TED Talks Daily · TED

3 things I wish I knew when I was broke | Vivian Tu

March 28, 2026·28 min·1 clip
Vivian Tu argues that having even a small emergency fund shifts your mindset: 'when you have a parachute, no matter how big or small, you can make the right decision and not the right now decision.'
Money feels like a language nobody taught you.

As heard by us

A former trader runs through the money basics the financial system was never built to explain.

Vivian Tu built Your Rich BFF on a simple observation: the financial services industry was designed for people who already have money, which leaves everyone else figuring out a language nobody bothered to teach them.

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Why you'd press play

Vivian Tu, a Wall Street trader turned educator, gives you the financial starting sequence no one else explained.

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