Debt Free in 30 · Doug Hoyes

560 – Legal Actions Creditors Can Take in Canada (And How to Protect Yourself)

·31 min·3 clips
Debt buyers purchase old debts for pennies and are more likely to sue you than collection agencies.
Doug Hoyes and guest Ted discuss legal actions creditors can take in Canada for unpaid debts, covering topics like collection agency tactics, the Limitations Act, debt buyers, court processes, and special cases like CRA and support payments. They provide practical advice on handling threats and when to seek help from a licensed insolvency trustee.

As heard by us

A clear look at creditor threats, debt buyers, and the myths that make overdue bills feel larger than they are.

The episode keeps the legal basics plain: if a debt comes from a contract, a creditor can sue, but in Canada an unpaid bill does not send someone to jail.

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Why you'd press play

Your bills are overdue and you want the real line between bluff and legal action.

Read the full recommendation in PlayNext →
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