
TED Talks Daily · TED
3 things I wish I knew when I was broke | Vivian Tu
March 28, 2026·28 min·1 clip
Vivian Tu argues that having even a small emergency fund shifts your mindset: 'when you have a parachute, no matter how big or small, you can make the right decision and not the right now decision.'
As heard by us
A former trader runs through the money basics the financial system was never built to explain.
Vivian Tu built Your Rich BFF on a simple observation: the financial services industry was designed for people who already have money, which leaves everyone else figuring out a language nobody bothered to teach them.
Why you'd press play
Vivian Tu, a Wall Street trader turned educator, gives you the financial starting sequence no one else explained.
Listen to the show on