The HMO Podcast

Andy Graham

50 episodes listed below

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Practical HMO investing, tested against the numbers.

The gist

The HMO Podcast is a tactical property-investing show focused on houses in multiple occupation and co-living projects. Andy works through appraisals, valuations, market pressure, finance assumptions, refurb decisions, and portfolio updates with a hands-on emphasis on usable checks.

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About The HMO Podcast

The HMO Podcast is a specialist property show for people building or scaling HMO portfolios. It is narrow by design. Rather than treating real estate as a broad wealth topic, it keeps returning to the practical decisions behind houses in multiple occupation and co-living projects. Recent episodes focus on valuation strategy, deal screening, refurbishment assumptions, rental income, tenant quality, and portfolio management. Andy presents HMO investing as a business of models, evidence, and early decisions. A strong valuation is not treated as something that simply appears at the end of a project. It has to be planned into the appraisal from day one. The show repeatedly warns against buying on hopeful numbers when comparable data, costs, or rental assumptions do not support them. That gives the advice a useful edge. It is practical, but it is also cautionary. Episodes such as the deal check aim to save investors from wasting hours on properties that are unlikely to work. Others look at how global instability, inflation pressure, interest rates, lender appetite, and the Renters Reform Act can change the mood of the market quickly. The show is strongest when it connects those pressures to actual decisions inside an HMO business. Andy brings in his own portfolio, projects, and current thinking as working examples rather than abstract case studies. The pacing is straightforward and instructional. There is a clear preference for frameworks, checklists, appraisals, and repeatable systems. The commercial side of the HMO Roadmap also appears, with references to lessons, workshops, resources, case studies, and community material. Still, the core value is the show’s insistence that HMO investors should understand the numbers before committing capital. It is a focused listen for property operators who want fewer vague pep talks and more deal-level judgment.

Made for: For current and aspiring HMO property investors who want practical guidance on finding, funding, refurbishing, valuing, filling, and managing deals. It especially suits listeners who are screening opportunities, scaling a portfolio, or trying to make decisions in a changing lending and regulatory market.

What sets it apart: The show stands out by keeping HMO strategy tied to appraisal discipline, valuation evidence, and portfolio decision-making. Its advice is less about generic property ambition and more about catching weak assumptions before they become expensive commitments.

In their own words

Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

HMO deal screeningvaluation strategyrefurbishment costsrental income assumptionsprivate financetenant managementinterest rates and inflationRenters Reform Act

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Podcasts like The HMO Podcast

Episodes

  1. 1

    How To Prepare For And Maximise a HMO Valuation

    Andy identifies four HMO value levers: space, specification, rental income, and floor-plan optimisation.

    Apr 15, 2026·41m·2 clips
  2. 2

    The Risk, Reward & Reality of Building a HMO Business with Caroline Pattinson

    Apr 8, 2026·53m
  3. 3

    Biz Update & My Response To The Middle East Conflict

    The host discusses current challenges in the property market, including rising interest rates and the Renters Reform Act, and advises HMO investors on strategies.

    Apr 1, 2026·33m·2 clips
  4. 4

    How To Future Proof Your HMO With Architects Andrew & Mary

    Mar 25, 2026·47m
  5. 5

    Your Best HMO Deal Will Be The One You Don’t Do

    Mar 18, 2026·24m
  6. 6

    Market & Lender Update With Ellie Broadhurst

    Mar 11, 2026·37m
  7. 7

    Risk Is The Job: Reducing Exposure And Increasing Profits In HMOs

    Mar 4, 2026·30m
  8. 8

    How Adriana Cafasso Switched from Law to Building a Multi-Million Pound Property Business

    Feb 25, 2026·37m
  9. 9

    UK Property Market Outlook with Savills Head of Research

    Feb 18, 2026·47m
  10. 10

    Execution, Efficiency & Where The Real Opportunities Are #BizUpdate

    Feb 11, 2026·28m
  11. 11

    Property, Politics and the Future of Landlords with Russell Quirk

    Feb 4, 2026·53m
  12. 12

    Could This Decision 10x Your Results? (It Did For Me)

    Jan 28, 2026·37m
  13. 13

    Find to Fill: A 16-Point Checklist for Delivering HMO Projects Like a Pro

    Jan 21, 2026·38m
  14. 14

    HMOs in 2026: What Happens Next And How to Take Advantage

    Jan 14, 2026·26m
  15. 15

    How Royce Turville's Property Business Rocketed By Doing 3 Things

    Jan 7, 2026·53m
  16. 16

    How To Scale To £250k+/Year In 2026 (Using My Unique 3 Step System)

    Dec 31, 2025·24m
  17. 17

    Getting Better Refurb Results: Contractor Will Whittaker Explains How

    Dec 24, 2025·43m
  18. 18

    If You’ve Got Less Than £50k… Here’s Exactly What To Do First

    Dec 17, 2025·23m
  19. 19

    Is Property Still Worth It? My Honest Answer After 335 Episodes...

    Dec 10, 2025·24m
  20. 20

    Budget Breakdown & What It Means For HMO Investors

    Andy and Ellie compare personal landlord tax rises with dividend tax and company reinvestment options.

    Dec 3, 2025·35m·2 clips
  21. 21

    Filling HMOs, Expanding the Empire… But This Is Slowing Me Down (#BizUpdate)

    Nov 26, 2025·31m
  22. 22

    Inside the Empire: Hayley Andrews on Growth, Strategy & the Business of Property

    Nov 19, 2025·50m
  23. 23

    How The Right Company Structure Can Save You £1 Million+ In Tax

    Andy shows how £10,000 saved annually can become roughly £1 million through 25 years of 10% compounding.

    Nov 12, 2025·26m·1 clip
  24. 24

    The Biggest Shake-Up To The Property Market In Decades - The Renters’ Rights Act Explained

    Andy, host of The HMO Podcast, explains how the Renters’ Rights Act replaces fixed-term ASTs with month-to-month assured periodic tenancies.

    Nov 5, 2025·37m·2 clips
  25. 25

    Stop Guessing, Start Measuring: 14 Data Points That Drive a Profitable Property Business

    Oct 29, 2025·32m
  26. 26

    How Craig Fisher Built a £250k-a-Year HMO Portfolio on the Side While Running a Multi-Million Pound Business

    Oct 22, 2025·46m
  27. 27

    From Hairdresser to HMO Success: How Laura Ackers Built Financial Freedom Through Property

    Oct 15, 2025·41m
  28. 28

    Why Smart Investors Are Buying Right Now (and Everyone Else Is Quitting)

    Oct 8, 2025·19m
  29. 29

    From GP to Full-Time HMO Investor: Dr. Michael Taylor’s Inspiring Journey

    Oct 1, 2025·41m
  30. 30

    When Property Deals Go Wrong: The Three Rs of Resilience

    Sep 24, 2025·23m
  31. 31

    7-Bed Planning Hack, Valuations & NI Rumours Discussed [Community Q&A]

    Sep 17, 2025·26m
  32. 32

    Is The Property Market Crashing? Interest Rates, Valuations & Growth With Ellie Broadhurst

    Sep 10, 2025·34m
  33. 33

    Is Property Investment Dead or Just Changing?

    Sep 3, 2025·27m
  34. 34

    Inside A Cambridge Super Deal: How Sam Carter Adds Value & Reduces Risk

    Aug 27, 2025·48m
  35. 35

    Unfiltered: HMOs & Growing My Property Biz (with PropertybyKazy)

    Aug 20, 2025·49m
  36. 36

    Struggling to Grow Your Property Business? Here’s What Actually Works with Rebecca Alcock

    Aug 13, 2025·45m
  37. 37

    From 3-Bed Terraces to £3M Projects: Inside a £12k PCM Deal with Emma Estill

    Aug 6, 2025·50m
  38. 38

    How I Cut Risks To Maximise Profit and Scale Faster

    Jul 30, 2025·47m
  39. 39

    0-10 HMOs: 5 Key Lessons for Bigger, Better & Faster Results [REWIND]

    Jul 23, 2025·26m
  40. 40

    Business, Builds & Balancing It All #BizUpdate

    Jul 16, 2025·34m
  41. 41

    The 60-Second Check: How to Instantly Filter Bad HMO Deals Out

    Andy breaks down a 60-second check to quickly filter out bad HMO property deals, saving time for investors.

    Jul 9, 2025·29m
  42. 42

    You’re Not Scaling — You’re Spinning Plates (Here’s How To Hit £10K Faster)

    Jul 2, 2025·27m
  43. 43

    Scaling from 5 to 50 HMO Rooms — What Would I Do Differently?

    Jun 25, 2025·36m
  44. 44

    When to Sell Your HMO (And Why Holding On Could Be Slowing You Down)

    Jun 18, 2025·25m
  45. 45

    Funding HMOs in 2025: Inside the Lender’s Mind with Together Finance

    Jun 11, 2025·41m
  46. 46

    The 5 Strategic Mistakes Still Holding Back HMO Investors in 2025

    Jun 4, 2025·31m
  47. 47

    Planning Permission Explained: When You Need It and When You Don’t

    May 28, 2025·48m
  48. 48

    Base Rate Reduction, HMO Lending & Why Your Rooms Might Take Longer to Fill – with Ellie Broadhurst

    May 21, 2025·28m
  49. 49

    Beyond HMOs: I Get Real About Building Wealth, Health and Family

    May 14, 2025·59m
  50. 50

    How To Secure The Best Contractors At The Best Price For Any HMO Project

    May 7, 2025·42m