Bootstrapped : The Lighter Side - The Podcast For B2B SaaS Founders · Lighter Capital - We Help Startups Grow

What you should know before borrowing capital to grow a startup. (Part 2 of 2)

January 6, 2025·24 min·2 clips
Patrick warns founders about personal guarantees that risk your house when taking non-dilutive financing.
Experts from Lighter Capital discuss strategic use of non-dilutive capital for B2B SaaS startups, covering when to use it, how to secure favorable terms, and pitfalls to avoid like personal guarantees and restrictive covenants. They share case studies of companies that grew significantly while preserving founder equity and control.

As heard by us

Startup capital works best when the payback structure fits the business.

Bootstrapped keeps its focus on a practical founder question: whether borrowed capital truly suits the business it is meant to speed up. Patrick Philly and Tanner Havasevich stay grounded in ownership, payback timing, and return on investment, and that gives the episode a clear,…

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Why you'd press play

Borrow capital without buying a growth problem.

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