„Tür zu – Mama macht jetzt Finanzen.” – Money Stories: Birgit | Episode #434

·1 hr 4 min·5 clips

Birgit got two job offers while on a retreat, forcing her to choose between exciting new roles.

This episode of Own it. Der Female Finance Podcast features host Natascha Wegelin in conversation with guest Birgit, a mother of two and a clerk in cultural funding. Birgit shares her money story, detailing how she began her financial journey in 2024 with the Finance First program and continued with the Master Mentoring in 2025. She describes her initial avoidance of finances, influenced by childhood beliefs that money is not discussed. Birgit explains that despite reading books like one on ETFs, she did not take action due to uncertainty and lack of support. The Finance First program helped her build basics, track income and expenses, and work on mindset blocks. A key moment was realizing her finances were better than feared after reviewing accounts. Birgit discusses a personal example where her sister lost money through a poor investment with a local advisor, highlighting common pitfalls. She now knows her pension gap, has set up automated savings, and invests in ETFs. Birgit also shares broader personal growth, including receiving two job offers while on a retreat, relearning violin, and improving self-efficacy. The episode explores how she managed time for finances by setting boundaries with her family, saying 'door closed.' Birgit talks about learning to say no to volunteer commitments, linking it to self-worth and feminism. The conversation touches on partnership dynamics, noting that financial planning now receives more shared attention. Natascha and Birgit reflect on the importance of taking the first step, the limited-time structure of programs as a motivator, and the difference between knowledge and actionable steps. Birgit's biggest aha moments include realizing she can do her own taxes and becoming open to self-employment. The episode concludes with Birgit encouraging listeners to start their financial journey and seek help.

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