Payment & Banking Fintech Podcast

Payment & Banking Fintech Podcast covers fintech from the point where ideas become systems, obligations, and market behavior. It is mainly German, with English technical language left intact when the industry would use it that way. The show’s center of gravity is payment, banking, compliance, and digital infrastructure. Recent conversations spend less time selling the future and more time asking who authorizes it, who operates it, and who carries the risk when it breaks. An episode on EUDI and payment turns digital identity into a possible trust layer for checkout, wallets, age checks, ID attributes, and merchant acceptance. The discussion moves from regulation to button-level product design, then back out to infrastructure and governance. Agentic payments get a similarly practical treatment. A guest conversation with Virginie explores how an AI agent might prove authorization, access a wallet, use payment credentials, and call infrastructure through an API. The point is not that everything is settled. Much of the value comes from naming what is still undefined. The AI in Finance format is broader and sharper. Sascha Dewald and Mike Klotz discuss Anthropic, OpenAI, Pentagon-related developments, agentic commerce, real-time fraud, compliance, and the responsibilities that follow when AI companies become strategic partners to states. The legal and compliance episodes slow down around the EU AML regime, but they do not become abstract. Nicole Nietzsche and Hanna Keutmann frame AML changes through data, IT systems, controls, processes, and organizational responsibilities. Alles Legal adds a compact legal track, including Dana Wondra’s conversation around AML readiness and the work companies need before July 10, 2027. Across formats, the show favors long answers, precise follow-ups, and a dry tolerance for complexity. It is industry talk for listeners who want the machinery visible.