
Practical HMO investing, tested against the numbers.
The gist
The HMO Podcast is a tactical property-investing show focused on houses in multiple occupation and co-living projects. Andy works through appraisals, valuations, market pressure, finance assumptions, refurb decisions, and portfolio updates with a hands-on emphasis on usable checks.
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About The HMO Podcast
The HMO Podcast is a specialist property show for people building or scaling HMO portfolios. It is narrow by design. Rather than treating real estate as a broad wealth topic, it keeps returning to the practical decisions behind houses in multiple occupation and co-living projects. Recent episodes focus on valuation strategy, deal screening, refurbishment assumptions, rental income, tenant quality, and portfolio management. Andy presents HMO investing as a business of models, evidence, and early decisions. A strong valuation is not treated as something that simply appears at the end of a project. It has to be planned into the appraisal from day one. The show repeatedly warns against buying on hopeful numbers when comparable data, costs, or rental assumptions do not support them. That gives the advice a useful edge. It is practical, but it is also cautionary. Episodes such as the deal check aim to save investors from wasting hours on properties that are unlikely to work. Others look at how global instability, inflation pressure, interest rates, lender appetite, and the Renters Reform Act can change the mood of the market quickly. The show is strongest when it connects those pressures to actual decisions inside an HMO business. Andy brings in his own portfolio, projects, and current thinking as working examples rather than abstract case studies. The pacing is straightforward and instructional. There is a clear preference for frameworks, checklists, appraisals, and repeatable systems. The commercial side of the HMO Roadmap also appears, with references to lessons, workshops, resources, case studies, and community material. Still, the core value is the show’s insistence that HMO investors should understand the numbers before committing capital. It is a focused listen for property operators who want fewer vague pep talks and more deal-level judgment.
Made for: For current and aspiring HMO property investors who want practical guidance on finding, funding, refurbishing, valuing, filling, and managing deals. It especially suits listeners who are screening opportunities, scaling a portfolio, or trying to make decisions in a changing lending and regulatory market.
What sets it apart: The show stands out by keeping HMO strategy tied to appraisal discipline, valuation evidence, and portfolio decision-making. Its advice is less about generic property ambition and more about catching weak assumptions before they become expensive commitments.
In their own words
Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.
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Episodes
- 1
How To Prepare For And Maximise a HMO Valuation
Andy identifies four HMO value levers: space, specification, rental income, and floor-plan optimisation.
Apr 15, 2026·41m·2 clips - 2
The Risk, Reward & Reality of Building a HMO Business with Caroline Pattinson
Apr 8, 2026·53m - 3
Biz Update & My Response To The Middle East Conflict
The host discusses current challenges in the property market, including rising interest rates and the Renters Reform Act, and advises HMO investors on strategies.
Apr 1, 2026·33m·2 clips - 4
How To Future Proof Your HMO With Architects Andrew & Mary
Mar 25, 2026·47m - 5
Your Best HMO Deal Will Be The One You Don’t Do
Mar 18, 2026·24m - 6
Market & Lender Update With Ellie Broadhurst
Mar 11, 2026·37m - 7
Risk Is The Job: Reducing Exposure And Increasing Profits In HMOs
Mar 4, 2026·30m - 8
How Adriana Cafasso Switched from Law to Building a Multi-Million Pound Property Business
Feb 25, 2026·37m - 9
UK Property Market Outlook with Savills Head of Research
Feb 18, 2026·47m - 10
Execution, Efficiency & Where The Real Opportunities Are #BizUpdate
Feb 11, 2026·28m - 11
Property, Politics and the Future of Landlords with Russell Quirk
Feb 4, 2026·53m - 12
Could This Decision 10x Your Results? (It Did For Me)
Jan 28, 2026·37m - 13
Find to Fill: A 16-Point Checklist for Delivering HMO Projects Like a Pro
Jan 21, 2026·38m - 14
HMOs in 2026: What Happens Next And How to Take Advantage
Jan 14, 2026·26m - 15
How Royce Turville's Property Business Rocketed By Doing 3 Things
Jan 7, 2026·53m - 16
How To Scale To £250k+/Year In 2026 (Using My Unique 3 Step System)
Dec 31, 2025·24m - 17
Getting Better Refurb Results: Contractor Will Whittaker Explains How
Dec 24, 2025·43m - 18
If You’ve Got Less Than £50k… Here’s Exactly What To Do First
Dec 17, 2025·23m - 19
Is Property Still Worth It? My Honest Answer After 335 Episodes...
Dec 10, 2025·24m - 20
Budget Breakdown & What It Means For HMO Investors
Andy and Ellie compare personal landlord tax rises with dividend tax and company reinvestment options.
Dec 3, 2025·35m·2 clips - 21
Filling HMOs, Expanding the Empire… But This Is Slowing Me Down (#BizUpdate)
Nov 26, 2025·31m - 22
Inside the Empire: Hayley Andrews on Growth, Strategy & the Business of Property
Nov 19, 2025·50m - 23
How The Right Company Structure Can Save You £1 Million+ In Tax
Andy shows how £10,000 saved annually can become roughly £1 million through 25 years of 10% compounding.
Nov 12, 2025·26m·1 clip - 24
The Biggest Shake-Up To The Property Market In Decades - The Renters’ Rights Act Explained
Andy, host of The HMO Podcast, explains how the Renters’ Rights Act replaces fixed-term ASTs with month-to-month assured periodic tenancies.
Nov 5, 2025·37m·2 clips - 25
Stop Guessing, Start Measuring: 14 Data Points That Drive a Profitable Property Business
Oct 29, 2025·32m - 26
How Craig Fisher Built a £250k-a-Year HMO Portfolio on the Side While Running a Multi-Million Pound Business
Oct 22, 2025·46m - 27
From Hairdresser to HMO Success: How Laura Ackers Built Financial Freedom Through Property
Oct 15, 2025·41m - 28
Why Smart Investors Are Buying Right Now (and Everyone Else Is Quitting)
Oct 8, 2025·19m - 29
From GP to Full-Time HMO Investor: Dr. Michael Taylor’s Inspiring Journey
Oct 1, 2025·41m - 30
When Property Deals Go Wrong: The Three Rs of Resilience
Sep 24, 2025·23m - 31
7-Bed Planning Hack, Valuations & NI Rumours Discussed [Community Q&A]
Sep 17, 2025·26m - 32
Is The Property Market Crashing? Interest Rates, Valuations & Growth With Ellie Broadhurst
Sep 10, 2025·34m - 33
Is Property Investment Dead or Just Changing?
Sep 3, 2025·27m - 34
Inside A Cambridge Super Deal: How Sam Carter Adds Value & Reduces Risk
Aug 27, 2025·48m - 35
Unfiltered: HMOs & Growing My Property Biz (with PropertybyKazy)
Aug 20, 2025·49m - 36
Struggling to Grow Your Property Business? Here’s What Actually Works with Rebecca Alcock
Aug 13, 2025·45m - 37
From 3-Bed Terraces to £3M Projects: Inside a £12k PCM Deal with Emma Estill
Aug 6, 2025·50m - 38
How I Cut Risks To Maximise Profit and Scale Faster
Jul 30, 2025·47m - 39
0-10 HMOs: 5 Key Lessons for Bigger, Better & Faster Results [REWIND]
Jul 23, 2025·26m - 40
Business, Builds & Balancing It All #BizUpdate
Jul 16, 2025·34m - 41
The 60-Second Check: How to Instantly Filter Bad HMO Deals Out
Andy breaks down a 60-second check to quickly filter out bad HMO property deals, saving time for investors.
Jul 9, 2025·29m - 42
You’re Not Scaling — You’re Spinning Plates (Here’s How To Hit £10K Faster)
Jul 2, 2025·27m - 43
Scaling from 5 to 50 HMO Rooms — What Would I Do Differently?
Jun 25, 2025·36m - 44
When to Sell Your HMO (And Why Holding On Could Be Slowing You Down)
Jun 18, 2025·25m - 45
Funding HMOs in 2025: Inside the Lender’s Mind with Together Finance
Jun 11, 2025·41m - 46
The 5 Strategic Mistakes Still Holding Back HMO Investors in 2025
Jun 4, 2025·31m - 47
Planning Permission Explained: When You Need It and When You Don’t
May 28, 2025·48m - 48
Base Rate Reduction, HMO Lending & Why Your Rooms Might Take Longer to Fill – with Ellie Broadhurst
May 21, 2025·28m - 49
Beyond HMOs: I Get Real About Building Wealth, Health and Family
May 14, 2025·59m - 50
How To Secure The Best Contractors At The Best Price For Any HMO Project
May 7, 2025·42m