Brad Olsen: Buyers shouldn't wait for more OCR cuts

·41 min·4 clips

Brad Olsen argues buyers shouldn't wait for more OCR cuts after 225 basis points of reductions.

Should buyers wait for cheaper money? Brad Olsen says that question can pull buyers away from the market in front of them. Right now they can compare more listings, take a breath, and negotiate. The host pushes on gut instinct, because property decisions rarely stay tidy once prices fall. Olsen splits the room: buyers with room to move, and sellers still holding onto the biggest number they saw in 2020 or 2021. That is where the tension sits. Some sellers are meeting the market. Others are still acting as if interest rates and buyer confidence have not changed. The segment stays practical, with the host bringing it back to what people actually do when the spreadsheet says one thing and the stomach says another. FOMO has cooled. Buyers are not being shoved into the same rushed calls, mostly because there are plenty of properties sitting there. Sellers have the rougher adjustment. An old price can feel like evidence, but Olsen's point is that the live market gets the final vote. The phones open, which helps. It feels more like radio than a lecture. OCR is still in the background. It was left unchanged this week, but Olsen reads the Reserve Bank language as leaving room for more cuts if inflation expectations keep behaving. The blunt takeaway: do not wait so hard for cheaper money that you miss today's supply, seller psychology, and your own numbers.

As heard by us

Brad Olsen connects the unchanged cash rate with buyer choice, seller expectations and the risk of waiting for perfect certainty.

The OneRoof Radio Show uses the unchanged 3.25 cash rate as a practical test of timing, confidence and evidence. Tim Beveridge and Brad Olsen, Infometrics Principal Economist and CEO, work through whether the OCR staying put is likely to shift the market in any meaningful way.

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Why you'd press play

If you're waiting for the OCR to drop before house-hunting, Brad Olsen gives you a reason to inspect the market as it is now.

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