and Change Your Financial Future)
Jan 4, 2026·18m - 131
START HERE - Which Financial Goal Should We Do First?
Jan 1, 2026·24m - 132
My 5 Best Non-Financial Investments: The Things That Truly Paid Off this year 💕
Dec 28, 2025·24m - 133
START HERE: How Many ETFs or LICs Should I Own?
Dec 25, 2025·25m - 134
🔥 My 2025 Financial Goals - Passes, Fails & Lessons Learned
Dec 21, 2025·24m - 135
START HERE: Should I Accept Money From My Parents If I’m Still in Debt?
Dec 18, 2025·22m - 136
BNPL vs Credit Cards - Which one is "safer" to use this Christmas?
Dec 14, 2025·19m - 137
START HERE: It’s Not Too Late! How to Rebuild Super & Pay Down Debt in Your 40s
Cam answers Jessica's question about staying on track with debt reduction and rebuilding superannuation in her 40s, praising her progress and offering guidance.
Dec 11, 2025·26m - 138
Why You Need to Check Your Loans URGENTLY! APRA’s New DTI Rules
Dec 7, 2025·28m - 139
START HERE: Downsizing for Retirement: How to Turn Your Home Equity Into Financial Freedom
A financial expert answers a listener's question about downsizing her home to fund retirement, explaining the downsizer contribution rules and practical steps.
Dec 4, 2025·23m - 140
ASK ADAM: When and how to upgrade the family home without going broke
Nov 30, 2025·23m - 141
START HERE: How to Talk to Your Parents About Money (Without Starting a Fight)
Nov 27, 2025·21m - 142
Why You Need to Start Investing Now (with Michael McCarthy from moomoo)
Nov 23, 2025·38m - 143
START HERE: Should I Get Income Protection Insurance? How to Protect Your Income Without Breaking Your Budget
Nov 20, 2025·29m - 144
Your Money Motivation Manifesto: How to Reignite Your Financial Fire
Nov 16, 2025·35m - 145
START HERE: Beating Financial Burnout - Finding Balance, Motivation & Hope For Mandy
Nov 13, 2025·22m - 146
Live Longer, Live Better: Why Prevention Is the Best Investment You’ll Ever Make
Nov 9, 2025·39m - 147
START HERE: How to Use a Margin Loan WISELY: 7 Rules to Reduce Risk & Build Wealth
Kanna answers Kat's question about using a margin loan wisely, offering 7 rules to reduce risk and build wealth.
Nov 6, 2025·23m - 148
AI May Take Your Job… But Here’s My Financial Game Plan to Retire Rich
Nov 2, 2025·26m - 149
START HERE: How Do I Pay Off $28,000 in Credit Card Debt and Finally Get Ahead?
Oct 30, 2025·20m - 150
From FIFO to Financial Freedom: Lindsey’s Journey to $1.8 Million Net Worth
Oct 26, 2025·45m