How to Invest in Real Estate in Your Retirement Account | Queer Money Ep. 568

·1 hr·5 clips

Christopher Price reveals how to invest retirement dollars in real estate through a self-directed IRA or solo 401k.

The episode begins with an introduction to the topic of using retirement dollars for real estate investment beyond traditional stocks and bonds. Hosts welcome Christopher Price, who shares his personal journey discovering this strategy after running out of cash for real estate investing. Price explains the mechanics of rolling over funds from previous employer retirement accounts into self-directed IRAs or solo 401ks, emphasizing key differences like custodians and the unrelated business income tax (UBIT). He clarifies that solo 401ks offer more autonomy and avoid UBIT on leveraged real estate. The discussion shifts to passive real estate investing through syndications, where investors can participate as limited partners in commercial multifamily properties with minimums around $50,000. Price describes the roles of general partners who manage deals and passive investors who receive cash flow and equity returns. Hosts explore due diligence, including vetting operators, assessing markets, and understanding risks like interest rate caps. Ethical concerns about housing affordability are addressed, with Price arguing that upgrading properties provides clean, safe housing. The episode concludes with resources for listeners to learn more, including Price's free online training and social media channels.

As heard by us

A grounded look at solo 401k options and real estate syndicates for retirement dollars.

Retirement accounts can feel boxed in when the usual mix is stocks, mutual funds, and bonds. This episode turns toward real estate, with Christopher Price discussing how money from a previous employer can move into a solo 401k and then into real estate syndicates.

Read the full review in PlayNext →

Why you'd press play

Want your retirement dollars to get more mileage than the usual stocks, mutual funds, or bonds?

Read the full recommendation in PlayNext →

Listen to the show on

Apple Podcasts Spotify

Play clips from this episode More from Queer Money®: How Gay People Do Money