EI Personal Finance - Track Your Results One Quarter at a Time · Express Innovation

Episode 13 - Q1 2025 Update

·38 min·1 clip

Well, hello and welcome to the Express Innovation Personal Finance podcast

Express Innovation Personal Finance returns late and says Episode 13 is the Q1 2025 update. The host notes the show missed a week and a few weeks of updates. He uses the 30-minute drill as the working frame. The idea is to update the financials quickly enough that the numbers still mean something. The dashboard refresh takes less than half an hour. That gives him quarter-over-quarter and year-over-year views. He then steps back to the backdrop. Inauguration Day is one marker, and the April 2nd tariff announcement is the other. He says policy has shifted significantly again within less than two weeks. The show does not dress that up as clarity. It treats uncertainty as part of the setup. On the market side, he says the broad indexes are down and puts the blended decline closer to fifteen percent. His own portfolio is doing better than that. The registered side, which is mostly Canadian and international ETFs, is up slightly quarter over quarter. He pegs that gain at less than half a percent. That part of the portfolio has been sheltered because it is less volatile. The episode treats that as diversification doing real work. When he blends everything together, he says the total portfolio is off around six to six and a half percent. Other assets add some drag, including vehicles, a flat house value, and the dollar move from roughly 1.44 to 1.40. The closing read stays measured rather than dramatic: keep tracking the score, keep the mix balanced, and do not let the noise make the call for you.

As heard by us

A calm quarterly scorecard built around a repeatable investing routine.

The episode centers on quarterly scorekeeping. Express Innovation Personal Finance uses its Q1 2025 update to walk through the 30-minute drill, showing how the financials can be refreshed in under 30 minutes.

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Need a calm quarter-end read on a portfolio under pressure?

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