Beyond the Field

Cam & Neve Takeover PART 2: Money Taboo, Sharing Salary Deets, and Student Loans

·14 min·1 clip
Neve reveals you'll need an extra $4,000 a year if you buy a house in Auckland and rent it out while traveling.
The episode is part two of Cam and Neve's takeover, opening with self-deprecating humor about their previous episode's awkwardness. They briefly recap part one's topics: being young, traveling, homeownership, the Great Resignation, and COVID's impact. Neve presents a detailed financial example for Auckland, using an $800,000 purchase price with a 20% deposit, explaining that rental income might not cover all costs, leaving a $4,000-$5,000 annual gap for travelers. The hosts then discuss preparing finances for returning from travel, mentioning incentives from employers and falling back on family. They transition to money as a taboo subject, with Cam sharing she discusses finances with her partner to manage spending, and noting it took about six months into their relationship. They explore discomfort when incomes differ significantly between partners. Neve adds perspective from an HR friend about contract clauses prohibiting salary discussions among colleagues, suggesting it might prevent office drama or allow pay disparities. Cam relates a past experience where a boss was angry about salary talk between employees. They connect this to property, emphasizing the importance of understanding a partner's income for mortgage fairness. The episode concludes with student loans, where Cam, who lacks one, defers to Neve. Neve explains that student loans are interest-free in New Zealand but incur about 4% interest overseas, stressing the need to inform Inland Revenue (IRD) if leaving for more than six months to avoid debt ballooning. They end by promoting their Instagram handles for questions and teasing a third episode.

As heard by us

A candid conversation about salary secrecy, partner finances, and why money talk depends on trust.

Cam and Neve's second Beyond the Field takeover settles into the tricky territory where money meets real life: relationships, friendships, and unequal incomes.

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Why you'd press play

Want to talk salary without turning your relationship into a quarterly earnings call?

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