FINANCIAL PODCAST: What Moves to Make During Crazy Markets (Especially at Tax Time)

·38 min·3 clips

How a Middle East conflict makes your pens more expensive by blocking shipping lanes and reducing supply.

The episode begins with the host introducing Jennifer Johnson, a certified financial planner from Three Magnolias Financial Advisors, and noting the recording occurs two weeks before the 2025 tax filing deadline. They discuss the ongoing market volatility following attacks in Iran, which initially caused a sharp downturn but saw brief recoveries based on ceasefire rumors. Jennifer explains that the primary impact is on oil markets, raising gas prices and, through shipping disruptions, increasing costs for consumer goods via supply and demand effects. She compares this to last year's tariff issues, noting similar patterns of market fear and recovery. Jennifer advises against panic selling, highlighting that markets move quickly, with examples like a 3% Nasdaq gain in one day. She recommends continuing contributions to investments when share prices are low. Jennifer details tax loss harvesting, where investors sell losing positions in taxable accounts to claim capital losses, then immediately reinvest in similar assets to stay exposed. She cautions about the 30-day wash-sale rule and the complexity for average investors. Jennifer also covers Roth conversions, suggesting converting traditional IRAs to Roth IRAs during market dips to pay taxes on lower balances and gain tax-free future growth. She stresses the need for professional advice from financial planners and CPAs for these strategies. The host reinforces consulting experts, and Jennifer provides her contact information. The episode concludes with disclosures about securities and advisory services.

As heard by us

A calm guide for savers facing a market pullback and tax-season decisions.

The episode focuses on a market pullback after the attacks in Iran and the practical choices facing savers before the 2025 tax deadline. Jennifer Johnson, a certified financial planner with Three Magnolias Financial Advisors in Winston-Salem, offers clear, steady guidance for…

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Why you'd press play

When your account is down and the market is wobbling, this gives you something useful to do.

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