Money Meets Medicine

Doctor Podcast Network, Jimmy Turner MD

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In their own words

On Money Meets Medicine, Dr. Jimmy Turner discusses all things career and finance for physicians. With expert guest discussions, Jimmy tackles the personal finance topics you wish you had learned in medical school. The MMM podcast will help you tackle your student loans, achieve financial independence, invest for retirement, and decrease your financial stress and burnout. To get help with free educational content or obtaining own-occupation disability insurance from a source you know you can trust, visit https://moneymeetsmedicine.com/disability Background: Dr. Turner is a practicing anesthesiologist at Wake Forest, author of The Physician Philosopher's Guide to Personal Finance...

As heard by us

Based on 6 episodes we listened to · September 2026

It makes physician compensation legible by connecting contract terms, retirement costs and career choices to the realities of medical work.

Money Meets Medicine treats physician pay as the beginning of the financial question, then follows the contract terms and career conditions that determine what it is really worth. Dr.

Read our full review in PlayNext →

Why you'd press play

That 'standard' physician contract looks different once your future work RVUs enter the room.

Press play if you want

  • to look past the signing bonus and understand what your work RVU rate could mean later
  • to ask whether your retirement-plan fees buy you more than an index-fund suggestion
Read the full recommendation in PlayNext →

Talks about

Best episodes of Money Meets Medicine

Short reviews from the PlayNext desk, based on the episodes we processed.

Buying Too Much House? Derailing Doctor’s Finances

A practical look at home-buying debt and renovation ROI, with a clear gap between livability and resale value.

The episode treats buying a home as a debt decision before anything else, with Jimmy Turner and Justin Harvey keeping the math in view rather than dressing up the purchase as a dream.

Should Physicians Buy or Rent? How Much Should A Doctor Spend Buying a Home?

A practical physician housing conversation that keeps the math tied to one specific home, not just market averages.

Money Meets Medicine presents the housing decision through a clear physician-first lens, with Dr. Jimmy Turner and Justin Harvey weighing whether to buy, keep renting, or wait until the numbers line up better.

Dumb Money Mistakes Smart Doctors Make

A reminder that credentials do not erase risk, and physicians still need enough financial literacy to judge advice.

Money Meets Medicine treats a bad startup bet as a blunt lesson: smart doctors can still get burned by illiquidity, hidden fees, operational risk, and the easy mistake of treating credentials like a guarantee. What lands is how ordinary the danger feels.

Neurodivergence, Money, and Luxury Cruising with Dr. Krystal Sodaitis

A grounded money-and-neurodivergence conversation that keeps its cruise material tied to physician experience.

Money Meets Medicine starts with a cruise conversation and moves into something more useful: how neurodivergence can shape money habits, leisure spending, and the way those habits follow doctors into the rest of life. Dr. Jimmy Turner interviews Dr.

Rollovers, SEP IRAs, and Saving a Down Payment

A practical checkup on rollover decisions, advisor conflicts, and the money moves after leaving an employer.

The episode keeps its feet on the ground. It is about what happens to money after leaving an employer or retiring, and it stays most useful when it gets specific about rollover choices, fee comparisons, and the plain question of whether the numbers actually work.

How Much Should You Be Paid as a Physician?

A contract guide that turns RVUs and bonus language into real take-home tradeoffs.

This episode treats physician compensation as a contract-reading exercise, not a theory lesson. It moves through base salary, work RVUs, bonus structures, scheduling control, and the way a clean headline number can hide a heavier workload.

Why Financial Literacy Should Be Mandated by the ACGME

Debt is not just financial here; it reaches into personal life, training outcomes, and career choice.

Debt gets treated here as something that follows a person home. It can squeeze personal life, weigh on school performance, and color career plans. That makes the discussion feel grounded instead of abstract.

The 401(k) Vigilante: Are Hidden Retirement Fees Stealing Doctors’ Money? (Paul Sippil)

A sharp look at retirement-plan fees and when financial advice earns its keep.

Money Meets Medicine treats retirement-plan fees like something worth auditing, not background noise. Paul Sippel breaks down the hidden layers inside 401(k)s, 403(b)s, and cash balance plans, and the math is hard to ignore when those layers can cost physicians thousands over…

Podcasts like Money Meets Medicine

Episodes

  1. 1

    Talking Money With Family: Inheritance, Guilt, and Setting Financial Boundaries

    ·29m·2 clips
  2. 2

    How to Invest for Your Kids (529s, Trump Accounts, Custodial IRAs)

    ·27m
  3. 3

    Open Enrollment: HSAs, 401(k)s, and Pensions Explained

    Hidden gem

    Dr.

    ·28m·1 clip
  4. 4

    How Money Stories Shape Wealth (and Jimmy Turns 40)

    ·29m
  5. 5

    Buying Too Much House? Derailing Doctor’s Finances

    Hidden gem

    They open with the uneasy question behind a home purchase: are you taking on more debt than you should?

    ·32m·2 clips
  6. 6

    If I Started All Over Again

    Hidden gem

    Justin Harvey opens by asking what actually moves the needle financially and what mostly does not.

    ·35m·1 clip
  7. 7

    How to Turn Credit Card Points into Free Travel (With Points by J)

    Hidden gem

    Jimmy Turner lays out the goal right away.

    ·37m·2 clips
  8. 8

    End of Year Financial Tasks

    Hidden gem

    Justin and Jimmy open with holiday banter and a kitchen remodel that sounds as disruptive as it is ordinary.

    ·35m·2 clips
  9. 9

    The 401(k) Vigilante: Are Hidden Retirement Fees Stealing Doctors’ Money? (Paul Sippil)

    Hidden gem

    Paul Sippel joins Money Meets Medicine to unpack the hidden fees inside retirement plans.

    ·48m·3 clips
  10. 10

    3 Career Paths Hidden Inside Every Physician Contract

    Hidden gem

    The hosts start by pushing back on a tidy two-bucket view of physician jobs and point to a third path that lives inside every contract.

    ·50m·3 clips
  11. 11

    Tax Loss Harvesting $35,000 (Jimmy's Financial Wins)

    Hidden gem

    The 250th episode opens with a big number: Dr.

    ·35m·2 clips
  12. 12

    Rollovers, SEP IRAs, and Saving a Down Payment

    Hidden gem

    Justin opens with a javelin story.

    ·29m·1 clip
  13. 13

    Jimmy Changes Jobs (Academics to Private Practice)

    Jimmy Turner is considering leaving after almost 20 years in one place.

    ·35m·5 clips
  14. 14

    Why Doctors Save Too Much and Live Too Little

    Hidden gem

    Money Meets Medicine centers on the idea that a doctor’s most valuable asset is time, not money, and Jimmy Turner ties that idea to his departure from Wake Forest after almost 20 years.

    ·22m·1 clip
  15. 15

    Why Physicians Can Save Less and Still Retire Early (Update on The 4% Rule)

    Hidden gem

    Money Meets Medicine uses Jimmy Turner’s daughter Grace, who earned fourth chair all-district flute in North Carolina, to frame a retirement calculation about spending less and retiring earlier.

    ·25m·1 clip
  16. 16

    Investing locally, non-competes, and inheritances

    Hidden gem

    A physician asks whether $1.2 million of inherited money should sit in cash, go into a brokerage account, or support other goals like travel, a sabbatical, or charitable giving.

    ·26m·1 clip
  17. 17

    Is Your Emergency Fund Too Big?

    Hidden gem

    Money Meets Medicine opens with the claim that an emergency fund can be “too big,” then moves into three practical questions from physicians about insurance, car buying, and cash reserves.

    ·27m·1 clip
  18. 18

    1099 vs W2 for Physicians: How to Compare Offers, Taxes, Benefits, and Real Take-Home Pay

    Hidden gem

    Money Meets Medicine compares 1099 contractor pay with W-2 physician employment using a concrete $400,000 example that becomes about $470,000 after benefits are counted.

    ·28m·1 clip
  19. 19

    Should Physicians Invest in Bonds?

    Hidden gem

    Money Meets Medicine asks whether physicians should invest in bonds, and Justin Harvey says his own portfolio is under 5% in bonds at age 39.

    ·27m·1 clip
  20. 20

    The IUL Lawsuit Every Physician Investor Should Know About

    Hidden gem

    NASCAR driver Kyle Busch's $10.4 million lawsuit against Pacific Life over a disastrous IUL (Indexed Universal Life) policy serves as a cautionary tale for physician investors.

    ·23m
  21. 21

    Neurodivergence, Money, and Luxury Cruising with Dr. Krystal Sodaitis

    Dr.

    ·34m
  22. 22

    Is Your Emergency Fund Too Big (Updated)?

    ·27m·10 clips
  23. 23

    How to Negotiate Sign on Bonuses for Physicians

    ·41m
  24. 24

    Should Physicians Buy or Rent? How Much Should A Doctor Spend Buying a Home?

    Money Meets Medicine opens with a joke about how close today’s first-time homebuyer is to collecting social security as they are to their high school graduation.

    ·34m·1 clip
  25. 25

    How Much Should You Be Paid as a Physician?

    The hosts open with a simple promise: by the end, the compensation section of a physician offer should make sense.

    ·39m·5 clips
  26. 26

    The 3 Most Important Aspects of a Physician Contract with Michael Johnson Legal

    The conversation opens with a blunt warning that "standard" contract language usually is not as standard as it sounds.

    ·45m·5 clips
  27. 27

    Why the FIRE Movement Fails Physicians (And What to Do Instead)

    ·25m·1 clip
  28. 28

    Why Financial Literacy Should Be Mandated by the ACGME

    Hidden gem

    Dr.

    ·36m·1 clip
  29. 29

    Is Real Estate Bad for Doctors?

    Hidden gem

    The hosts of Money Meets Medicine present a contrarian view on real estate investing for physicians, arguing that it often represents a time-consuming 'third job,' reduces liquidity, adds tax complexity, and is frequently driven by FOMO rather than sound financial planning.

    ·18m·1 clip
  30. 30

    Physician Real Estate Syndications Gone Wrong: Affinity Fraud, Capital Calls, & How to Protect Yourself

    ·25m
  31. 31

    Should You Refinance Your Mortgage After the Fed Rate Cuts? How to Know When It Actually Makes Sense

    Podcast episode

    ·24m·2 clips
  32. 32

    Dumb Money Mistakes Smart Doctors Make

    Hidden gem

    The show opens with a blunt thesis: really smart people can still do really dumb things with money.

    ·33m·2 clips
  33. 33

    Tax Day: How to Save Money on Taxes as a Physician

    Dr.

    Apr 15, 2026·30m
  34. 34

    Why Doctors Should Save Less and Spend More (Revisiting The 4% Rule)

    Dr.

    Sep 3, 2025·20m
  35. 35

    One Big Beautiful Bill Impact on Your Finances

    Hosts discuss the impact of the 'one big beautiful bill' tax legislation on physicians' personal finances.

    Aug 27, 2025·33m
  36. 36

    Why You Shouldn't Invest in Bitcoin (Part 3)

    Dr.

    Aug 20, 2025·35m
  37. 37

    5 Reasons I Invest in Bitcoin (Part 2)

    Dr.

    Aug 13, 2025·40m
  38. 38

    I Sold My Car for Bitcoin

    Aug 6, 2025·39m
  39. 39

    Financial Burdens of Aging Parents

    Jul 30, 2025·39m
  40. 40

    Is Fellowship Worth the ROI?

    Jul 23, 2025·22m
  41. 41

    Jimmy's Worst Financial Mistakes

    Jul 16, 2025·36m
  42. 42

    Firing Your Financial Advisor

    Jul 9, 2025·27m
  43. 43

    The Retirement Math Hack

    Jul 2, 2025·25m
  44. 44

    Financial Milestones to Celebrate

    Jun 25, 2025·30m
  45. 45

    Fighting Burnout with Financial Independence

    Jun 18, 2025·30m
  46. 46

    Leasing versus Buying a Car

    Jun 11, 2025·23m
  47. 47

    Making Disability Insurance Affordable

    Jun 4, 2025·46m
  48. 48

    Inheriting Money - good, bad, and ugly

    May 28, 2025·25m
  49. 49

    Getting on the Same Financial Page with OtherSide Med

    May 21, 2025·46m
  50. 50

    Why Doctors Should Save Less Money

    May 14, 2025·28m
  51. 51

    3 reasons every doctor should consider locum tenens work

    May 7, 2025·39m
  52. 52

    Tariffs and Tanking Markets

    Apr 30, 2025·31m
  53. 53

    Music and Medicine with Dr. Ben Vipler and Dr. Sam Porter

    Apr 23, 2025·31m
  54. 54

    Paying Off the Mortgage / Burnout in Medicine

    Apr 16, 2025·29m
  55. 55

    Ninja Warrior And Bitcoin Believer Dr. Noah Kauffman

    Apr 9, 2025·48m
  56. 56

    Disability Insurance Nightmares with Michael Kittner

    Apr 2, 2025·31m
  57. 57

    Making the Most of Credit Card Points with Dr. Devon Gimble

    Mar 26, 2025·39m
  58. 58

    Buying versus Renting a Home

    Mar 19, 2025·30m
  59. 59

    Should I Use my 457 (Non-governmental)?

    Mar 12, 2025·21m
  60. 60

    Being Named in a Law Suit w/ Dr. Gita Pensa

    Mar 5, 2025·44m
  61. 61

    Bad 401K Options and International Stocks

    Feb 26, 2025·30m
  62. 62

    My Spouse Spends Too Much Money & Part-Time Work in Medicine

    Feb 19, 2025·34m
  63. 63

    The Hidden Costs of Changing Jobs and Alternative Investments

    Feb 12, 2025·35m
  64. 64

    Bitcoin: Stupid Games Win Stupid Prizes

    Feb 5, 2025·33m
  65. 65

    The Biggest Financial Mistakes Doctors Make w/ Tyler Olson

    Jan 29, 2025·39m
  66. 66

    Is Buying Land a Good Investment?

    Jan 22, 2025·22m
  67. 67

    Expert Witness Work as a Physician Side Gig

    Jan 15, 2025·37m
  68. 68

    Should You Loan Money to Friends/Family?

    Jan 8, 2025·37m
  69. 69

    What is Your Purpose Code with Dr. Jordan Grumet

    Jan 1, 2025·32m
  70. 70

    Trump's Impact on Student Loans with Travis Hornsby

    Dec 25, 2024·36m
  71. 71

    Ryan Inman on Cryptocurrency and the Metaverse

    Dec 18, 2024·1h 7m
  72. 72

    Risky Business: Assets and Risk Tolerance

    Dec 11, 2024·30m
  73. 73

    The Doctor Podcast Network with Dr. Bradley Block

    Dec 4, 2024·32m
  74. 74

    Making the Most of Your Paycheck

    Nov 27, 2024·25m
  75. 75

    BOM: Money, Music, and Minimalism with Dr. Steven Bradley

    Nov 20, 2024·34m
  76. 76

    End of Year Financial Tasks

    Nov 13, 2024·22m
  77. 77

    BOM: Rick Ferri on Advisors and Asset Allocation

    Nov 6, 2024·44m
  78. 78

    Is Locum Tenens for Every Doctor?

    Oct 30, 2024·20m
  79. 79

    BOM: Jason Mizell Academics to Private Practice

    Oct 25, 2024·34m
  80. 80

    How to Choose Your Asset Allocation

    Dr.

    Oct 23, 2024·25m
  81. 81

    BOM: Dr. Disha Spath and the B Word

    Oct 18, 2024·31m
  82. 82

    Mastering Financial Decision-Making

    Oct 16, 2024·27m
  83. 83

    BOM: Non Competes and Contracts With Kyle Claussen from Resolve

    Dr.

    Oct 11, 2024·39m
  84. 84

    How to Spot Financial Scams

    Hosts discuss minimizing financial effort and the philosophy of simplifying life choices, using wardrobe as an example.

    Oct 9, 2024·29m
  85. 85

    BOM: Dr. Bill Bernstein's Investing Advice

    Oct 4, 2024·33m
  86. 86

    Saving For a Kid's College Education

    Oct 2, 2024·37m
  87. 87

    Solo 401Ks, SEP IRAs, and 1099 Income

    Sep 25, 2024·29m
  88. 88

    Should I Use My HSA?

    Sep 18, 2024·30m
  89. 89

    Dealing With Financial Stress and Anxiety

    Dr.

    Sep 11, 2024·29m
  90. 90

    Why You Should Die With Zero

    Dr.

    Sep 4, 2024·34m
  91. 91

    Market Downturn Strategies

    Aug 28, 2024·39m
  92. 92

    Cash Balance Plans: Good, Bad, or Ugly?

    Aug 21, 2024·25m
  93. 93

    Avoiding Capital Gains Taxes

    Aug 14, 2024·28m
  94. 94

    Working After Financial Independence

    Aug 7, 2024·28m
  95. 95

    What if I am behind financially?

    Jul 31, 2024·31m
  96. 96

    Why You Shouldn't Live Like a Resident

    Jul 24, 2024·32m
  97. 97

    The Top Financial Tasks for July

    Jul 17, 2024·36m
  98. 98

    Should I Pay Off My Mortgage?

    Jul 10, 2024·22m
  99. 99

    Is Direct Indexing Worth it?

    Jul 3, 2024·30m
  100. 100

    Pitfalls of Buying a Home

    Jun 26, 2024·35m
  101. 101

    Tax Efficient Investing

    Jun 19, 2024·33m
  102. 102

    When Whole Life Insurance Makes Sense

    Jun 12, 2024·32m
  103. 103

    How Does Your Net Worth Compare?

    Jun 5, 2024·26m
  104. 104

    Is Group Disability Insurance Enough?

    May 29, 2024·38m
  105. 105

    How to Earn More Money

    May 22, 2024·34m
  106. 106

    How Much Is a Financial Advisor Worth?

    May 15, 2024·37m
  107. 107

    Tax Efficient Ways to Give to Charity

    May 8, 2024·33m
  108. 108

    Is Financial Independence the Cure to Burnout? (Updated)

    May 1, 2024·27m
  109. 109

    Is Financial Independence the Cure to Burnout?

    May 1, 2024·27m
  110. 110

    Transitioning to a New Job with Dr. Lisha Taylor

    Apr 24, 2024·46m
  111. 111

    Buying Versus Renting a House

    Apr 17, 2024·30m
  112. 112

    Pre-Tax versus Roth Investing

    Apr 10, 2024·29m
  113. 113

    Pre-Tax versus Roth Investing

    Apr 10, 2024·26m
  114. 114

    Avoiding the 59 ½ Rule

    Apr 3, 2024·29m
  115. 115

    Pros and Cons of a HELOC

    Mar 27, 2024·27m
  116. 116

    Significant Others & Financial Red Flags

    Mar 20, 2024·33m
  117. 117

    How Liquid are Your Investments?

    Mar 13, 2024·23m
  118. 118

    Do Doctors Need a Trust

    Mar 6, 2024·30m
  119. 119

    Do I Need International Stocks?

    Feb 28, 2024·27m
  120. 120

    Where to Stash Your Emergency Fund

    Feb 21, 2024·30m
  121. 121

    IS ESG Investing Worth It?

    Feb 14, 2024·24m
  122. 122

    Contracts and Employment Agreements for Physicians

    Feb 7, 2024·33m
  123. 123

    Coast FIRE to Avoid Getting Burned

    Jan 31, 2024·27m
  124. 124

    The Four F's of Financial Advising

    Jan 24, 2024·35m
  125. 125

    Side-Gigs for Doctors

    Jan 17, 2024·26m
  126. 126

    How to Lower Your Cost When Investing

    Jan 10, 2024·30m
  127. 127

    Jimmy's Lessons From Venture Capitalism

    Jan 4, 2024·28m
  128. 128

    Frugal FIRE vs YOLO with Dr. Disha Spath

    Dec 20, 2023·33m
  129. 129

    Locums for Every Doc with Drs. Nii and Renee Daarko

    Dec 13, 2023·44m
  130. 130

    Living Wealthy with Dr. Bonnie Koo

    Dec 6, 2023·35m
  131. 131

    Marriage and Money with Dr. Kate Mangona

    Nov 29, 2023·32m
  132. 132

    Disability Insurance Mistakes with Mike Kittner

    Nov 1, 2023·38m
  133. 133

    Mortality and Money with Dr. Jordan Grumet

    Oct 25, 2023·44m
  134. 134

    Using credit card points to fly first-class for free

    Oct 18, 2023·50m
  135. 135

    Six-figure Student Loan Mistakes

    Oct 11, 2023·37m
  136. 136

    Following the Financial Crowd

    Oct 4, 2023·26m
  137. 137

    Greed, FOMO, and Bad Investments

    Sep 27, 2023·29m
  138. 138

    How Doctors Can Get Good Financial Advice

    Sep 20, 2023·37m
  139. 139

    Dr. Peter Kim and Physician Entrepreneurship

    Sep 13, 2023·43m
  140. 140

    Disappointing Physician Income & the Arrival Fallacy

    Sep 6, 2023·40m
  141. 141

    Dr. Hala Sabry from Physician Moms Group

    Aug 30, 2023·49m
  142. 142

    Doctors in Venture Capitalism with Dr Omar Nije

    Aug 23, 2023·32m
  143. 143

    More Student Loan Updates & Important Info

    Aug 16, 2023·34m
  144. 144

    Talking About Finances With Your Partner

    Aug 9, 2023·38m
  145. 145

    The Importance of Keeping Investing Stupid Simple (KISS)

    Aug 2, 2023·37m
  146. 146

    Plan for student loans when payments restart

    Jul 26, 2023·42m
  147. 147

    Personal Finances and Summer Vacation

    Jul 19, 2023·44m
  148. 148

    Dr. Glaucomflecken Talks Personal Finance

    Jul 12, 2023·46m
  149. 149

    Financial Considerations When Starting a Job

    Jul 5, 2023·49m
  150. 150

    9 Considerations When Changing Jobs

    Jun 28, 2023·40m
  151. 151

    3 Big Updates On Student Loans

    Jun 21, 2023·38m
  152. 152

    Saving for Tomorrow While Enjoying Today

    Jun 14, 2023·31m
  153. 153

    Do Bonds Belong in Your Portfolio?

    Jun 7, 2023·37m
  154. 154

    Pre-Tax versus Roth Investments

    May 31, 2023·35m
  155. 155

    How to Save More Money

    May 24, 2023·38m
  156. 156

    The Diminishing Return of Working More

    May 17, 2023·39m
  157. 157

    High-Interest Environment: Invest or Pay Off Debt?

    May 10, 2023·40m
  158. 158

    Money Mistakes We Made in 2022

    May 3, 2023·32m