Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans · Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans

How to Get Out of Debt in 2026 Without Giving Up Your Life | 506

·23 min·2 clips

Shana and Vanessa reveal how to get out of debt without giving up pumpkin spice lattes or travel.

Shana and Vanessa, financial coaches trained by Dave Ramsey, teach listeners how to get out of debt in 2026 without sacrificing their lifestyle, using their 'bougie on a budget' approach. They cover practical steps like listing all debts on one page, creating realistic budgets, and choosing between snowball, avalanche, or minimum payment payoff methods.

As heard by us

Debt payoff is treated like a budgeting system, not a punishment.

Debt payoff is presented as a system for making progress, not as a form of punishment. The hosts center a 2026 reset on putting every debt in one place, choosing payments that fit real life, and setting aside savings buckets so the plan does not unravel later.

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Why you'd press play

You want to get out of debt in 2026 without living on rice and beans.

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