Achieve Wealth Through Value Add Real Estate Investing Podcast · James Kandasamy

Invest In Real Estate With A Self-Directed IRA With Zach Wilson

·32 min·40 clips

James Kandasamy opens by pushing back on the idea that retirement money has to stay passive forever. The episode makes that case in plain, practical language. It still sounds like a webinar that happened to become a podcast. That live-room feel stays in the pauses, the water breaks, and the occasional cough while the speaker works through recovering from COVID. Rather than smoothing that out, the episode leaves it in place. It starts from a simple problem. Many investors have retirement accounts but do not realize how active those accounts can be. From there it becomes a walkthrough of account types. Traditional IRAs and Roth IRAs provide the framing, especially when the HSA is described as combining the tax-deductible contributions of a traditional IRA with the tax- and penalty-free distributions of a Roth IRA. The conversation then moves to SEP IRAs, Simple IRAs, and Solo 401ks. Those accounts are presented as designed for self-employed individuals who want higher contribution limits. The show keeps each category tied to a real use case. It does not drift into abstraction. It then shifts to specialty plans. Coverdell ESAs are described as education accounts that can be self-directed and used for qualified expenses. HSAs get special attention because of their tax treatment. The guest calls them one of the more underutilized but powerful accounts available. The phrase best of both worlds comes up to explain why they matter. The episode also gets specific about what can qualify as a medical expense. That part is especially useful because the list is broader than many listeners expect. Later, the conversation returns to real estate syndications. It explains how K-1s can show up inside an IRA and how UDFI enters the picture there. The show keeps returning to what an investor should verify before acting. It asks what the structure is, what the account allows, and where the tax risk sits. That makes the episode feel like a practical briefing rather than a pitch. It is comfortable with repetition because repetition is part of the teaching style. The result is a straightforward investor briefing on how retirement capital can be used more actively. It ends with the same basic message it started with. The account type matters. The deal structure matters too.

As heard by us

A practical look at self-directed retirement accounts and how they fit into real estate.

This episode walks through self-directed IRAs and the account types tied to them, with real estate as the main use case. It covers the SEP IRA, Simple IRA, and Solo 401k for self-employed people, then moves to the Coverdell ESA and HSA as specialty plans that can also be…

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Learn how self-directed IRA money can be used for real estate, from a recorded webinar that skips the guru hype.

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