El Director - Invertir en Bolsa y finanzas

💶 ¿Dónde INVERTIR SIN RIESGO En 2026? Fondos de Inversión interesantes

·21 min·2 clips

Where can you safely invest your money in 2026 when interest rates have already fallen from their highs?

The episode begins by setting the context of April 2026, where the host acknowledges that while swing trading and individual stocks are exciting, a significant portion of one's patrimony should be managed with low risk. He states that fixed income, while not the 'greatest opportunity of the century' currently, serves as a strategic asset for security and liquidity, especially given geopolitical uncertainties like the Iran situation. The host emphasizes that none of the discussed funds are investment recommendations but are examples for educational purposes. He first delves into monetary funds, describing them as the 'king' of low-risk assets, with near-zero risk and high liquidity, currently yielding around the European Central Bank's interest rate of 2.3%. He shares that he personally increased his position in monetary funds recently, specifically mentioning Grupa Matre Soleri and Axa Curterm, due to market concerns. The host then transitions to low-risk corporate bond funds, explaining the risk premium between public and corporate bonds. He introduces the MUNDI S.F. Diversified Short Term Bond Select EURND fund, highlighting that it invests in investment-grade corporate bonds with a short to medium-term duration. He presents data showing it returned 7.55% in 2024 versus a benchmark of 3.8%, and 4.64% in 2025 versus 2.4%. Next, he discusses the Cartesio XF Y fund, which has a slightly higher risk profile but still within low-risk fixed income. He notes its resilience during the 2022 bond market crash, where it fell only 3% compared to a benchmark drop of 13.3%, and its subsequent outperformance in 2023-2025. The host mentions he is considering investing in these funds personally and will reveal his decision in the upcoming webinar. Throughout, he teases the April 23 webinar event, where he will be joined by a private banker to discuss more funds, investment strategies for high fortunes, and broader topics like equities, gold, and commodities. The episode concludes with a call to register for the free but limited-capacity webinar.

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