500 episodes listed below
Retirement questions, answered in plain language.
Money in Motion with Klaas Financial is a service-minded personal finance program centered on retirement planning questions. CJ Kloss, Eric Schwartz, and other Kloss Financial professionals translate estate documents, Social Security, taxes, insurance, and investing behavior into plain, usable terms.
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Money in Motion with Klaas Financial is a local-radio financial advice program with a strong retirement planning center of gravity. It is not flashy. The value comes from patient explanations of decisions that can quietly shape a household’s future: when to claim Social Security, which estate documents matter, how account types differ, and why investor behavior can work against long-term plans. Recent episodes spend a lot of time on estate planning. Wills and trusts are discussed, but the show gives equal weight to powers of attorney, beneficiary forms, incapacity planning, probate costs, privacy, and control over how assets are distributed. Social Security is handled with the same layered approach. Break-even calculations matter, but the discussion widens to survivor benefits, tax effects, health, and retirement income needs. Tax planning gets concrete fast. A caller asking about Roth contributions leads to a clear distinction between IRAs and employer-sponsored plans such as a Roth 403B, including contribution limits, income limits, and the basic point that Roth contributions are post-tax. The show also covers 529 college savings, ACA major medical coverage, portfolio construction, fiduciary standards, Form ADV, Form CRS, AI transparency, and the psychology of investing. The investor-behavior episodes are especially direct. Recency bias, anchoring, and short-term performance anxiety are framed as ordinary human habits that need structure, not scolding. The format is familiar: phone lines, website reminders, office number, a weekly quiz, and a gift card prize. That repetition gives the program a useful cadence. CJ Kloss, Eric Schwartz, and other Kloss Financial professionals answer in plain language, often restating the question and then breaking the answer into practical parts. Money in Motion suits listeners who want financial planning explained aloud, with examples and guardrails, before they walk into a meeting or make a high-stakes retirement decision.
Made for: This show is for people approaching or living in retirement, as well as parents, grandparents, and working adults sorting through college savings, taxes, insurance, estate documents, and investment behavior.
What sets it apart: Its strength is the advisory-desk format: caller questions become structured lessons, with financial jargon translated into examples, thresholds, and household consequences.
Money in Motion with Klaas Financial, weekly on News/Talk 1310 WIBA
Based on 6 episodes we listened to · September 2026
Detailed caller questions let Money In Motion clarify the tax, behavioral, and estate-planning consequences hidden inside familiar retirement decisions.
Money In Motion with Klaas Financial turns retirement planning into a live problem-solving exercise. CJ Kloss, Eric Schwartz, and Kyle Kite respond to callers and work through decisions where taxes, account rules, Social Security, estate documents, and investor behavior overlap.
That old beneficiary form can bypass your trust, so the paperwork you forgot deserves a second look.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A practical guide to estate documents that shape control during life and after death.
Estate planning comes through as a broader system for control, timing, and protection, not just a will. CJ Kloss and Eric Schwartz frame trusts as tools that can ease probate, guide when assets are distributed, and add a layer of protection for beneficiaries dealing with poor…
A clear, practical discussion of why Social Security claiming age belongs inside a broader retirement plan.
Social Security claiming is framed here as more than a simple age-based choice. C.J. Kloss and Eric Schwartz tie the break-even calculation to health, taxes, survivor benefits, and the practical question of how retirement expenses will be covered.
A Roth 403B question becomes a clear, practical lesson in pre-tax versus post-tax retirement saving.
A caller trying to manage taxable income turns into a tidy retirement-account lesson, with CJ Kloss and Kyle Kite separating Roth IRAs, traditional IRAs, and Roth 403Bs without losing the practical thread.
A grounded look at AI, empathy, and the filings that help clients inspect financial advice.
This episode frames the fiduciary promise around a practical tension: retirement planning can use AI to sharpen projections and test what-if scenarios, but it still has to preserve the judgment and empathy clients rely on.
A grounded discussion of how anchoring and recency bias can skew an investor's view of performance.
Money in Motion with Kloss Financial looks at the ways investors can get in their own way, framing anchoring and recency bias as everyday forces that can make a modest year-to-date decline feel larger than stronger results over five years. C.J.
A practical estate-planning discussion focused on beneficiary designations, lifetime gifts, and tax-basis timing.
CJ Kloss and Eric Schwartz keep estate planning close to the decisions that most often trip families up: beneficiary designations, trusts, ex-spouses, deceased relatives, and the timing of gifts.
A live retirement-planning call explains why Roth contributions do not lower taxable income, while traditional contributions can.
A listener question about lowering taxable income turns into a clear reminder that Roth and traditional retirement accounts are not interchangeable.
Evidence before investing conviction.
Frugality without the shame spiral.
Money rules for real-life tradeoffs.
Abundance coaching with a devotional pulse.
A radio show segment introducing a discussion on Social Security benefits and a quiz giveaway, hosted by retirement planning professionals.
Eric Schwartz explains why your expensive estate plan might be useless if your accounts aren't titled correctly.
CJ Kloss reveals you can still lower your 2025 tax bill today, even though that tax year is closed.
Retirement planning professionals discuss strategies for maximizing gift giving within financial limits.
A radio show segment introducing retirement planning experts and a quiz giveaway, leading into a discussion about 10 mistakes to avoid in retirement planning.
Eric Schwartz and Nate Bribey frame estate planning as a roadmap for family, charitable, and special-needs goals, not merely an asset handoff.
Estate planning is more than a will.
["Money In Motion with Kloss Financial spends this episode on Social Security retirement benefits, with Sean pressing C.J.
Money In Motion with Kloss Financial focuses on how CJ Kloss and Kyle Kite say listeners can still reduce a 2025 tax bill before the April 15 filing deadline.
A radio show segment introducing retirement planning professionals and teasing a discussion on portfolio construction strategies.
A radio show segment promoting a mental health fundraiser and introducing a discussion on the Affordable Care Act with financial advisors.
A radio show segment discussing 529 college savings plans and strategies for parents and grandparents, hosted by retirement planning professionals.
CJ Klaus says Klaus Financial's fiduciary standard is a "legal obligation" that dates back to the firm's 1976 founding and has guided it through market cycles since the Ford administration.
Money In Motion with Kloss Financial centers on the psychology behind investing, and CJ Kloss says financial planning is "10% math and 90% temperament" while Eric Schwartz names loss aversion, recency bias, and anchoring.
A radio show segment discussing strategies to ease the costs of college, featuring retirement planning professionals from Klaus Financial.