The Andrew Hines Real Estate Investing Podcast · Andrew M. Hines

Real Estate Investing Strategies for Uncertain Times

·20 min·1 clip

Andrew says Trudeau proposed a $25,000 exit fee for Canadians who want to leave.

1. The Andrew Hines Real Estate Investing Podcast episode centers on real estate investing strategies for uncertain times. 2. Andrew Hines hosts the episode and speaks as an investor sharing his own view, not as a certified advisor. 3. The episode asks how Canadian investors should respond if spring listings rise, mortgage renewals reset, and U.S. diversification becomes more attractive. 4. Andrew points to more spring listings and says owners may be downsizing when new mortgage rates feel too expensive. 5. He says only about a quarter of borrowers had felt the new mortgage-rate environment before, and that another 25% renews each year. 6. He cites market examples from Vancouver, Edmonton, and Toronto, including one chart showing about 60% new listings in Vancouver and 3.2% sales. 7. He says new construction is slowing because developers do not want to start projects when pre-construction sales and price expectations are uncertain. 8. Andrew argues that lower construction activity could keep a housing shortage in place even if immigration is moderated. 9. He says no one knows exactly where prices land because policy choices and political levers can change the outcome. 10. He suggests investors should hedge for either rising or falling prices rather than rely on one forecast. 11. Andrew says some people are still finding deals in Western Canada and Ontario by creating value on the buy, through renovations, or through niche disposition strategies. 12. He says a profitable business can still be built in Ontario and across Canada if the acquisition system or renovation team provides an advantage. 13. Andrew says the Bank of Canada is not cutting rates right now and calls earlier expectations of cuts a lot of "hopium." 14. He says he chose a two-year mortgage rate on his own property because he wanted time to see what happens. 15. Andrew says Canada’s inflation, aging population, and immigration needs are pushing some people to consider leaving. 16. He describes an "emigration crisis" where multi-generation Canadians are talking with accountants and lawyers about tax residency exits. 17. He says leaving Canada can trigger deemed disposition, meaning unrealized gains on assets like a rental property can be taxed. 18. Andrew discusses the proposed $25,000 exit fee and says it is unlikely to stop someone already committed to leaving. 19. The tone is practical and conversational, with long, repeated explanations and several caveats such as "don't quote me" and "double check everything." 20. People who invest in Canada and are weighing U.S. diversification will get the most value, while listeners who want a tight market update only may skip the visa details.

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