Bootstrapped : The Lighter Side - The Podcast For B2B SaaS Founders · Lighter Capital - We Help Startups Grow

What you should know before borrowing capital to grow a startup. (Part 1 of 2)

December 9, 2024·18 min·1 clip
Patrick Philly advises founders to directly ask lenders for the actual APR to cut through confusing fee structures.
The CEO and two senior executives from Lighter Capital explain the hidden costs and deceptive terms founders often encounter when borrowing capital to grow their startups. They provide concrete examples of how loan fees are disguised and offer practical advice on how to compare offers and choose the right financing.

As heard by us

A clear look at the fees and repayment details that change what startup debt really costs.

The piece treats startup borrowing with a steady eye and does a good job of showing where the real cost hides. It keeps the focus on the unglamorous parts that matter most: legal fees, origination fees, exit fees, APR, and the difference between a low advertised rate and the way…

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Why you'd press play

See past the headline rate before you sign debt.

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