The Andrew Hines Real Estate Investing Podcast · Andrew M. Hines

Future-Proof Your Real Estate Investments with Brandon Disher

·57 min·3 clips
Brandon says his family would be "screwed" without assets and that Canada's system rewards owners.
Episode 282 brings Brandon Disher back to Andrew's podcast for a conversation about where Canadian real estate stands now. The tone is relaxed, but the subject matter stays practical. Brandon has a PhD in physics, and he also comes across as someone who has spent a lot of time working through economics on his own. Andrew opens by noting that they had talked before, but had not actually met in person until this recording. That gives the chat a familiar feel without making it feel rehearsed. They talk about the economy and what the future may look like in Canada. Brandon's investing experience in student rentals gives the discussion a concrete base. The conversation keeps returning to debt loads and interest rates. They talk about how household balance sheets are carrying too much debt. They also talk about why the appreciation many people got used to after 2022 should not be assumed to continue. Andrew and Brandon discuss the way real estate enthusiasm changed after the market cooled. Brandon points to the people who once showed up in large numbers, convinced by easy wins and big stories. He describes how that energy faded as investors got burned. The episode does not stay gloomy, though. It shifts into the question of what still works when the numbers are tighter. Andrew presses on deal structure and asks whether investors can still engineer returns that make sense. Brandon answers by focusing on practical approaches and hedging. They talk about keeping a close eye on the math of each deal. The discussion also touches on the business side of Brandon's investing life in London, where he works with his wife. Near the end, Brandon mentions that there are still creative strategies out there for people who know where to look. The overall effect is a calm, grounded conversation about risk, leverage, and execution in a tougher market.

As heard by us

A practical real estate conversation that keeps returning to the numbers.

Brandon Disher frames this episode as a clear-eyed look at real estate investing in Canada once higher rates, debt, and slower appreciation are part of the equation.

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Why you'd press play

Listen if you want a blunt read on Canadian real estate math in a higher-rate market.

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