The Real Investment Show Podcast · Lance Roberts

3-25-26 Q&A Wednesday: Markets, Money & Your Questions Answered

March 25, 2026·49 min·3 clips

Apollo and Ares both gated their private credit investors.

1. The Real Investment Show Podcast episode titled “3-25-26 Q&A Wednesday: Markets, Money & Your Questions Answered” centers on market volatility, portfolio risk, and listener finance questions. 2. Hosts Lance Roberts and Danny Ratliff handle the market update and Q&A, while RIA Advisors is named as the presenter and the firm behind the advice. 3. The episode asks what investors should do with a selloff, a ceasefire-driven rally, and changing allocations. 4. Lance says 38.4% of the S&P 500 constituents are in a bear market, even though the index is down about 7% from its peak. 5. He describes quarter-end window dressing, rebalancing, and the start of earnings season as the next market catalysts. 6. Lance says a headline about a possible one-month ceasefire with Iran helped lift the Dow about 406 points. 7. He says Apollo and Ares gated private credit investors and explains that private funds cannot instantly sell long-dated assets. 8. He contrasts private credit’s roughly $1.7 trillion size and 4% share of loans with the mortgage crisis’ roughly 40% loan share. 9. Lance argues that the private credit issue mostly affects high-net-worth investors and does not map onto household spending the way subprime mortgages did. 10. He says the S&P 500 is oversold, but resistance sits around the 6,700 to 6,800 area and the 200-day moving average. 11. Lance says oil has a gravitational pull back toward the mid-60s to early-70s range as the Iran situation resolves. 12. He says energy stocks have run far ahead of fundamentals and that profits should be taken if the sector remains extended. 13. Danny says he would wait on new aggressive buying until there is clearer confirmation that markets and the Iran situation are stabilizing. 14. He says a cash investor should divide new money into 12 pieces and buy one-twelfth each month rather than try to time one perfect entry. 15. Danny says he uses a 1% risk-per-trade framework in his portfolio sizing examples, including an NVIDIA position example from the website article “Portfolio Risk Management, Accepting the Hard Truth.” 16. He says a 2025 target-date fund can look very different across providers, with Vanguard at 49% stocks and BlackRock closer to a more bond-heavy mix. 17. The tone is practical and technical, with frequent references to moving averages, valuations, and fund structure. 18. The format is a live Wednesday Q&A with market commentary, audience questions, and direct back-and-forth between Lance and Danny. 19. Investors comparing market pullbacks, target-date funds, and portfolio sizing. 20. Traders wanting entertainment more than allocation guidance.

As heard by us

A Wednesday market Q&A on quarter-end positioning, selective buying, and risk control.

This Wednesday market Q&A sticks to a practical lane: quarter-end positioning, window dressing, rebalancing, and a valuation reset. It opens with a brief metaverse aside, then settles into the question that matters for anyone sitting on cash after a pullback.

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Why you'd press play

You want a quarter-end market reset with practical answers on cash, sizing, and valuations.

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