The Happy Saver Podcast - Personal Finance in New Zealand · Ruth - Personal Finance Blogger

Part 3: EMERGENCY FUND - FI Series

·19 min·1 clip

Ruth advises starting with a $1,000-$2,000 emergency fund to avoid using credit cards for unexpected $500 problems.

Host Ruth provides a detailed guide to building and using an emergency fund, drawing on personal experiences like the Canterbury earthquakes and her mother's hospitalization. She explains how to start small, determine the right amount, and avoid common pitfalls like using credit cards for emergencies.

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