Kyle Pearce, Jon Orr
300 episodes listed below
Canadian wealth planning beyond the defaults.
Canadian Wealth Secrets treats wealth planning as a system of habits, tax structure, liquidity, and long-term optionality. Episodes move from everyday decisions like vehicles and emergency funds to incorporated-owner questions about salary, dividends, retained earnings, and retirement cash flow.
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Canadian Wealth Secrets is a Canadian personal finance and tax strategy show aimed at people whose financial lives have become more complex than simple saving rules can handle. Its center of gravity is the incorporated business owner, entrepreneur, real estate investor, or near-retiree trying to turn net worth into usable freedom. The show is practical first. Episodes start from recognizable pressure points: a painful tax season, a corporation with retained earnings, a mortgage heading into retirement, or a large real estate portfolio that still does not produce dependable income. Then the conversation works through the structure underneath the decision. Salary versus dividends becomes a lesson in tax integration. An emergency fund becomes a broader question about liquidity, HELOC access, and when cash is sitting idle. Vehicle financing becomes a way to think about depreciating assets, equity, debt, and optionality. Retirement planning is treated with similar skepticism toward one-size-fits-all rules. The show asks whether the 4% rule still fits Canadian retirees, whether paying off every debt is always wise, and how RRSP or RRIF withdrawals might be planned with future tax offsets in mind. It also returns often to the Smith Maneuver and to the idea that debt can be either dangerous or useful depending on phase of life, cash flow, and risk tolerance. The recurring pattern is math plus behavior. A strategy has to work on paper, but it also has to fit the habits and emotions of the person using it. That is where the show becomes more distinctive than a basic tax tips program. It treats wealth as a system of structure, timing, liquidity, and repeatable habits rather than a list of isolated hacks. The register is conversational, sometimes promotional, but usually grounded in client-call style scenarios and teaching moments. It is best for Canadians who already have a corporation, property equity, investment accounts, or retirement questions and want to think more deliberately about how those pieces interact.
Made for: Canadian business owners, entrepreneurs, investors, and near-retirees who are dealing with corporations, real estate equity, tax bills, debt, and retirement income planning. It is especially suited to listeners who want strategy rather than basic budgeting advice.
What sets it apart: The show connects Canadian tax structure with behavior, liquidity, and phase-of-life planning. Instead of treating debt, dividends, RRSPs, real estate, and emergency funds as separate topics, it shows how each decision affects long-term flexibility and cash flow.
Are you wondering whether your financial plan is going to lead to that wealthy Canadian lifestyle you envision for your future?Over the last 5 years, former mathematics teachers and serial entrepreneurs Kyle Pearce and Jon Orr have been implementing alternative wealth building and income tax strategies that have allowed them to transition from high net income to high net worth.Now, they seek to share these Canadian Wealth Secrets to empower the creation of a financial future that allows you to live a truly wealthy life; a life on your own terms.Canadian Wealth Secrets is a show focused on...
A dollar of salary buys 18 cents of RRSP room, and your tax plan plan needs a calculator.
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Short reviews from the PlayNext desk, based on the episodes we processed.
A tax-season prompt that settles into one clear wealth-building habit.
Canadian Wealth Secrets takes a familiar tax-season prompt and turns it into a plain, workable question: what one habit would still matter a year from now because it keeps compounding?
Real-estate freedom, taught in plain numbers.
Canadian Wealth Secrets examines a case study involving two incorporated medical professionals who retain about $350,000 and $200,000 annually in their professional corporations.
Kyle Pearce and John Orr explain why a profitable Canadian business can still struggle to pay payroll, taxes, or contractors when invoice cash arrives later.
Kyle Pearce and John Orr examine whether leveraged investing is riskier than familiar Canadian borrowing for homes, vehicles, education, and businesses.
Kyle and John focus on one question tied to quarter-end, tax season, and the next 12 months: what should someone do now that will matter a year from now.
The hosts debate whether paying 1% for investment management is worth it, exploring DIY investing vs.
Kyle Pearce debunks the myth that dividends are more tax-efficient than salary for Canadian incorporated business owners, explaining integration and when each strategy works.
The hosts discuss why real estate is a great wealth builder but a poor retirement income strategy if used alone, using a listener's case study.
The episode discusses redefining emergency funds into a wealth reservoir for better financial growth and opportunity.
Discussion on whether to intentionally carry debt into retirement, exploring debt management across financial planning stages.
This episode explores strategic financial moves for Canadians, focusing on debt, equity, and optionality to build wealth.
Kyle and Jon brainstorm strategies to pay zero tax on RRSP withdrawals, including the Smith Maneuver and debt management.
This episode examines the validity of the 4% withdrawal rule for Canadian retirees in 2026 and beyond, advocating for flexible spending and investment strategies.
The hosts discuss a case study of a Canadian business owner's retirement and wealth planning questions, outlining four key components of a healthy wealth system.
Canadian business owners discuss traps and mindset shifts needed to achieve true financial freedom.
This episode explains how Canadian business owners can access corporate retained earnings without triggering a large tax bill.
A panel of experts discusses tax-efficient growth strategies and investment opportunities for Canadian entrepreneurs.
A Canadian entrepreneur explores the tax implications and strategies for moving abroad, with a detailed case study of Eric's financial situation.