The Daring Well Podcast - Holistic Health & Wellness, Mindset, and Personal Growth · Rita Mercer, Wellness, Mindset & Mental Health Expert

Healing Your Relationship with Money with AJ Schneider

·42 min·3 clips

AJ says, “The antidote to shame is acknowledgement,” and uses a $75 parking ticket as the example.

1. The Daring Well Podcast episode with AJ Schneider centers on healing your relationship with money through money mindset and financial wellness. 2. Rita Mercer hosts AJ Schneider, founder and CEO of Beyond the Green Coaching, who says her company has helped over 300 clients. 3. The episode asks what changes when money is treated as emotional, not just mathematical. 4. AJ describes growing up with parents who fought about money, a father with no money, and a mother who had money and then lost it. 5. She says those experiences taught her that money was “toxic” and “the root of all problems.” 6. AJ says she went to New Zealand, Australia, and Asia while trying to find herself and repair those beliefs. 7. She says the turning point came when she stopped seeing herself as “a fraud” with money and started budgeting as self-care. 8. AJ argues that spending often reflects fights with a mom or boyfriend, burnout, resentment, loneliness, or fear. 9. She says “treat yourself” culture can be a response to discomfort rather than a real need. 10. AJ says paycheck-to-paycheck living keeps people in survival mode and prevents them from thinking in years and decades. 11. She says checking a paycheck at 12:01 a.m. used to feel normal and safe to her. 12. AJ says the biggest barrier is that people treat money as something outside themselves instead of a mirror of emotion and values. 13. She says taking control of finances can be “radically selfish” because it helps current you and future you. 14. AJ describes a client who paid six months of rent and bills at once, then had $0 left, because she did not trust money in the account. 15. She says fear around money is really fear of uncertainty and lack of control. 16. AJ says shame is reduced by acknowledgement, fear is reduced by trust and surrender, and guilt is reduced by acceptance and forgiveness. 17. The interview style is conversational and personal, with Rita asking direct follow-up questions and AJ answering in long examples. 18. The energy is reflective and practical, with repeated use of client stories, self-disclosure, and plain-language frameworks. 19. People interested in money mindset, budgeting, and financial wellness. 20. People looking for market tips, investing advice, or technical tax detail.

As heard by us

Money shame loosens here, with naming it as the first real step.

Rita Mercer and AJ keep circling the same point: money shame gets lighter when it is spoken aloud. Debt, no savings, and the quiet panic around money are treated less like failings than a weight people carry until they name it.

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Why you'd press play

For when money shame feels tangled up with avoidance and old habits.

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