
"I Heard That" (Podcast) with Coach Clarence
Coach Clarence
51 episodes listed below
Mortgage talk with real-life edges.
The gist
I Heard That pairs mortgage education with wider conversations about money, work, health, and resilience. Coach Clarence keeps the language direct, often translating loan rules, insurance questions, and business advice into everyday decisions.
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About "I Heard That" (Podcast) with Coach Clarence
I Heard That sits at the intersection of mortgage education, credit strategy, business talk, and personal reset. Coach Clarence frames complicated decisions through ordinary situations: choosing between FHA and conventional loans, figuring out mortgage insurance, getting ready as a self-employed buyer, or wondering whether to wait for rates to drop. The mortgage episodes are direct and example-driven. They explain what lenders look at, why credit matters, and how small details in a loan choice can change the long-term cost. The show keeps coming back to preparation. A buyer should understand the loan consultation, the offer structure, the insurance requirement, and the market pressure before the decision gets emotional. That gives the show a practical spine. It is not just a glossary of finance terms. Coach's Corner broadens the frame with guests and longer conversations about the people around those decisions. J.R., the advisor talks through insurance, claims, policy trust, and why coverage matters to a financial plan. David Griffiths brings the conversation into digital creation, content strategy, authenticity, burnout, focus, and using AI as a sounding board. Shelly Lawhorn's episode moves through coaching, motherhood, real estate, narcissistic traits, self-reflection, and accountability. Those turns make the show feel like a working conversation rather than a narrow finance lecture. The pacing is measured, but the style stays casual. Coach Clarence asks direct questions, restates what matters, and lets guests explain themselves at length. The show can be serious about money, mental health, relationships, and uncertainty without sounding clinical. It also makes room for teasing, interruptions, corrections, and small personal asides. That texture is part of the appeal. I Heard That works best when a listener wants practical guidance with enough human mess around it to feel real.
Made for: Suits a listener who wants plain-language help with home buying, credit, insurance, business choices, and mindset. It also fits someone who prefers conversational coaching over polished finance lectures.
What sets it apart: The show treats mortgages as part of a larger life system, connecting loan choices to insurance, work, health, relationships, and self-accountability. Its strength is making specialized advice sound like a real conversation across the desk.
In their own words
Facts, Humor, and Fitness: And Honest Dialogue" with Coach Clarence If you're over 40 and ready to level up your health, wealth, and mindset, you're in the right place.I'm Coach Clarence—Certified Mortgage Advisor, Personal Fitness Coach, and someone who's walked the walk. This podcast is for you—the high-performer, the career-pivoting parent, the go-getter who knows there’s more life (and success) after 40.Every week, I bring you real talk, real strategies, and real stories from industry insiders in fitness, finances, and mindset coaching. We’ll dig into everything from: Mortgage strategies and credit repair tips Staying fit over 40 and figh...
As heard by us
Based on 6 episodes we listened to · September 2026
Clarence Ferguson connects investing and business operations with the habits and judgment that make personal progress sustainable.
Clarence Ferguson treats money, work, and physical health as parts of the same practical problem: how people build a more durable life. His guest interviews move through investing tools, financial habits, coaching businesses, and fitness operations, with direct questions that…
Why you'd press play
From stock questions to kimchi sandwiches, your curiosity gets more than one kind of fuel.
Press play if you want
- Coach Clarence to ask why before you act on somebody's stock tip
- a weight-loss conversation that asks how you'll live once the goal is reached
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Episodes
- 1
Why Smart Investors Are Using DSCR Loans Right Now
A mortgage loan advisor explains the difference between FHA and conventional loans for potential home buyers.
Apr 14, 2026·11m - 2
Most Phoenix First-Time Buyers Pick the Wrong Loan — Don’t Be One of Them
Coach Clarence explains the differences between FHA and conventional loans for first-time homebuyers in Phoenix.
Apr 7, 2026·11m - 3
What Banks Don’t Tell Self-Employed Home Buyers
Coach Clarence explains the four C's of home buying for self-employed individuals, debunking myths about mortgage qualification.
Mar 31, 2026·10m - 4
What Most Home Buyers Get Wrong When Making an Offer
This episode provides strategic advice for home buyers on how to make their offer stand out in a competitive market without necessarily overpaying.
Mar 24, 2026·11m - 5
Stop Waiting for Rates to Drop Here’s Why?
Financial expert Clarence explains why waiting for lower interest rates is a mistake and why smart buyers are acting now despite market uncertainty.
Mar 17, 2026·12m - 6
How High Earners Get Declined , And How Non-QM Fixes It
Mar 1, 2026·7m - 7
From a 700 FICO to 550 Overnight? Here’s How You Reverse It
Nov 7, 2025·8m - 8
The “Trusted Advisor” Test: Does Your Insurance Agent Pass?
Cheap coverage can feel fine right up until a claim lands.
Aug 21, 2025·38m·2 clips - 9
Crypto to Keys: How Bitcoin Can Now Buy You a House
Jul 20, 2025·7m - 10
What you Dont about Real Estate is Costing You
Jun 26, 2025·12m - 11
How David Griffiths Turned Passion into Profit in the Digital World
David Griffiths starts with teaching, where a middle school influencer project helped him notice that education and content creation were already tangled together in his life.
Jun 12, 2025·37m·2 clips - 12
Resilient by Design: How this Single Mom Built a Life of Power, Purpose, and Profit
The conversation starts loose.
Jun 6, 2025·49m·3 clips - 13
Brandon Cullen’s Blueprint: Building a National Fitness Brand for High Performance
Coach Clarence interviews Brandon Cullinan, CEO and co-founder of Madabolic, a 44-location boutique fitness franchise built around strength-biased interval training for high-performing adults aged 25-50.
May 29, 2025·39m·2 clips - 14
The Mortgage Hack They Don’t Want You to Know
May 8, 2025·7m - 15
Breaking the Financial Myths: What Schools Don't Teach You About Money
May 1, 2025·9m - 16
From Rock Bottom to Resilience: Carlo Taormina Journey to Personal Triumph
Host Coach Clarence interviews Carlo Taormina, a peak performance coach and keynote speaker from Virginia, who describes spending most of 2021 bedridden with depression and suicidal ideation following a 'hell week' in which he lost his job, suffered a back injury, went through a breakup, and watched his business fail.
Apr 17, 2025·40m·2 clips - 17
Stress Management & Leadership Hacks for High Achievers
Mar 6, 2025·34m - 18
Stress Management & Leadership Hacks for High Achievers
Mar 6, 2025·42m - 19
The Weight Loss Playbook: Expert Strategies from Coach Clarence & Coach Steph
Feb 27, 2025·42m - 20
Mental Wellness Over 40: Strategies for Brain Health
Feb 25, 2025·36m - 21
From Denial to Approval: How Self-Employed Professionals Can Secure Their Dream Home
Feb 18, 2025·9m - 22
Simple Steps to Get Approved for a Mortgage
Jan 30, 2025·6m - 23
Finding Your Voice: Overcoming Adversity and Leading with Confidence
Jan 23, 2025·32m - 24
Understanding Escrow: A Simplified Guide for Homebuyers
Jan 19, 2025·10m - 25
Understanding Escrow: A Simplified Guide for Homebuyers
Jan 16, 2025·10m - 26
Travel, Transformation, and Triumph: Zach Oehlman's Entrepreneurial Story
Jan 7, 2025·41m - 27
From Obesity to Tough Mudder: Allan Misner's Inspirational Fitness Story
Jan 2, 2025·51m - 28
The Yielding Warrior: Jeff Patterson on Martial Arts and Meditation
Dec 26, 2024·42m - 29
Balanced Leadership in Unbalanced Times: A Conversation with Sharon Sievert
Coach Clarence interviews Sharon Sievert about her book on balanced leadership and her journey as a CEO and author.
Dec 19, 2024·31m - 30
Transforming Leadership: Insights from Sharon Sievert on Organizational Health
Dec 3, 2024·31m - 31
Simplifying Estate Planning: A Conversation with Adam Zuckerman
Adam Zuckerman shares his personal story of losing his father and how it led him to create Buried in Work, a resource for simplifying estate planning and end-of-life tasks.
Nov 21, 2024·36m - 32
Action Over Anxiety: Strategies to Overcome Stress and Take Control
Nov 15, 2024·21m - 33
Home Buying 101: Your Ultimate Guide to Purchasing in 2024-25!
Oct 22, 2024·6m - 34
From Real Estate to Resilience: Michael Vincent's Fearless Transformation
Oct 8, 2024·33m - 35
Overcoming Adversity: Jonathan Niziol Fitness, Sobriety, and Real Estate
Sep 19, 2024·33m - 36
From Challenges to Champions: Michele Robbins' Real Estate Story
Sep 10, 2024·42m - 37
Preparing for Homeownership: Credit, Market Trends, and Strategies
Aug 20, 2024·16m - 38
Freedom at Risk: Tony Lopes on Financial Independence and Real Estate
Aug 1, 2024·46m - 39
Rewire Your Brain for Wealth: Overcome Negative Money Thoughts
Jul 23, 2024·11m - 40
Mastering Your Credit: Essential Tips for Financial Health
Jul 16, 2024·25m - 41
Breaking Down Sugar and Processed Foods with Lynn Bowman
Hidden gemCoach Clarence interviews Lynn Bowman, 78-year-old author of 'Brownies for Breakfast: A Cookbook for Diabetics and the People Who Love Them,' who traces her healthy aging to managing a gestational diabetes diagnosis she received in 1975.
Jul 12, 2024·42m·3 clips - 42
Winning in the Housing Market: Tips and Trends
Jun 25, 2024·8m - 43
The Trifecta of Health: Exercise, Nutrition, and Mindset with Esther Avant
Coach Clarence interviews Esther Avant, a certified sports nutritionist and owner of EA Coaching with 18 years of experience, who argues that the biggest barriers to lasting fitness results are not knowledge gaps but behavioral and environmental ones — specifically that food-centric culture, all-or-nothing thinking, and social norms actively undermine healthy habits.
Jun 18, 2024·39m·3 clips - 44
Building Wealth with Confidence: Insights from Ticker's Founder Sean Tepper
Sean Tepper, founder and CEO of Ticker, explains how he built a gamified stock-scoring system (0-100) originally as an Excel sheet in 2016 that produced 15-50% annual returns before he turned it into a SaaS platform with 9,000 customers across 50 countries.
Jun 6, 2024·46m·3 clips - 45
Identifying and Fixing the Holes in Your Game
Jun 4, 2024·20m - 46
From Finance to Fitness: Angela Beyer's Journey to Miss Universe
May 28, 2024·45m - 47
Smart Loan Strategies in a High Interest Rate Market
May 23, 2024·18m - 48
Overcoming Infidelity and Building Trust: Insights from a Relationship Coach
May 7, 2024·51m - 49
From Busy to Balanced: Transform Your Life with These 5 Pillars
Apr 29, 2024·7m - 50
8 Essential Tips for First-Time Home Buyers
Apr 23, 2024·25m - 51
Making a Difference with Jarvis Berry
Oct 3, 2023·48m