Fintech Files: Insights on TECH by BCG Platinion

BCG Platinion

71 episodes listed below

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Clear-eyed fintech strategy, told through operators.

The gist

Fintech Files treats fintech as a practical systems story, not a buzzword parade. Through structured interviews, it connects AI agents, neobanks, embedded lending, cloud infrastructure, and financial inclusion to the daily decisions banks and fintech teams have to make.

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About Fintech Files: Insights on TECH by BCG Platinion

Fintech Files is a structured, business-minded series about the technology and operating choices changing financial services. Its center of gravity is fintech, but the show treats fintech broadly: AI inside banks, digital investing, embedded lending, financial inclusion, cloud infrastructure, neobanks, and the design of more representative financial products. The format is built around long guest answers, with narration stepping in to frame the issue and sharpen the lesson. It is not a chatty news show. It behaves more like an audio briefing with room for personal experience and strategic detail. Recent episodes return often to the question of access. One thread asks how AI could make financial advice available to more people while still preserving a human bridge between automated decisions and customers. Another looks at the credit gap faced by individuals and businesses without traditional credit histories, and how alternative data can help create a path into financial products. The show also studies incumbents under pressure. Its ABN Emeril episode considers how a major bank can launch new digital offerings quickly without losing the advantages of scale, trust, and existing infrastructure. The inclusion episodes broaden the definition of performance, arguing that representation, power, product design, and mental health all shape financial outcomes. Other conversations move into Brazil, African fintech, mobile payments, and cloud-based interoperability. The result is a serious but accessible survey of fintech as lived infrastructure. It spends less time celebrating disruption and more time asking what has to change inside banks, platforms, and markets for new tools to matter. The best moments come when a guest turns a broad trend into an everyday banking scenario: a mortgage decision, a small business loan, a teenager opening a digital account, or an investor trying to get affordable advice. The show is most useful for listeners who want clean context around fintech strategy, with enough operational texture to understand the tradeoffs behind the trend.

Made for: Built for fintech professionals, banking leaders, consultants, product teams, and business listeners who want accessible context on financial technology without a hype-first tone.

What sets it apart: The show stands out by linking executive-level fintech themes to concrete operating details: APIs, lending data, bank architecture, advisor workflows, and inclusion metrics. Its editorial framing keeps complex guest interviews organized and useful.

In their own words

In Season 5 of Fintech Files, our three hosts are traveling across the global fintech landscape, uncovering the most exciting stories from the world’s leading innovation hubs. From embedded payments to crypto, from financial inclusion to the future of millennial finance, they’re diving into the breakthroughs, bold ideas, and unexpected questions defining what comes next. We’ll be talking to founders and experts behind some of the brightest minds in the industry, exploring how financial technology is becoming ever more invisible, intelligent, and impactful. As financial services touch every aspect of our lives, the opportunity to transform the way the wo...

As heard by us

Based on 5 episodes we listened to · August 2026

Fintech Files makes fintech strategy feel concrete, especially around credit, banking infrastructure, AI advice, and financial access.

Fintech Files: Insights on TECH by BCG Platinion belongs on the Business & Finance beat because it treats fintech as work, not slogan. The sampled episodes stay close to people building and running financial products: Susie Ferreira and Genie on embedded lending for Brazilian…

Read our full review in PlayNext →

Why you'd press play

The bank mothership has to explain its APIs before you clap for the innovation deck.

Press play if you want

  • banking futurism with the awkward operating details left in
  • AI finance talk that still worries about the human between algorithm and customer
Read the full recommendation in PlayNext →
AI in financial servicesdigital banking strategyfinancial inclusionembedded lendingcloud infrastructure for financealternative credit datadigital investing and advicerepresentation in financial services

Talks about

Best episodes of Fintech Files: Insights on TECH by BCG Platinion

Short reviews from the PlayNext desk, based on the episodes we processed.

Finance in the Age of AI: A System in Transition with Kirsten Rulf and Dr. Akram AwadApr 8, 2026

AI in finance gets a useful middle ground between speed, caution, and human judgment.

It frames AI in financial services as a shift from headline buzz to operating reality, and stays anchored in what banks are already doing. From ChatGPT's November 2022 launch to AI agents in banks and Morgan Stanley's AI assistant, it keeps returning to the same pressure points:…

Next-Gen Banking: How ABN AMRO is Rewriting the PlaybookMar 25, 2026

A major bank's startup experiment feels sharpest when separation does the heavy lifting.

FinTech Files treats ABN Emeril's recent moves as a live test of how a major bank can move quickly without losing control of its own architecture.

The ROI of Inclusion: How Representation Drives ResultsMar 11, 2026

A finance-first case for inclusion that keeps returning to access, power, and measurable results.

This episode makes a clear business case for representation and inclusion in fintech, tying visibility to power and access to money. It starts with the claim that every third person in the world is unbanked, then moves through women entering the workforce, leadership in Saudi,…

Democratizing Finance: Throwback Episode with Akin Soysal from BCG XFeb 10, 2026

AI, regulation, and retail investing meet the advice gap.

FinTech Files tracks the future of financial advice through retail investing, generative AI, and the advice gap. Akin Soysal, described as a global expert on digital investing and part of the BCGX leadership team in Europe and the Middle East, gives the discussion its center of…

Empowering SMEs in Brazil: Throwback Episode with Suzy FerreiraJan 29, 2026

A grounded look at embedded lending inside Brazil's SME credit bottleneck.

The reshare centers on Susie Ferreira, founder of Genie, and the stubborn SME credit problem in Brazil. It shows how Genie ties lending into e-commerce hubs and payment processors, using platform data to approve and adjust credit lines, watch cash flows, and support paperless…

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Episodes

  1. 1

    Fintech Files Finale: Five Years of Tech, Transformation, and Career Growth

    May 20, 2026·23m
  2. 2

    Money, Rebuilt: ZeroHash’s Edward Woodford on Stablecoins and Digital Money Movement

    May 6, 2026·24m
  3. 3

    Market Infrastructure, Modernised: Nasdaq’s Valerie Bannert-Thurner on the Future of Finance

    Apr 24, 2026·25m
  4. 4

    Finance in the Age of AI: A System in Transition with Kirsten Rulf and Dr. Akram Awad

    Hidden gem

    ChatGPT made AI impossible to ignore.

    Apr 8, 2026·25m·2 clips
  5. 5

    Next-Gen Banking: How ABN AMRO is Rewriting the Playbook

    Hidden gem

    Annarie Vrodingdil puts ABN Emeril's recent moves into one frame.

    Mar 25, 2026·23m·1 clip
  6. 6

    The ROI of Inclusion: How Representation Drives Results

    Hidden gem

    The episode opens on a blunt distinction.

    Mar 11, 2026·21m·1 clip
  7. 7

    We'll Be Back Soon

    Feb 24, 2026·1m
  8. 8

    Democratizing Finance: Throwback Episode with Akin Soysal from BCG X

    Hidden gem

    Anika opens with a direct question about how money will be managed in the future.

    Feb 10, 2026·27m·2 clips
  9. 9

    Empowering SMEs in Brazil: Throwback Episode with Suzy Ferreira

    Hidden gem

    Bianca interviews Susie Ferreira.

    Jan 29, 2026·32m·2 clips
  10. 10

    Unlocking Agentic AI: Building Enterprise AI Agents with Salesforce’s Patrick Heinen

    Jan 13, 2026·27m
  11. 11

    Holiday Throwback: Eyal Sivan on Data, Innovation and Financial Inclusion

    Dec 30, 2025·31m
  12. 12

    Leapfrogging Into the Future: Central Asia Goes Digital-First with Nika Kurdiani

    Dec 16, 2025·24m
  13. 13

    Disrupting Traditional Payments: Abdulaziz Al Jouf on the Future of Fintech in the Middle East

    Dec 2, 2025·20m
  14. 14

    The Future of Money Movement: Crypto Security and Payments with Michael Shaulov

    Nov 18, 2025·25m
  15. 15

    Redefining Wealth Management in Asia-Pacific: How Syfe Is Building Trust and Access with Dhruv Arora

    Nov 4, 2025·30m
  16. 16

    Money Made Personal: Adrianna Adams on Financial Planning for Millennials and Gen Z

    Oct 21, 2025·24m
  17. 17

    How is Fintech reshaping the future of money?

    Sep 16, 2025·2m
  18. 18

    The Future of Fintech | Fintech Files Season 4 Finale

    Apr 15, 2025·21m
  19. 19

    Interoperability in African Fintech: Throwback Episode with Alfred Mukudu from Amazon

    This episode explores the role of interoperability and cloud technology in advancing Africa's fintech ecosystem, featuring insights from Alfred Mokudu of Amazon Web Services on challenges and innovations in financial services across diverse markets.

    Apr 1, 2025·32m
  20. 20

    Open Banking for Good: Eyal Sivan on Data, Innovation and Financial Inclusion

    Mar 18, 2025·30m
  21. 21

    Celebrating International Women's Day: ERM’s Cynthia Salicrup and Sandra Carrillo on Sustainable Finance and ESG

    Mar 4, 2025·34m
  22. 22

    Supporting Startups and Payment Orchestration with Nader Abdelrazik from MoneyHash

    Feb 18, 2025·27m
  23. 23

    Season 3 Throwback: Empowering Finance through Financial Inclusion with Vera Futorjanski

    This episode features an interview with Vera Futorjanski discussing financial inclusion, its importance in reducing poverty, and her career journey in entrepreneurship and innovation.

    Feb 4, 2025·33m
  24. 24

    Inclusive Growth and Breaking the Glass Ceiling with Mastercard’s Subhashini Chandran

    Jan 21, 2025·25m
  25. 25

    Empowering SMEs in Brazil: How Dinie is Reimagining Credit with Suzy Ferreira

    Jan 7, 2025·31m
  26. 26

    Holiday Throwback: Eve Morelli Shares Radicant’s Unique Approach to Transparent Digital Banking and Investing

    Dec 24, 2024·32m
  27. 27

    Driving Decarbonization in Financial Services with CarbonSifr's Mustafa Bosca

    Dec 10, 2024·26m
  28. 28

    Making Mortgages Accessible: Housing Affordability and the EU Green Deal with Geert Van Kerckhoven from Oper

    Nov 26, 2024·27m
  29. 29

    Bridging the Credit Gap: Financial Inclusion with Rajat Dayal from Yabx

    This episode explores how Yabx uses alternative data like mobile wallet activity to create credit histories for 1.5 billion unbanked individuals and businesses in emerging markets, addressing financial inclusion challenges.

    Nov 12, 2024·25m
  30. 30

    Harnessing AI and Finance for Sustainability with Anne Kleppe from BCG

    Oct 29, 2024·27m
  31. 31

    Democratizing Finance: Wealth Management with Akin Soysal from BCG X

    Oct 15, 2024·26m
  32. 32

    Financial Technology Meets Social Impact: Introducing Fintech Files Season 4

    Sep 17, 2024·2m
  33. 33

    Introducing BCG on Compliance

    Jun 11, 2024·21m
  34. 34

    Highlights from Season 3 of Fintech Files from BCG Platinion

    May 28, 2024·23m
  35. 35

    Highlighting Saving and Financial Literacy with Reem Ikram, CEO and Co-Founder of Thriftplan

    May 14, 2024·31m
  36. 36

    Neobanking: The Digital Revolution for SMEs from the Step Conference in Dubai 2024

    Apr 30, 2024·32m
  37. 37

    Breaking Barriers: Women in FinTech with Jacqueline O'Flanagan, Canadian Financial Services Industry Lead at Microsoft

    Apr 16, 2024·31m
  38. 38

    Introducing In Her Ellement from BCG

    Apr 2, 2024·22m
  39. 39

    Cloud for Value with Maxim Afanasyev, Financial Services Industry Lead at Google Cloud

    Mar 19, 2024·30m
  40. 40

    Interoperability in Africa's Financial Landscape with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS)

    This episode explores the role of interoperability and cloud technology in addressing Africa's diverse financial landscape, featuring insights from AWS's Alfred Mukudu on challenges and solutions for digital innovation.

    Mar 5, 2024·32m
  41. 41

    Navigating Compliance and Risk: The Crucial Role of Data with Camila Vicenci Witt, Chief Risk and Compliance Officer at InPay

    Feb 20, 2024·33m
  42. 42

    Season One Throwback with Solaris: “How the Latest German Fintech Unicorn Plans to Stay Ahead of Competition” with Dr. Jörg Howein, Former Chief Product Officer

    Feb 6, 2024·30m
  43. 43

    Empowering Finance through Financial Inclusion with Vera Futorjanski, Founder and CEO of Beyond Global and Veritas Ventures

    Jan 23, 2024·33m
  44. 44

    Happy New Year from Fintech Files!

    Jan 9, 2024·25m
  45. 45

    Happy Holidays from Fintech Files!

    Dec 26, 2023·29m
  46. 46

    Gen AI for Financial Institutions: Navigating Regulation, Risk & Opportunities with Kirsten Rulf, Partner and Associate Director at BCG

    Dec 12, 2023·32m
  47. 47

    Sustainable Fintech: Eve Morelli shares Radicant’s Unique Approach to Transparent Digital Banking and Investing

    Nov 28, 2023·30m
  48. 48

    Meet the Hosts

    Nov 14, 2023·21m
  49. 49

    Fintech Files Trailer

    Nov 8, 2023·2m
  50. 50

    “Data Powers Finance” with Antonio Martinez from Snowflake

    Apr 5, 2023·34m
  51. 51

    “International Women’s Day: Embracing Equity in Banking”

    Mar 8, 2023·28m
  52. 52

    “Revolutionizing the Future of Finance in the Middle East through Open Banking” with Emir Isik, Head of Business Development from Tarabut Gateway

    This episode features an interview with Emir Isik from Tarabut Gateway discussing how open banking is transforming finance in the Middle East through secure digital platforms connecting banks and fintechs.

    Feb 15, 2023·26m
  53. 53

    “Credit Meets Climate: The Role of Banks in Fighting Climate Change” with Hugh Shannon, Head of Sales & Customer Success at OakNorth

    Nov 2, 2022·43m
  54. 54

    "Modern Fintechs Are Born in the Cloud” with Anton Langbroek, General Manager DACH & CEE at Mambu

    Aug 10, 2022·35m
  55. 55

    “Finding the Sweet Spot in B2B Payments: Mondu and Its ‘Buy Now, Pay Later’ Offering” with Philipp Povel and Malte Huffman, Co-Founders and Co-CEOs of Mondu

    Jun 29, 2022·39m
  56. 56

    “UpLyvt and Their Plan to Unlock Women’s Financial Health” with Alexa Cotiaux, Cofounder of UpLyvt

    May 25, 2022·30m
  57. 57

    “Why API-First Is Not Only Relevant for Fintechs” with Ove Kreison, CTO and Co-founder of Tuum

    May 11, 2022·29m
  58. 58

    “The Art of Navigating a Company Through Rapid Growth and Post-Merger Integration”—with Michael Stephan, COO and Co-founder of Raisin

    Apr 27, 2022·29m
  59. 59

    About Your Favorite Fintech Podcast

    Apr 6, 2022·11m
  60. 60

    “Why Banking and Flawless Customer Experience Are Not Contrary to Each Other ” With Thomas Fuss (CTO) and Elliott Haralambous (Global Strategic Partnerships and Alliances Lead) from Backbase

    Dec 8, 2021·41m
  61. 61

    “How to Build a Bank from Scratch” with Thomas Hilgendorff, CEO and Co-Founder of Yapeal

    Nov 24, 2021·29m
  62. 62

    „How to be at the Forefront of Innovation in the Institutional Crypto Space” – With Henrik Gebbing, Co-Founder & Co-CEO of Finoa

    Nov 2, 2021·36m
  63. 63

    “About Germany’s First Crypto Saving Plans and the Pioneering Role of the Country in the Blockchain Regulation“ with Philipp Beer, Chief Growth Officer at Nuri

    Oct 19, 2021·27m
  64. 64

    “Payaut’s Tech Stack Transformation Enables Marketplace Payments at Scale” with Simon Hall, CTO of Payaut

    Sep 28, 2021·34m
  65. 65

    “What Incumbent Banks can Learn from Fintechs” with Jürgen Eckel, Ludger Küpper and Boris Stoff (Managing Directors of BCG Digital Ventures and BCG Platinion)

    Sep 14, 2021·41m
  66. 66

    “The Future Is Decentralized” with Peter Grosskopf, Co-Founder/CTO of Stealth Decentralized Finance Company (Part 2)

    Aug 31, 2021·35m
  67. 67

    “Why Upvest Considers the Licensing Process as a Chance for Their Full-Stack Investment Offering” with Tobias Auferoth, CFO of Upvest

    Aug 17, 2021·27m
  68. 68

    “How the Latest German Fintech Unicorn Plans to Stay Ahead of Competition” with Dr. Jörg Howein, Chief Product Officer of Solarisbank

    Aug 4, 2021·31m
  69. 69

    “How to Build a Great Fintech” with Peter Grosskopf, Co-Founder/CTO of Stealth Decentralized Finance Company (Part 1)

    Jul 21, 2021·29m
  70. 70

    “Everyone Should Be Able to Fulfill Their Financial Potential” with Jurek Herwig, Co-Founder and CTO of forget.finance

    Jul 21, 2021·26m
  71. 71

    Meet your hosts

    Jul 20, 2021·4m