Why Landlord Insurance Premiums Are Skyrocketing in 2026 (And How to Stop It)

·34 min·3 clips

Darren Nix says roofers driving up claims account for 80% of skyrocketing landlord insurance premiums.

Darren Nix, CEO of Steadily, explains why landlord insurance premiums are skyrocketing, primarily due to increased hailstorm claims and roofers encouraging homeowners to file claims. He offers actionable advice for rookie investors, including understanding policy details like replacement cost vs. actual cash value, managing deductibles, and identifying red flags in properties to reduce costs.

As heard by us

Insurance costs are rising fast, but the bigger warning is how easily a cheap policy can be the wrong one.

Landlord insurance is no longer a sleepy line item, and this episode explains why. Hailstorms, climbing claims, and insurers pulling back in some states are pushing premiums up, which makes the real question less about finding the cheapest quote and more about knowing what the…

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Your landlord policy can become the cheapest mistake on the deal.

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