Practical ICHRA strategy for benefits professionals.
ICHRA Exclusive focuses on the mechanics and market reality of individual coverage health reimbursement arrangements. Episodes move between broker-facing strategy, employee class design, carrier participation, plan terminology, and the operational work of helping groups make the shift.
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ICHRA Exclusive is a Remodel Health podcast for the benefits professionals trying to make sense of individual coverage health reimbursement arrangements in real business settings. It is not a broad personal-finance show. The subject is narrower and more technical: how employers, brokers, and HR leaders can think about ICHRA design, employee classes, allowances, and the employee experience of shopping for individual plans. Recent episodes spend serious time on the 11 employee classes and why those categories matter. The show uses examples such as full-time employees remaining on a traditional group plan while part-time employees receive an ICHRA allowance. That kind of scenario gives the conversation its practical shape. Instead of staying at the level of benefits buzzwords, the episodes work through waiting periods, minimum class size questions, hourly and salaried distinctions, and the difference between equal treatment and equitable plan design. The vocabulary can be dense. Out-of-pocket maximums, copays, deductibles, HSA options, plan limits, and marketplace pricing all appear as part of the actual operating environment. The show is also interested in where the ICHRA market is headed. A recent market-focused episode looks at why major carriers are paying closer attention, how ICHRA administrators hear from brokers and groups, and why member experience still needs work. Bill Williams brings a product perspective from Remodel Health and earlier work at Oscar Health. Jon Staub frames the material with a research-minded, educational approach. TJ Witham contributes broker-specialist examples, especially around how brokers present ICHRA as an alternative to traditional group coverage. The pacing is conversational, but the purpose is utilitarian. Episodes often connect a concept to a downloadable resource or a next step for brokers and employers. The result feels like a working-room discussion for people already near the health benefits decision. It is especially useful when a team needs to understand not just what ICHRA is, but how it gets applied to different employee populations. The show's strongest lane is translating health insurance and product complexity into implementation choices. It rewards listeners who are comfortable with industry terminology and looking for concrete benefits strategy rather than general health insurance advice.
Made for: ICHRA Exclusive is for brokers, employers, HR leaders, and business leaders evaluating individual coverage health reimbursement arrangements. It fits listeners who already work near benefits decisions and want implementation detail.
What sets it apart: The show combines broker-facing field examples with product and carrier-side context from Remodel Health conversations. Its focus stays tightly on ICHRA execution: employee classes, allowances, plan experience, and market readiness.
Welcome to your ultimate guide to understanding the complex world of health insurance! ICHRA Exclusive will tell you everything you need to know about the basics of Individual Coverage Health Reimbursement Arrangements, how they work, and how to get started.
Health-plan choice stops looking like alphabet soup once Jon Staub walks you through the tradeoffs.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A practical walk through ICHRA employee classes, with the real-world tradeoffs kept in view.
The episode treats ICHRA employee classes as a practical design problem, moving page by page through the material and staying focused on where the rules shift: full-time versus part-time, then salaried versus hourly, with minimum class sizes flagged early.
Practical risk education for insurance professionals.
Insurance talk with the machinery exposed.
Practical risk guidance for working businesses.
Lindsay Fisher of Higginbotham explains why employers entering ICHRA often expect to return to group plans, yet none of her groups has done so.
Andrew, an Area Senior Vice President at Gallagher, discusses his 26-year career in healthcare consulting, the company's approach to ICHRA, and insights on challenges facing large employers and market trends.
ICHRA Exclusive examines 2025 ICHRA conditions with Bill Williams, Remodel Health’s new product leader and former Oscar Health product director.
John, a Remodel Health team member, interviews Chief Customer Officer Jonna Barnard about white-glove implementation of individual coverage health reimbursement arrangements for brokers and employers.
Remodel Health’s Jon Staub interviews Chief AI Officer Misha Nekorystnov about AI applications in health insurance, workplace productivity, and business operations.
This episode continues a discussion on ICRA employee classes, featuring a broker specialist to help brokers and employers strategize with a downloadable guide.
Jon Staub and TJ Witham from Remodel Health walk through a free downloadable guide on the 11 IRS-approved employee classes that govern how employers can structure Individual Coverage Health Reimbursement Arrangements (ICHRAs).