Practical strategy for modern banking decisions.
The gist
ProSight Banking Strategies tracks the operational choices facing banks and credit unions as payments, fraud, AI, deposits, and lending keep changing. The tone is direct and executive, built around industry guests explaining tradeoffs rather than broad market chatter.
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About ProSight Banking Strategies
ProSight Banking Strategies is an industry podcast built around the real work of running and modernizing financial institutions. Its center of gravity is banking strategy, but the show rarely stays abstract for long. Recent conversations focus on the systems, vendors, risks, and customer expectations that shape day-to-day decisions inside banks and credit unions. Payments receive especially close attention. One episode maps instant payments across RTP, FedNow, ACH, wires, and Visa Direct, treating faster payments as a use-case shift rather than a simple replacement for older rails. Another looks at credit and debit cards inside broader payment platforms, including processor selection, data sharing, rewards, float, co-branded marketing, and the less formal value of being able to call a vendor when problems or ideas surface. Fraud is a recurring pressure point. Episodes cover check fraud, fake disputes, false complaints, deep fakes, identity theft, generative AI, authentication choices, and the growing need to fight bad actors across every product line at once. The show treats fraud defense as both operational risk and customer-facing differentiator. It also connects that risk to cost, fee pressure, regulatory expectations, and legacy technology. Deposits and lending get similar treatment. Discussions of quality deposit growth and small business lending economics stay tied to behavior, profitability, manual processes, credit risk pricing, and the technology needed to compete for clients. AI appears as a practical banking tool rather than a novelty. Guests discuss data readiness, small language models, back-office efficiency, open banking APIs, and why smaller institutions may still find useful advantages. The pacing is professional and explanatory. It suits listeners who want banking issues translated into decisions about products, processes, vendors, and risk controls.
Made for: This show is for banking, credit union, payments, fraud, risk, compliance, product, and operations leaders who need usable context for institutional decisions. It assumes interest in financial services details and rewards listeners who work close to execution.
What sets it apart: Its strength is the way it links market trends to operational choices: payment rails, vendor fit, fraud defenses, deposit behavior, lending economics, and AI readiness. The show is less about headlines than about what financial institutions can actually change.
In their own words
The ProSight Banking Strategies Podcast is here to inform you on the top trends, challenges, and opportunities in banking today. Formed from the merger of BAI and RMA, trusted organizations that have been supporting financial services leaders over 100 years, ProSight is a leading non-lobbying connector of people and information with deep expertise in risk, fraud, compliance, and retail and commercial banking. Our purpose is to empower financial services leaders to strengthen and advance our industry through training and insights, as well as tools and resources like this podcast.
As heard by us
Based on 5 episodes we listened to · September 2026
Clear specialist interviews connect banking technology, fraud defense, payments, and AI to the operational choices financial institutions face.
ProSight Banking Strategies turns banking's technical decisions into clear operational questions. Its interview format gives specialists room to explain how financial institutions might adopt instant-payment rails, apply AI to back-office work, and respond to fraud without…
Why you'd press play
Weekend payments meet stubborn check fraud; your modernization plan has to live with both.
Press play if you want
- to compare instant payment options by what your customers need them to do
- to think through smaller banks' AI options without skipping the data problem
Talks about
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Episodes
- 1
30.07 - Finding opportunities in banking cannabis and crypto
·19m - 2
Navigating the role of cards within payment platforms
·16m - 3
Turn SMB lending economics around with updated credit risk pricing and other tech advantages
·17m - 4
3 key focuses for the fraud front line in 2025
·20m - 5
Quality deposits and a clearer digital picture
·15m - 6
34.06 - Preparing banking’s front line for a deepfake future
·19m - 7
34.05 - Unmasking fraud in the age of AI
·22m - 8
34.04 - Fight fraud on all fronts: Check protections to cloud-based solutions
·14m - 9
34.03 - ‘Right-sizing’ deposits and the challenge of short-term CD books
·17m - 10
34.01 - Fight check fraud with a strategic mindset
·23m - 11
33.08 - State of Deposits: What’s on the horizon
·16m - 12
33.07 - AI helps banks of all sizes think bigger
·34m - 13
33.06 - AI means change in the bank, but where may surprise you
·30m - 14
33.05 - Fight fraud collectively for the biggest impact
·14m - 15
33.04 - The fraud fight gets faster
·24m - 16
33.03 - Measure innovation in incremental wins
·21m - 17
33.02 - Maximizing digital marketing ROI
·16m - 18
33.01 - ‘Tis the season for greater fraud awareness
·19m - 19
32.08 - Winning the primary client relationship battle
·19m - 20
32.07 - FedNow is live…now what?
·18m - 21
32.06 - Fraud activity is increasing – how to protect your institution and customers
·24m - 22
32.05 - Fact vs Fiction: Debunking fraud and faster payments myths
·17m - 23
32.04 - Creating a better digital payments experience for businesses
·19m - 24
32.03 - Easing the banking challenges for people with disabilities
·19m - 25
32.02 - Rethinking risk after the SVB collapse
·19m - 26
32.01 - Why banks should help families break the money-talk taboo
·21m - 27
31.08 - Exploring the “flaw of averages” at banks
·20m - 28
31.07 - What banks can do when disaster strikes
·18m - 29
31.06 - Citizens Bank has a new way with words
·19m - 30
31.05 - The original mobile banking is finding new purpose
·21m - 31
31.04 - FedNow’s competitive value for smaller banks
·18m - 32
31.03 - Despite crypto turmoil, this firm is following the customers
·20m - 33
31.02 - Getting ready for the largest wealth transfer ever
·20m - 34
31.02 Why now is the right time for banks to get into crypto
·20m - 35
31.01 - Managing risks during a digital makeover
·20m - 36
30.08 - What’s now and what’s next in digital modernization
·21m - 37
The Instant Payments Decision: Choosing a Strategy in a Fragmented Faster‑Payments World
·34m - 38
30.06 - The path to personalization in digital customer service
·18m - 39
30.05 - Positioning ESG at banks as good business in 2023
·21m - 40
30.04 - Tips and insights for attracting talent in 2023
·17m - 41
30.03 - Where will banking-as-a-service go in 2023?
·15m - 42
30.02 - A special decade to come for U.S. banks?
·21m - 43
30.01 - The best of the best in financial services innovation
·20m - 44
29.06 - Key banking issues and trends for 2023
·20m - 45
29.05 - Minority-owned banks are ready for a recession
·21m - 46
29.04 - The fraud prevention use case for behavioral biometrics
·20m - 47
29.03 - Pricing deposits to keep customers happy
·18m - 48
29.02 - Customer financial health should be a top priority
·13m - 49
29.01 - Bank leaders are the make-or-break for innovation
·19m - 50
28.08 - Neobanks: Disruptive technology, elusive profits
·20m - 51
28.07 - Banks need to be ready for better deep fakes
·20m - 52
28.06 - Want to connect better with customers? Try empathy
·19m - 53
28.05 - Data's expanding role in protecting against fraud
·19m - 54
28.04 - Tapping into a new talent pool for banking
·18m - 55
28.03 - Why Know Your Business should be a bank’s business
·19m - 56
28.02 - Investing in a more diverse fintech future
·20m - 57
28.01 - Building future bank leaders by sending them away
·20m - 58
27.08 - Where do banks fit into the metaverse?
·21m - 59
27.07 - Keeping the community bank feel through a digital transformation
·16m - 60
27.06 - Staid on the outside, innovative on the inside
·23m - 61
27.05 - Banks may face more liability for payments fraud
·18m - 62
27.04 - Customer demand is driving open banking adoption
·20m - 63
27.03 - A banking regulator's approach to DEI issues
·20m - 64
27.02 - Content feeds can be banking's path to personalization
·19m - 65
27.01 - The thinking behind Citizens Bank's M&A spree
·21m - 66
26.08 - Building relationships with the next gen through lending
·20m - 67
26.07 - The "credit washing" mess and how banks can avoid it
·19m - 68
26.06 - An ex-crypto miner on banking and the blockchain
·18m - 69
26.05 - How banks can do more for small businesses
·19m - 70
26.04 - Better banking using digital ID verification
·18m - 71
26.03 - How to help Americans become smarter about money
·18m - 72
26.02 - It's not too late for community banks to digitally transform
·20m - 73
26.01 - Balancing climate urgency and business reality
·17m - 74
25.08 - Why community banks should be moving on crypto
·18m - 75
25.07 - Creating a high-end digital customer experience
·18m - 76
25.06 - Data can help create credit for the underbanked
·13m - 77
25.05 - Why culture matters when banks merge
·19m - 78
25.04 - Tom Brown's positive outlook for banks in 2022
·18m - 79
25.03 - How digital banking can be better for customers
·20m - 80
25.02 - Customers embrace banking by appointment
·20m - 81
25.01 - Iowa credit union is leading the way in M&A
·18m - 82
24.09 - Key banking issues and trends for 2022
·18m - 83
24.08 - Fraudsters are copying customer behavior to fool safeguards
·20m - 84
24.07 - Technology is speeding up the mortgage process
·12m - 85
24.06 - The pandemic may ease off, but not banking innovation
·19m - 86
24.05 - A successful DEI program is built on data and relationships
·21m - 87
24.04 - What can you learn from a digital early-mover?
·18m - 88
24.03 - How banks should be thinking about ESG
·20m - 89
24.02 - Banks can do more to prevent fraud
·20m - 90
24.01 - Lessons from a 220-year-old financial player
·23m - 91
23.09 - Personalization offers 'tremendous opportunity' for banks and credit unions
·19m - 92
23.08 - U.S. banks are playing catch-up on digital technology
·19m - 93
23.07 - Personalized banking is all about the customer journey
·21m - 94
23.06 - The cloud takes shape for banks during COVID
·18m - 95
23.05 - Taking a digital path to a compelling CX
·21m - 96
23.04 - Making data breaches less of a burden for banks
·18m - 97
23.03 - The mutual benefits of bank-fintech partnerships
·18m - 98
23.02 - TD wants to be the 'go-to' bank for Black and Latinx customers
·17m - 99
23.01 - Customer focus is key for middle-market banks
·18m - 100
22.08 - Banking customers share what they want and need
·17m - 101
The Instant Payments Decision: Choosing a Strategy in a Fragmented Faster‑Payments World
Hidden gemMark Majewski discusses the challenges and opportunities for financial institutions in adopting instant payment strategies.
Mar 27, 2026·34m·2 clips - 102
Navigating the role of cards within payment platforms
Joe Schmidhorst discusses the complexities banks face in updating payment capabilities and the importance of choosing vendors wisely.
Oct 1, 2025·16m·1 clip - 103
Turn SMB lending economics around with updated credit risk pricing and other tech advantages
Moody's Senior Director Lawrence Stock discusses how banks can use technology and updated credit risk pricing to make small business lending profitable.
Sep 29, 2025·17m - 104
3 key focuses for the fraud front line in 2025
Jim Houlihan discusses three key fraud challenges for banks and credit unions in 2025, including the 'flood the zone' strategy by bad actors.
Jan 27, 2025·20m - 105
Quality deposits and a clearer digital picture
BAI research leaders discuss deposit behavior trends and strategies for attracting quality deposits in 2025.
Dec 17, 2024·15m - 106
34.06 - Preparing banking’s front line for a deepfake future
Dec 10, 2024·19m - 107
34.05 - Unmasking fraud in the age of AI
Hidden gemRachel Koning-Beals of BAI speaks with Diana Rothfuss, Global Product Marketing Director in Financial Services at SAS, about fraud in banking as deep fakes, identity theft, and scams get more sophisticated.
Dec 3, 2024·22m·1 clip - 108
34.04 - Fight fraud on all fronts: Check protections to cloud-based solutions
Nov 19, 2024·14m - 109
34.03 - ‘Right-sizing’ deposits and the challenge of short-term CD books
Nov 18, 2024·17m - 110
34.01 - Fight check fraud with a strategic mindset
Hidden gemGreg Konefsky, Global Head of Banking for ServiceNow, tells BAI Senior Editor Rachel Koning-Beals that check fraud still matters even after check use has dropped more than 80 percent over 30 years.
Sep 23, 2024·23m·1 clip - 111
33.08 - State of Deposits: What’s on the horizon
Aug 20, 2024·16m - 112
33.07 - AI helps banks of all sizes think bigger
Hidden gemLee Wetherington of Jack Henry argues on the BAI Banking Strategies Podcast that AI is not only for big banks because no institution has enough data on its own to train large language models.
May 29, 2024·34m·2 clips - 113
33.06 - AI means change in the bank, but where may surprise you
May 22, 2024·30m - 114
33.05 - Fight fraud collectively for the biggest impact
May 6, 2024·14m - 115
33.04 - The fraud fight gets faster
May 2, 2024·24m - 116
33.03 - Measure innovation in incremental wins
Dec 19, 2023·21m - 117
33.02 - Maximizing digital marketing ROI
Dec 18, 2023·16m - 118
33.01 - ‘Tis the season for greater fraud awareness
Dec 1, 2023·19m - 119
32.08 - Winning the primary client relationship battle
Nov 14, 2023·19m - 120
32.07 - FedNow is live…now what?
Oct 2, 2023·18m - 121
32.06 - Fraud activity is increasing – how to protect your institution and customers
Hidden gemGreg Konefsky from ServiceNow discusses the rise in fraud, including check fraud, and how financial institutions can use AI and consolidation to protect themselves.
Sep 12, 2023·24m·1 clip - 122
32.05 - Fact vs Fiction: Debunking fraud and faster payments myths
Sep 11, 2023·17m - 123
32.04 - Creating a better digital payments experience for businesses
Jun 20, 2023·19m - 124
32.03 - Easing the banking challenges for people with disabilities
Jun 13, 2023·19m - 125
32.02 - Rethinking risk after the SVB collapse
Jun 7, 2023·19m - 126
32.01 - Why banks should help families break the money-talk taboo
Michael Lierz from Wells Fargo discusses a survey on Americans' aversion to talking about money and how banks can help families have these conversations.
May 30, 2023·21m - 127
31.08 - Exploring the “flaw of averages” at banks
May 9, 2023·20m - 128
31.07 - What banks can do when disaster strikes
May 2, 2023·18m - 129
31.06 - Citizens Bank has a new way with words
Apr 25, 2023·19m - 130
31.05 - The original mobile banking is finding new purpose
Apr 11, 2023·21m - 131
31.04 - FedNow’s competitive value for smaller banks
Apr 4, 2023·18m - 132
31.03 - Despite crypto turmoil, this firm is following the customers
Mar 28, 2023·20m - 133
31.02 - Getting ready for the largest wealth transfer ever
Mar 21, 2023·20m - 134
31.02 Why now is the right time for banks to get into crypto
Mar 21, 2023·20m - 135
31.01 - Managing risks during a digital makeover
Mar 14, 2023·20m - 136
30.08 - What’s now and what’s next in digital modernization
Feb 21, 2023·21m - 137
30.07 - Finding opportunities in banking cannabis and crypto
Feb 15, 2023·19m - 138
30.06 - The path to personalization in digital customer service
Feb 7, 2023·18m - 139
30.05 - Positioning ESG at banks as good business in 2023
Jan 31, 2023·21m - 140
30.04 - Tips and insights for attracting talent in 2023
Jan 24, 2023·17m - 141
30.03 - Where will banking-as-a-service go in 2023?
Jan 17, 2023·15m - 142
30.02 - A special decade to come for U.S. banks?
Banking analyst Tom Brown discusses the impact of rising interest rates on U.S.
Jan 10, 2023·21m - 143
30.01 - The best of the best in financial services innovation
Jan 3, 2023·20m - 144
29.06 - Key banking issues and trends for 2023
BAI's Carl Dahlgren discusses key banking issues and trends for 2023 based on a survey of banking leaders.
Dec 13, 2022·20m - 145
29.05 - Minority-owned banks are ready for a recession
Dec 6, 2022·21m - 146
29.04 - The fraud prevention use case for behavioral biometrics
Nov 29, 2022·20m - 147
29.03 - Pricing deposits to keep customers happy
Nov 15, 2022·18m - 148
29.02 - Customer financial health should be a top priority
Nov 8, 2022·13m - 149
29.01 - Bank leaders are the make-or-break for innovation
Nov 1, 2022·19m - 150
28.08 - Neobanks: Disruptive technology, elusive profits
Christoph Stegmaier from Simon Kuchar discusses the profitability challenges neobanks face despite their success in acquiring customers, based on their 2022 study.
Oct 11, 2022·20m