The MEFA Podcast

MEFA

152 episodes listed below

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Plain-English guidance for college decisions.

The gist

The MEFA Podcast turns college planning questions into plain, step-by-step explanations. It is especially useful when families are comparing aid offers, weighing borrowing choices, or trying to understand what changes after high school.

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About The MEFA Podcast

The MEFA Podcast is built for families facing real college decisions, not abstract planning exercises. Its center of gravity is affordability. Episodes explain the mechanics of financial aid, FAFSA, student loans, merit scholarships, Parent PLUS borrowing, 529 savings, and payment options in language that stays accessible without flattening the details. The show often starts with a question a student or parent might ask at the exact moment aid offers arrive. Then it slows the issue down. Need-based aid is separated from merit-based aid. Federal loans are separated from private or alternative loans. Scholarship renewal rules are separated from the first-year award letter. That careful sorting is where the show is most useful. It helps families see which parts of the process are flexible, which are fixed, and which require a call to a financial aid office. The episodes are not only about money, though. Recent conversations cover community college, technical education, advanced manufacturing, veterinary sciences, apprenticeships, disability support in higher education, and career paths that develop through work, mentoring, and further training. Personal stories matter here too. A conversation with Donna Connolly and Sean Connolly frames the emotional difficulty of saying no to a college that is financially out of reach. An interview with Jenna Shales explains how disability support changes once a student enters college and why self-advocacy becomes more important. Betsy Mayotte brings loan detail to Parent PLUS changes and repayment choices. Across formats, the show favors practical clarity over hype. It is strongest for listeners who need the next question to ask, the deadline to watch, or the tradeoff to name before making a costly decision.

Made for: The show suits students, parents, and guardians navigating college costs, aid forms, loan choices, scholarship rules, and career planning. It is especially useful for families who want calm explanations before making expensive decisions.

What sets it apart: The MEFA Podcast stands out by connecting policy details to household choices: budgets, deadlines, renewal requirements, repayment options, and when to contact a financial aid office. It also broadens college planning into career readiness, accessibility, and technical education.

In their own words

We provide subject matter expertise on every step within the college planning process. Subscribe and listen to the MEFA Podcast to learn key information and helpful tips on 529 college savings plans, the college application process, financial aid & the FAFSA, student loan repayment, and more.

As heard by us

Based on 5 episodes we listened to · September 2026

Jonathan Hughes makes college finance legible by connecting borrowing rules and family budgets to the educational choices they shape.

The MEFA Podcast treats college planning as a chain of consequential choices, with Jonathan Hughes guiding conversations about affordability, borrowing, campus support and routes into work.

Read our full review in PlayNext →

Why you'd press play

College sticker shock gets a calm second opinion before you mortgage the house.

Press play if you want

  • a firm answer before a dream college turns into a Parent PLUS problem
  • the K-12-to-college disability handoff explained before accommodations become your job
Read the full recommendation in PlayNext →
financial aid offersFAFSA requirementsstudent loan limitsParent PLUS loansmerit scholarship renewalcollege affordability conversationscommunity college planningcareer and technical education

Talks about

Best episodes of The MEFA Podcast

Short reviews from the PlayNext desk, based on the episodes we processed.

How to Say “No” to Your Child’s First Choice CollegeMar 24, 2026

A calm, practical case for choosing affordability over prestige.

The episode keeps its focus on a practical problem: college acceptances and aid offers land at the same time, and families have to decide whether a dream school is actually within reach.

PLUS Loan Changes from an ExpertMar 10, 2026

A clear, deadline driven guide to Parent PLUS changes and the choices families need to make now.

This discussion is practical and deadline bound, with Betsy Mayotte and Jonathan Hughes laying out why Parent PLUS borrowers who want income driven options need to act on consolidation before July 1, 2026.

Career Spotlight: Advanced Manufacturing and Veterinary SciencesFeb 24, 2026

Career readiness feels concrete when school, shop, and work share the same rhythm.

The episode presents career readiness with clarity at Essex North Shore Agricultural and Technical High School, moving from veterinary science to engineering and manufacturing in a way that shows what students actually do.

Supporting Students with Disabilities in Higher EducationFeb 24, 2026

A clear guide to how college disability support differs from high school.

College disability support is presented here as a different system from high school, and the episode handles that shift with clarity. Jonathan Hughes and Jenna Shales focus on the questions students and parents usually need answered: what changes when college begins, what falls…

A Lifetime of Learning and Building a Career That FitsFeb 3, 2026

A grounded career map built from apprenticeships, teaching, and lifelong learning.

This is a practical career conversation about how real paths get built: early trade work, community college, apprenticeships, teaching, and the habit of learning as tools and technology change.

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Episodes

  1. 1

    How Do I Transfer Colleges?

    Hidden gem

    About one-third of college students transfer before earning a bachelor's degree, and Jonathan Hughes frames transferring as a possible route to a better fit.

    Oct 21, 2026·25m·2 clips
  2. 2

    Should I Apply Early Decision or Early Action?

    Jonathan Hughes hosts Shannon Vasconcelos and Christine Kenyon of Bright Horizons College Coach to distinguish binding early decision from non-binding early action, which has a May 1st enrollment deadline.

    Oct 7, 2026·31m·2 clips
  3. 3

    What It's Really Like to Be a Resident Advisor (RA)

    Christina Davidson says knocking on residents’ doors helped invite them to RA events more personally than putting up flyers.

    Sep 23, 2026·26m·1 clip
  4. 4

    What We Learned from the College Savings Indicator Study

    Sep 9, 2026·17m
  5. 5

    Back to School! How Families of All Ages Can Stay on Track

    Aug 26, 2026·22m
  6. 6

    The Truth About College Scholarships, Part 2

    Aug 12, 2026·20m
  7. 7

    The Truth About College Scholarships, Part 1

    Jul 29, 2026·33m
  8. 8

    Beyond Parent PLUS: Exploring State-Based Lending Options

    Jul 15, 2026·26m
  9. 9

    From Classroom to Career: MyCAP in Action at Hoosac Valley

    Jul 1, 2026·23m
  10. 10

    MyCAP Explained: A Massachusetts Framework for Student Achievement

    Jun 17, 2026·19m
  11. 11

    The Grad PLUS Loan is Ending: What Students Need to Know

    Jun 3, 2026·26m
  12. 12

    Disability Employment is Changing the Workforce

    May 20, 2026·35m
  13. 13

    Removing Pressure from the College Search

    May 6, 2026·20m
  14. 14

    MEFA Mini: Will My Financial Aid Stay the Same Every Year?

    This episode explains whether financial aid remains consistent throughout college, covering factors like annual filing requirements, need-based vs.

    Apr 17, 2026·5m
  15. 15

    MEFA Mini: How Much Can I Take Out in Student Loans?

    This episode explains the borrowing limits for federal student loans, detailing annual caps for different college years and distinguishing between federal and private loan programs.

    Apr 14, 2026·5m
  16. 16

    MEFA Mini: Do I Need to File the FAFSA for Community College?

    This episode explains why filing the FAFSA is necessary for community college students to access federal, state, and institutional financial aid, with specific context about recent changes in Massachusetts.

    Apr 8, 2026·5m
  17. 17

    How to Say “No” to Your Child’s First Choice College

    Hidden gem

    Jonathan Hughes opens by naming the moment when college decisions and aid offers land.

    Mar 24, 2026·20m·1 clip
  18. 18

    PLUS Loan Changes from an Expert

    Hidden gem

    Parent PLUS borrowers have a real deadline to watch.

    Mar 10, 2026·29m·1 clip
  19. 19

    Supporting Students with Disabilities in Higher Education

    Hidden gem

    College changes the rules.

    Feb 24, 2026·28m·1 clip
  20. 20

    Career Spotlight: Advanced Manufacturing and Veterinary Sciences

    Hidden gem

    Jonathan Hughes visits Essex North Shore Agricultural and Technical High School.

    Feb 24, 2026·29m·1 clip
  21. 21

    A Lifetime of Learning and Building a Career That Fits

    Hidden gem

    Jonathan Hughes talks with Matthew Belcher about building a career through hands-on work, school, and apprenticeships.

    Feb 3, 2026·35m·2 clips
  22. 22

    The Process (And Emotions) of Applying to College

    High school seniors share their experiences and tips on the college application and financial aid process.

    Jan 27, 2026·25m
  23. 23

    Is the Price of College Falling or Rising?

    This episode discusses the difference between sticker price and net price of college, arguing that the actual cost for many families has decreased over the past decade.

    Jan 13, 2026·27m
  24. 24

    MEFA’s Year in Review: 2025

    This episode is MIFA's year-end review, discussing their mission to help families plan, save, and pay for college and career while highlighting their products and outreach efforts.

    Dec 30, 2025·27m
  25. 25

    Busting 529 College Savings Plan Myths

    This episode debunks myths about 529 college savings plans and discusses their rising popularity for education expenses.

    Dec 10, 2025·28m
  26. 26

    Giving the Gift of College Savings and Financial Independence

    This episode discusses the history and benefits of gifting college savings, featuring an interview with the COO of Gift of College.

    Nov 25, 2025·35m
  27. 27

    Dissecting College Rankings: A Guide for Prospective Students

    This episode explores the inconsistencies in college rankings, explaining how different formulas measure factors like social mobility and public service, and offers guidance on using them in college searches.

    Nov 12, 2025·43m
  28. 28

    Insights from the 2025 NASFAA Conference

    Oct 28, 2025·33m
  29. 29

    The 2026-27 FAFSA Is Out (and It Works!)

    This episode discusses the recent simplification of the FAFSA process and provides tips for filing it easily.

    Oct 14, 2025·28m
  30. 30

    FAFSA Filing Tips and Fidelity’s Insights on Savings and Student Debt

    This episode discusses the rise in students considering apprenticeships and vocational schools, and features a segment on 529 college savings plans with a Fidelity representative.

    Sep 30, 2025·31m
  31. 31

    Expanded Uses for 529 and 529A Plans

    This episode discusses new expansions for 529 plans, including qualified post-secondary credential expenses and ABLE accounts.

    Sep 16, 2025·21m
  32. 32

    Celebrating 30 Years of Saving for College with the U.Plan

    This episode celebrates the 30th anniversary of Massachusetts' U-Plan prepaid tuition program, featuring testimonials from satisfied customers about its benefits in locking in tuition prices and protecting against inflation and market volatility.

    Sep 9, 2025·21m
  33. 33

    Navigating Changes to Federal College Loans Part 2

    Sep 2, 2025·23m
  34. 34

    Navigating Changes to Federal College Loans Part 1

    Aug 26, 2025·28m
  35. 35

    Using Magic to Spark STEM Curiosity in Children

    Aug 13, 2025·31m
  36. 36

    Future Ready: Teaching STEM at an Early Age

    Jul 22, 2025·24m
  37. 37

    MEFA Mailbag: College Loans

    Jul 8, 2025·28m
  38. 38

    A New College Recruitment Tool for Music Students

    Jun 11, 2025·32m
  39. 39

    The Impact of BabySteps: Real Families Share Their Stories

    This episode celebrates 529 Day by featuring parents who share their experiences with the Baby Steps program, which seeds $50 in a 529 account for newborns in Massachusetts.

    May 28, 2025·24m
  40. 40

    Current College Admissions Trends

    May 13, 2025·44m
  41. 41

    Planning for College, Career Dreams, and the Internship Experience

    Apr 30, 2025·26m
  42. 42

    Public Libraries: They Offer More Than You Think

    Apr 15, 2025·26m
  43. 43

    How One College is Encouraging Manufacturing and Innovation

    Apr 1, 2025·25m
  44. 44

    A Discussion on College Students and Anxiety

    Mar 18, 2025·29m
  45. 45

    How Educational Divide Reform Helps Students Prepare for College and Explore Careers

    Mar 4, 2025·36m
  46. 46

    How to Become a Pilot

    This episode features pilot Cliff Lanyi discussing his career as an American Airlines captain and flight instructor, highlighting the lifestyle and steps to become a pilot.

    Feb 19, 2025·29m
  47. 47

    BabySteps Turns 5: Checking In on the College Savings Incentive Program

    This episode discusses the Baby Steps Savings Plan, a Massachusetts initiative that provides $50 in a 529 account for newborns to encourage early college savings.

    Feb 5, 2025·32m
  48. 48

    How One Grandparent Is Saving for College

    This episode discusses how grandparents can help save for their grandchildren's college education, aiming for a debt-free outcome.

    Jan 21, 2025·25m
  49. 49

    What is Early College?

    Jan 8, 2025·31m
  50. 50

    20 and 1 Questions About the FAFSA

    This episode provides expert advice on filing the FAFSA and navigating financial aid for college.

    Dec 18, 2024·26m
  51. 51

    The Gift of College

    Dec 3, 2024·21m
  52. 52

    Our 100th Episode: Highlighting MEFA’s Past, Present, and Future

    The 100th episode of the MEFA Podcast features an interview with the executive director and a compilation of clips on planning, saving, and paying for college.

    Nov 19, 2024·31m
  53. 53

    2025-26 FAFSA Updates

    This episode discusses the delayed FAFSA release and provides expert advice on navigating the college financial aid process.

    Oct 16, 2024·27m
  54. 54

    A 529 College Savings Account Success Story

    Oct 1, 2024·20m
  55. 55

    How Much Are Families Saving for College?

    The episode discusses college savings strategies, including the launch of U-Fund gift cards at CVS and insights from Fidelity's survey on how America saves for college.

    Sep 17, 2024·30m
  56. 56

    The Emotions of Student Loan Repayment

    Sep 3, 2024·25m
  57. 57

    Investing in the Attainable Savings Plan

    This episode explains investment options within the Attainable Savings Plan and compares them to the U-Fund 529 plan.

    Aug 27, 2024·24m
  58. 58

    Attending an International College

    Aug 20, 2024·19m
  59. 59

    Learning about Attainable Accounts for ABLE To Save Month

    Aug 13, 2024·26m
  60. 60

    Undermatching: Why Qualified Students Don’t Apply to Selective Colleges

    This episode discusses the phenomenon of under-matching, where low-income students attend less selective colleges than their qualifications allow, with expert Cicely Shaw.

    Aug 6, 2024·29m
  61. 61

    Crafting a Stellar College Essay

    Jul 30, 2024·30m
  62. 62

    Your MEFA Loan Questions Answered

    An interview with a loan expert explaining MEFA loans, how they work, and how to use them for college expenses including off-campus housing.

    Jul 23, 2024·25m
  63. 63

    Exploring Trades at North Bennet Street School

    This episode explores the value of trade schools as an alternative to traditional four-year college, featuring an interview with the Director of Admissions at North Bennett Street School.

    Jul 17, 2024·25m
  64. 64

    Scholarships with August Deadlines and for Adult Learners

    Jul 9, 2024·19m
  65. 65

    It’s Not Too Late to Make Your College Plans

    Jun 25, 2024·18m
  66. 66

    Ben Franklin’s Gift to Boston: Franklin Cummings Tech

    Jun 19, 2024·26m
  67. 67

    All about Gap Years

    Jun 11, 2024·18m
  68. 68

    What to Know about Picking a College, and When to Know It

    Jun 4, 2024·39m
  69. 69

    What to Know about Investing Your College Savings

    May 28, 2024·30m
  70. 70

    Six Tips to Maximize Your College Visit

    May 21, 2024·29m
  71. 71

    The Importance of Research Programs for High School Students

    May 14, 2024·27m
  72. 72

    Career Spotlight: Mass Water Works Association

    May 7, 2024·27m
  73. 73

    High School Intern on Work, School, & College Apps

    Apr 30, 2024·23m
  74. 74

    College Admissions: Three Student Experiences

    Apr 23, 2024·26m
  75. 75

    FAFSA Updates from an Expert

    Apr 16, 2024·18m
  76. 76

    One Student’s Journey to Selecting His Nursing Major

    Apr 9, 2024·22m
  77. 77

    New Scholarships and Tips for Applying

    Apr 2, 2024·16m
  78. 78

    How One Program Helps a City Prepare and Plan for College

    Mar 26, 2024·29m
  79. 79

    Financial Advice on College, Debt, and Retirement

    Mar 19, 2024·20m
  80. 80

    Finding Your College Fit

    Mar 12, 2024·21m
  81. 81

    What is Direct Admissions?

    Mar 5, 2024·22m
  82. 82

    Money Management for Millennials

    Feb 27, 2024·24m
  83. 83

    What Families Should Know about the Latest FAFSA Delays

    Feb 20, 2024·18m
  84. 84

    A New Avenue for Immigrants and Financial Aid in Massachusetts

    Feb 13, 2024·23m
  85. 85

    The Value of Education, Diversity, and HBCUs

    Feb 6, 2024·21m
  86. 86

    Keeping Up with the FAFSA’s Current Roadblocks

    Jan 30, 2024·26m
  87. 87

    Scholarships with February Deadlines

    Jan 23, 2024·13m
  88. 88

    How 3 High School Freshmen Taught Their School about College Financial Aid

    Jan 16, 2024·18m
  89. 89

    Checking In on the New FAFSA

    Jan 9, 2024·16m
  90. 90

    Your FAFSA Questions Answered

    Dec 26, 2023·20m
  91. 91

    Social Media and College Admissions

    Dec 12, 2023·25m
  92. 92

    How One Adult is Using MassReconnect to Attend College for Free

    Nov 28, 2023·35m
  93. 93

    The Inside Scoop on How Financial Aid Policy Works

    Nov 14, 2023·43m
  94. 94

    Financial Aid for Students with Divorced Parents

    Oct 31, 2023·40m
  95. 95

    Finding a College in Your Price Range

    Oct 17, 2023·46m
  96. 96

    How At The Core Helps Students Make Plans for the Future

    Oct 3, 2023·41m
  97. 97

    How Massachusetts is Helping Fund College Savings Plans

    Sep 19, 2023·34m
  98. 98

    Free Community College for Massachusetts Students 25+

    Sep 5, 2023·42m
  99. 99

    How to Use ABLE Accounts to Save

    Aug 22, 2023·43m
  100. 100

    The Time is Now: How to Make a Plan for after High School

    Aug 8, 2023·38m
  101. 101

    How GEAR UP Helps Students Stay on Track for Postsecondary Success

    Jul 25, 2023·45m
  102. 102

    Repaying Federal Student Loans after SCOTUS Ruling

    Jul 11, 2023·27m
  103. 103

    What Rising HS Seniors Can Do Over the Summer to Plan for College

    Jun 27, 2023·31m
  104. 104

    FAFSA Simplification

    Jun 6, 2023·42m
  105. 105

    How Veterans Upward Bound Helps Vets Succeed in College

    May 23, 2023·34m
  106. 106

    How to Receive a Discount on Out-of-State Tuition in New England

    May 9, 2023·39m
  107. 107

    Deciding on a College: A Discussion with High School Students

    Apr 25, 2023·36m
  108. 108

    Financial Aid and Undocumented Students

    Apr 11, 2023·47m
  109. 109

    Key Insights into College Admissions

    Mar 28, 2023·47m
  110. 110

    MassEdCO’s Services and Tools

    Mar 14, 2023·35m
  111. 111

    The Common App

    Feb 28, 2023·32m
  112. 112

    Welcome to the MEFA Podcast

    Feb 16, 2023·1m
  113. 113

    What to Know about College Athletics

    Feb 14, 2023·42m
  114. 114

    5 Secrets to Finding the Right College

    Jan 24, 2023·38m
  115. 115

    Conversations from the MASFAA Conference

    Jan 10, 2023·30m
  116. 116

    Financial Aid for Graduate Students

    Dec 20, 2022·28m
  117. 117

    Returning to College as an Adult

    Dec 6, 2022·31m
  118. 118

    The Road Less Traveled

    Nov 8, 2022·24m
  119. 119

    Filing Financial Aid Forms with Divorced or Separated Parents

    Oct 4, 2022·42m
  120. 120

    Managing College Life

    Sep 12, 2022·38m
  121. 121

    College Scholarships

    Aug 30, 2022·16m
  122. 122

    How Can Students with Disabilities Prepare for College Success?

    Aug 17, 2022·32m
  123. 123

    5 Ways Juniors Can Strengthen College Applications

    Jul 19, 2022·20m
  124. 124

    Guide to Public Service Loan Forgiveness (PSLF)

    Jul 12, 2022·22m
  125. 125

    What If College Is Not the Right Fit for You?

    Jul 5, 2022·38m
  126. 126

    Saving for College with the U.Fund

    May 25, 2022·27m
  127. 127

    Penny Forward and the Attainable Savings Plan

    May 23, 2022·38m
  128. 128

    How Do Private Student Loans Work?

    May 3, 2022·33m
  129. 129

    Making The College Decision

    Apr 26, 2022·23m
  130. 130

    How to Pay Your College Bill

    Mar 10, 2022·44m
  131. 131

    What Can You Expect to See in a Financial Aid Offer?

    Feb 11, 2022·39m
  132. 132

    Completing the CSS Profile

    Jan 20, 2022·39m
  133. 133

    How to Increase Your Savings with College Gifting

    Dec 21, 2021·24m
  134. 134

    College Resources for Veterans

    Nov 12, 2021·42m
  135. 135

    How to Use MEFA Pathway with Students

    Sep 28, 2021·38m
  136. 136

    How Students with Disabilities Can Save for Expenses and Prepare for College

    Sep 9, 2021·45m
  137. 137

    How to Select the Best College Loan for Your Family

    Jul 16, 2021·30m
  138. 138

    Is College Worth It?

    Jun 17, 2021·33m
  139. 139

    Searching for Scholarships with Bold.org

    Jun 3, 2021·34m
  140. 140

    All You Need to Know about 529 Accounts

    May 26, 2021·27m
  141. 141

    The Hidden Hurdles of Indirect College Expenses

    Apr 21, 2021·37m
  142. 142

    Tips on Paying for College Costs

    Mar 12, 2021·33m
  143. 143

    MassTransfer

    Mar 2, 2021·25m
  144. 144

    Saving for College with BabySteps

    Feb 2, 2021·43m
  145. 145

    FAFSA Updates

    Oct 29, 2020·24m
  146. 146

    Save on the Cost of College

    Oct 7, 2020·43m
  147. 147

    Teaching Families to Save for College

    Sep 18, 2020·43m
  148. 148

    What to Know About Student Loans

    Aug 13, 2020·39m
  149. 149

    Saving for College with the U.Plan

    Jul 7, 2020·31m
  150. 150

    How To Research Colleges Virtually

    Jun 23, 2020·37m
  151. 151

    Appealing: How to Ask for More Financial Aid

    Jun 8, 2020·35m
  152. 152

    College Planning in a COVID-19 World

    Jun 2, 2020·24m