The Heart of It · Nova Podcasts

The Couple Who Are Making Investing Easy (With Queenie Tan & Pablo)

September 28, 2025·50 min·4 clips
Queenie reveals the 'rule of 72': your invested money doubles every nine years at an 8% return.
It begins with easy banter. The host opens on Gadigal land, teases Pablo Bazzini about sounding Spanish though he is French, and settles into the cosy rhythm of people who clearly enjoy each other. Queenie is introduced with real affection as a financial educator who makes money management feel less stiff and more within reach for ordinary people. Pablo is part of that work too. Together, they have built Invest with Queenie, the book The Fun Finance Formula, and an app the host wants listeners to know about. The notebook warning makes sense. The host even admits to writing down ETF after stumbling over the letters, which keeps the money talk friendly instead of intimidating. The practical question is simple enough: if someone has $500 and wants a million-dollar net worth in ten years, where do they start? Queenie points to small, steady investing habits. Her first answer is ETFs. She explains an exchange traded fund as a way to spread risk across hundreds, or even a thousand, companies instead of putting everything on one stock. Apple becomes the easy example. The bigger point is patience. Queenie says holding broad market investments for five to seven years gives a very high chance of making money, and she handles the fear around losses without scolding anyone for being nervous. Time and diversification make the risk feel less sharp. Micro-investing gets a warm tick. Raise, Spaceship, and Sharesies come up as apps where beginners can start with five or ten dollars and build the habit first. Bigger amounts get their lane too. For $1,000 or more, the conversation moves to brokers, including ComSec, NAB Trade, Stake, and Sharesies. By the end, the room has drifted through books, menopause, financial fitness, and a golf-course joke about becoming the two-million-dollar guy.

As heard by us

A warm, practical introduction to beginner investing.

The Heart of It makes beginner investing feel straightforward instead of heavy. Queenie Tan and Pablo Bazzini sound relaxed and easy to follow, and the episode stays on the basics: ETFs, micro investing apps, and broker options.

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Why you'd press play

Start here if investing feels like jargon and you want a plain-English reset on ETFs and simple ways to begin.

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