Insurance Podcasts

A caller tells an agency his roof is three years old. Someone checks online, then a drive past the house confirms it: the roof is fifteen. On The Insurance Guys Podcast, that small lie becomes an argument about what an AI quoting tool would have accepted. It also shows what insurance podcasts do best: they take a promise on paper and follow it to the moment someone tests it, whether an adjuster, an actuary, a judge or a customer on renewal day.

Karen Adamsbaum's Risk Intelligence keeps insurance plain. Insight of Contractors Frustrations, framed early as an unscripted conversation with Warren, a real estate developer, asks why an LLC with no payroll might still want workers' comp. The answer is about control. Once you give direction, a court may see an employer and an employee, and a client story about a homeowner sued after a worker fell from a low roof makes the point concrete. Near the end, the episode sorts out bid, maintenance, performance, and license and permit bonds.

AM Best Audio's Author: Rising Risks Demand Smarter Commercial Property Coverage Decisions hands the subject to Barry Zalma, an expert witness who was a trainee adjuster in 1968 and says he wrote his book for normal people, not claims staff. His case for code upgrade coverage is practical.

Rancho Mesa's StudioOne™ Safety and Risk Management Network turns to liability. Ep. 624 PAGA: The Scariest Four-Letter Word for California Employers explains how California's Private Attorneys General Act lets one employee's claim stand for a whole roster, multiplying a $10 pay error. "I would bet the farm that if you haven't done a PAGA audit, you are not in compliance," the episode warns. It then suggests employment practices liability cover with a wage and hour rider is worth a look, though not right for everybody. The Small Business and Legal pages go further.

Behind every premium sits someone reading numbers. Alliance NOW! Risk & Insurance Podcast Series, tied to Risk & Insurance Education Alliance programs, includes a recorded class: Understanding Actuarial Reports and How They Can Drive Cost Savings and Reduce Risk, 74 minutes with instructors Marcia and Tim. It won't make you an actuary. It shows which parts of a report that can run 180 to 200 pages deserve attention. It also explains why the "selected" row, where the actuary's judgment enters, is where a risk manager should push back with data. The cost is audible, because the presenters point to slides the listener cannot see.

Workers’ Comp Unwrapped follows the medical bill. It is built for clinics, with many recent titles naming California. Two voices carry these episodes: one explains and the other mostly agrees. The analogies earn their keep. In Workers Comp Unwrapped Episode 418: Telehealth in Workers’ Comp: Billing and Compliance in 2026, judging a joint injury over video is likened to guessing a suitcase's weight from a photo. By the show's account, that is why payers deny comprehensive remote evaluations of acute complex injuries. The banter can sound scripted, and the warnings about payer algorithms are the show's assertions. The Human Resources page covers the employer side.

ICHRA Exclusive, from Remodel Health, explains Individual Coverage Health Reimbursement Arrangements, in which employer money pays toward individual plans that employees pick themselves. A thousand-person national group might face 30 carriers. The Future of Benefits: Where ICHRA Goes from Here argues that employers who survive the hard first year seldom return to group plans. A speaker backs that with a 90-plus percent retention figure for their own firm, a sales point as much as a finding.

Insurance 360 sounds like Medicare agents comparing notes. In 2025 Year in Review & What it Means for 2026 | Insurance360 Ep. 36, the hosts recall a company quitting Medicare weeks after they certified with it, just before enrollment season. Guarantees Over Hope: A Smarter Way to Plan Retirement | Insurance 360 Ep. 38 is a conversation about selling annuities. Its claim that retirees with guaranteed income spend twice as much rests on a study the speaker couldn't attribute.

Agents for Life! is quieter. In #331: Who Wants a Million Dollar Life Insurance Policy?, the host explains underwriting table ratings and admits to guessing where the term came from. The host also argues for quoting a non-medical policy first unless an applicant is ultra healthy, acknowledging its pricing isn't the best, since blood work can upend a healthy-looking applicant. The Sales and Marketing pages continue from here.

The sales shows ask how to win this season; the interview shows ask what insurance will be built from next. Profiles in Risk explains in Raj Utraja, Founder & CEO at Persisto.ai - PIR Ep. 840 that it was intended as career advice for insurance professionals. The episode asks what a carrier would ask: how long a first line of business takes to go live (four to six weeks of setup and eight to 12 overall, depending on feedback speed, the guest says), and how an AI tool satisfies a regulator who wants inside the black box. The guest is a vendor, so hear his timelines as claims.