NFL Players' Podcast

Zach Miller, Riccardo Stewart, Sam Acho, Jeff Locke

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In their own words

The podcast by NFL players for NFL players. Each week, we break down the biggest events in football and how they directly impact a player's career and money. Join Former NFL Veterans Sam Acho (Bills, Bucs, Bears & Cardinals), Zach Miller (Seahawks & Raiders), Jeff Locke (Vikings, Colts, Lions, 49ers), and college coach, Riccardo Stewart, for a raw and unfiltered conversation about the game, the business, and how players can achieve generational wealth.

Why you'd press play

The NFL 401(k) gets locker-room context, and your 'I'll check later' starts sounding expensive.

Press play if you want

  • Ricardo Stewart to ask the NFL 401(k) questions you were too embarrassed to ask
  • Zach Miller's firsthand case for treating your NFL benefits as compensation
Read the full recommendation in PlayNext →

Talks about

Best episodes of NFL Players' Podcast

Short reviews from the PlayNext desk, based on the episodes we processed.

The 3-Bucket Investment Strategy for Athletes

A football-shaped investing primer that makes the public-versus-private split easy to follow.

The episode makes investing feel less abstract by routing it through football language. Ricardo Stewart and his guests use quarterback reads, progression, and a three-bucket frame to make multi-generational wealth easier to follow, especially for athletes thinking beyond the…

Our Past Lessons, Your Future Gains

A candid NFL business conversation about why player success has to last beyond the contract.

The episode plays as a clear, workmanlike conversation among people with deep NFL experience who care about serving players and their families.

Target Date Funds The NFL Way

A plainspoken case for convenience that still leaves room for the hidden costs.

Target date funds can sound like a dry retirement topic, but this episode makes them easy to follow by tying the idea to simplicity, convenience, and cost.

Financial Planning That Starts With You

Custom planning fits athletes better than one size fits all advice.

Ricardo Stewart and his cohosts make a plain case for building financial plans around the athlete, the family, and the life that actually needs funding.

Building a Human-Centered Financial Plan

A clear, athlete-first look at money planning that stays grounded in real decisions.

The episode starts a three-part conversation about what a human-centered approach means for athletes and the people who support them. It keeps the idea plain: cover the essentials first, then ask what money is supposed to do for the client, not just where it can go.

Protecting NFL Players from Digital Threats

A grounded look at how athlete data can become a safety risk, with a loose opening that gives way to the main discussion.

The episode takes a sports office concern and lands it where it hurts: athlete data can be bought, traded, and turned into harm. It starts with holiday-season chatter, then settles into a plainspoken look at exposed details like impersonation, theft, and the fear of someone…

The 4 Ts of NFL Investing: Truth, Touch, Time, and Tension

A grounded investing conversation that keeps trust, patience, and pressure in view.

The episode treats athlete investing like a real locker room conversation, with truth, touch, time, and intention as a useful frame for the money decisions NFL athletes face.

Podcasts like NFL Players' Podcast

Episodes

  1. 1

    The 4 Ts of NFL Investing: Truth, Touch, Time, and Tension

    Hidden gem

    Former NFL players and a financial expert discuss the 'Four T's of Investing'—Truth, Touch, Time, and Tension—tailored for professional athletes.

    ·15m·1 clip
  2. 2

    Our Past Lessons, Your Future Gains

    Hidden gem

    Three former NFL players, now financial advisors, share their personal stories of financial mismanagement and expose the predatory practices in the wealth management industry targeting professional athletes.

    ·18m·1 clip
  3. 3

    The 3-Bucket Investment Strategy for Athletes

    Hidden gem

    Host Ricardo Stewart and former NFL players Jeff Locke, Sam Acho, and Zach Miller break down a three-bucket investment strategy tailored for athletes, using football and lifestyle analogies to explain emergency funds, public market investing, and accessing private ventures.

    ·13m·1 clip
  4. 4

    Financial Planning That Starts With You

    Host Ricardo Stewart and former NFL players Zach Miller, Jeff Locke, and Sam Macho discuss why professional athletes need a 'human-centered' family office for financial planning, not a generic financial advisor.

    ·14m·1 clip
  5. 5

    Building a Human-Centered Financial Plan

    Hidden gem

    Host Ricardo Stewart and his co-hosts—all former NFL players and financial advisors—break down their 'human-centered' approach to financial planning for professional athletes.

    ·13m·1 clip
  6. 6

    Understanding the NFL 401(k): Turning Career Earnings Into Lifelong Wealth

    Hidden gem

    Former NFL players and a financial expert break down the league's unique 401(k) plan, explaining its generous 2-to-1 match, tax advantages, and the surprising revelation that many big-bank financial advisors can't legally manage it.

    ·16m·1 clip
  7. 7

    The Generosity Playbook: Smart Giving for NFL Athletes

    The hosts of the NFL Players' Podcast discuss smart charitable giving strategies for high-earning athletes, focusing on the financial and personal benefits of philanthropy.

    ·10m·1 clip
  8. 8

    Protecting NFL Players from Digital Threats

    Hidden gem

    Former NFL players and a digital security expert discuss the critical yet often overlooked threat of digital privacy breaches targeting professional athletes.

    ·13m·1 clip
  9. 9

    Target Date Funds The NFL Way

    Hidden gem

    Former NFL players and financial experts break down target date funds, explaining their origins, advantages for average investors, and why they're particularly unsuitable for high-net-worth athletes who need customized financial strategies.

    ·13m·1 clip
  10. 10

    Maximizing Your NFL Benefits: How Players Can Turn Overlooked Perks into Millions in Long-Term Value

    Hidden gem

    Former NFL players Ricardo Stewart, Sam Acho, Zach Miller, and Jeff Locke break down the multi-million dollar benefits package that most players overlook, from 401ks and disability plans to free marriage counseling and foundation grants.

    ·15m·1 clip
  11. 11

    OL Masterminds: How to Create, Capture and Grow Your Value

    Jul 9, 2025·11m
  12. 12

    Leaving a Legacy: How Elite Athletes Build Generational Wealth

    Jul 6, 2025·13m
  13. 13

    Create. Capture. Convert: The Money Game Beyond the Field

    Jun 30, 2025·16m
  14. 14

    The Athlete CEO: Capturing Value On and Off the Field

    Jun 23, 2025·15m
  15. 15

    The Athlete CEO: How NFL Players Build and Realize Their Worth

    Jun 16, 2025·12m
  16. 16

    The 3 I's of Financial Advice: Independent, Integrated, Individualized

    May 28, 2025·15m
  17. 17

    Understanding Your Options When It Comes to Financial Advisors | NFL Players' Podcast #54

    May 5, 2025·19m
  18. 18

    The NFL Wealth Playbook: Why You Need a Financial Team | NFL Players' Podcast #53

    Apr 28, 2025·11m
  19. 19

    How NFL Players Can Win in a Down Market | NFL Players' Podcast #52

    Apr 25, 2025·12m
  20. 20

    The Importance of Having a Team | NFL Players' Podcast #51

    Apr 17, 2025·12m
  21. 21

    Decoding the Market: Public vs. Private Investments | NFL Players' Podcast #50

    Mar 23, 2025·13m
  22. 22

    NFL Players' Ultimate Guide to Investing | NFL Players' Podcast #49

    Mar 16, 2025·11m
  23. 23

    Building Generational Wealth Like a Pro | NFL Players' Podcast #48

    Mar 9, 2025·10m
  24. 24

    Paying Your Future Self | NFL Players' Podcast #47

    Mar 2, 2025·14m
  25. 25

    The Four Uses of Money: Where Does It All Go? | NFL Players' Podcast #46

    Feb 23, 2025·9m
  26. 26

    The Essential Steps to Multi-Generational Wealth for NFL Players | NFL Players' Podcast #45

    Feb 18, 2025·11m
  27. 27

    Offseason Money Strategies for NFL Players | NFL Players' Podcast #44

    Jan 26, 2025·13m
  28. 28

    NFL Playoff Insights and Off-Field Realities | NFL Players' Podcast #43

    Jan 21, 2025·11m
  29. 29

    The Right Time to Enter the Transfer Portal | NFL Players' Podcast #42

    Dec 30, 2024·14m
  30. 30

    How Do Athletes Create Value? | NFL Players' Podcast #41

    Dec 22, 2024·13m
  31. 31

    Give Smarter, Not Harder | NFL Players' Podcast #40

    Dec 15, 2024·11m
  32. 32

    The Financial Advice NFL Pros Wish They Got Sooner | NFL Players' Podcast #39

    Dec 5, 2024·11m
  33. 33

    Stacking Your Chips with Compound Interest | NFL Players' Podcast

    Dec 4, 2024·11m
  34. 34

    Assemble Your Dream Team | NFL Players' Podcast #37

    Nov 10, 2024·13m
  35. 35

    Give Every Dollar a Job | NFL Players' Podcast #36

    Nov 4, 2024·12m
  36. 36

    Mastering Your Money Game | NFL Players' Podcast #35

    Oct 28, 2024·13m
  37. 37

    The NFL Tax Playbook | NFL Players' Podcast #34

    Oct 18, 2024·13m
  38. 38

    Build Human Capital | NFL Players' Podcast #33

    Oct 14, 2024·14m
  39. 39

    Unlocking the Financial Benefits of Week 3 in the NFL | NFL Players' Podcast #32

    Oct 7, 2024·10m
  40. 40

    The Multi-generational Wealth Game | NFL Players' Podcast #31

    Sep 27, 2024·13m
  41. 41

    How to Not Go Broke | NFL Players’ Podcast #30

    Sep 23, 2024·12m
  42. 42

    Giving Unlocks the Grip of Greed | NFL Players' Podcast #29

    Sep 6, 2024·11m
  43. 43

    You Have to Have a Plan | NFL Players' Podcast #28

    Aug 29, 2024·12m
  44. 44

    4 Rules for Creating Multigenerational Wealth | NFL Players' Podcast #27

    Aug 20, 2024·14m
  45. 45

    Athlete CEO: Family Matters | NFL Players' Podcast #26

    Aug 14, 2024·12m
  46. 46

    Athlete CEO: Allowing Your Priorities to Guide Your Investment Decisions | NFL Players' Podcast #25

    Aug 6, 2024·14m
  47. 47

    Athlete CEO: Always Be a Pro | NFL Players' Podcast #24

    Jul 25, 2024·14m
  48. 48

    Athlete CEO: Sports Agents & Financial Advisors | NFL Players' Podcast #23

    Jul 17, 2024·15m
  49. 49

    Athlete CEO: Sports Agents & Financial Advisors | NFL Players' Podcast #23

    Jul 17, 2024·15m
  50. 50

    Trust Part 2: Estate Planning | NFL Players' Podcast #22

    Jul 9, 2024·12m
  51. 51

    Trust Fund Baby | NFL Players' Podcast #21

    Jun 19, 2024·11m
  52. 52

    What Does a Financial Advisor Do? | NFL Players' Podcast #20

    Jun 11, 2024·16m
  53. 53

    The "Why" Behind What We Do | NFL Players' Podcast #19

    Jun 4, 2024·18m
  54. 54

    NIL Series: Investing - Paying Your Future Self | NFL Players' Podcast #18

    May 29, 2024·18m
  55. 55

    NIL Series: #1 Destroyer of Wealth | NFL Players' Podcast #17

    May 21, 2024·17m
  56. 56

    NIL Series: Choosing a Bank and Building Credit | NFL Players' Podcast #16

    May 15, 2024·18m
  57. 57

    NIL Series: Choosing a Financial Advisor | NFL Players' Podcast #15

    May 8, 2024·19m
  58. 58

    NFL Rookies: What to Expect & Things You Need to Know | NFL Players' Podcast #14

    May 2, 2024·16m
  59. 59

    The 4 Uses of Money: Saving and Investing | NFL Players' Podcast #13

    Apr 23, 2024·19m
  60. 60

    The 4 Uses of Money: Saving | NFL Players' Podcast #12

    Apr 17, 2024·16m
  61. 61

    The 4 Uses of Money: Giving | NFL Players' Podcast #11

    Apr 9, 2024·21m
  62. 62

    The 4 Uses of Money: Spending | NFL Players' Podcast #10

    Apr 2, 2024·19m
  63. 63

    Taxes: Two Truths And A Lie | NFL Players' Podcast #9

    Mar 27, 2024·18m
  64. 64

    Tax Wisdom | NFL Players' Podcast #8

    Mar 20, 2024·17m
  65. 65

    Death & Taxes | NFL Players' Podcast #7

    Mar 12, 2024·18m
  66. 66

    Social Capital: Is Your Network Your Net Worth? | NFL Players' Podcast #6

    Mar 5, 2024·20m
  67. 67

    If You Don't Make Dollars, You Don't Make Sense: Intellectual Capital | NFL Players' Podcast #5

    Feb 28, 2024·18m
  68. 68

    Most Important Investment For NFL Players | NFL Players' Podcast #4

    Feb 20, 2024·16m
  69. 69

    What Is Human Capital & Why It Matters To NFL Players | NFL Players' Podcast #3

    Feb 13, 2024·16m
  70. 70

    Money Is Just a Tool | NFL Players’ Podcast #2

    Feb 8, 2024·15m
  71. 71

    From NFL Players to Financial Advisors | NFL Players’ Podcast #1

    Jan 30, 2024·17m